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Close family member with history of bankruptcy would like to open an account for my child
Hi Guys, long time reader, 1st time poster! I tried to research this question first but couldn't find any proper direction. A family member (X) has very kindly offered to open a bank account for my child under X's name. While this is a very nice gesture, I have already opened an account for my child under my name to pay in…
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CIFAS - Bank
Nationwide Building Society has added me to CIFAS for first party fraud for unpaid cheque from a family member I made a Complain and I’ve got my final response and they not willing to remove it now I have took it FOS now. Any advice what I can in the meantime?
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Budgeting and Banking Software?
Hi MSE friends! Do any of you use software for budgeting and bank account tracking? If so, what would you recommend that works well for you? I’m mobility disabled and therefore live off of benefits. I’m struggling to stay within my means and have been spending more than I receive lately. I used to be very good at paper…
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Child's Current Account Options?
Apologies if I have missed any threads that are already covering this topic. I am looking for advice on which bank account to open for my 12-year old daughter. I feel it is the right time for her to have her own bank account with debit card, and begin to practice (in a controlled way) how to manage her own money. Just not…
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Santander young person trustee account - Please help???
Hello, I am not good with the technicalities of banking, so could really do with some help So anyway, I recently opened a Santander Basic bank account to help manage my finances a bit better, and I got a letter from Santander saying they may have another account matching my details. I then remembered my mother opened a…
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Unknown transaction
Apologies if this isn't the correct forum. I've seen a transaction on my statement for Sainsburys OPT 1066 and not sure what it is. I know SACAT is for self checkouts but never seen OPT.
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Second current account
All my life, I've only ever had 1 current account at any time. However, I'm looking into the idea of having a second c/a for just domestic purposes (groceries, cinema, high-street shopping on a whim etc...). Is there anything I should do/know about/consider? Is it best to use the bank I already have my main c/a with? That…
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Barclays debit card with a nice background
My new debit card popped through the letterbox today with a nice picture that I chose on the background. No idea if this is something everyone knows about already and I'm last to the party but I was pleasantly surprised with how easy it was and how it looks.…
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What's the likelihood of Nationwide closing my account in this case?
I know by now that banks and building societies reserve the right to close accounts for any reasonable reason, but is the likelihood of Nationwide closing my account with them high if it's obvious I opened the account just to make money from switching referrals? It is, truth be told, the primary purpose for opening my…
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Direct debit charge
I have just been having a clear out of my old bank statements, and I noticed in 2011 I was charged £15 by Nationwide for an unpaid direct debit. I'm wondering if there is any chance of claiming it back from Nationwide? I have no idea what it was for.
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HSBC Cashback
Hi all, I have just gone through this switch from Halifax to HSBC. Does anyone know, do you need to pay in a minimum amount a month to get the bonus please? Many thanks in advance. Dave
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Basic bank account for household costs
Hi I have read a lot on her about using envelopes to keep track of household costs etc but I have tried it and can never remember to take cash with me when I leave the house etc. I invariably end up using my debit card and then having to rejig the envelopes We have a santander current account which our salaries go into and…
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222 million old £5 and £10 notes STILL out there - how to make them spendable again - MSE News
Old paper fivers and tenners worth some £220m have been returned to banks in the last six months and swapped for new currency, new figures obtained by MoneySavingExpert.com reveal - but a further 222 million old bank notes are still out there. If you've got one, here's how to make it spendable again...Read the full story:…
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Overdraft reduction agreement help
Hi all. My wife has had a £2k overdraft for over 10 years, since we had our lovely little ones my wife hasn’t earned her old wage. She has just been living in the overdraft. After Lloyd’s made changes to the charges last year it fast become unaffordable. She approached the bank and they offered a short term agreement. They…
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Getting money from parents abroad
My mother is giving me part of my inheritance early and will be sending it from India-she is an EU citizen now, but is of Indian origin. The money comes from the sale of a property there, we have all the documents to show this. I would like to use some of the money to pay off my debt and then save the rest. I am an EU…
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Halifax reward...
I was over drawn on 1st February 2019. I wasn't paid the £2 reward on February and march 2019. If I'm not over drawn on March 2019, will I be paid the £2 reward on April 2019?
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Direct debit guarantee - Company in administration
Hi All, thanks in advance for the help. I have been charged for over a year by economy energy for my utilities (Now in administration). I moved energy suppliers away from them to bulb energy in jan 2018 and instructed them to cancel my account and direct debit. Then I forgot about the issue and realised today that they…
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Withdrawal of my cash card ? Help
I got a letter from my Bank the Bank of Ireland a few days ago saying that in 2 months time I will no longer be able to use my cash card that I use to withdraw cash from my BOI Classic Saver Account They said that Banking 365 online which I am already registered for provides an alternative way to access the money in my…
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HSBC switch reward - £150 not £175
I've just completed a switch to HSBC having used the link on MSE which should have tracked at the special rate of £175 rather than the more widely advertised £150. The switch reward has been put in my account, but it's only £150. Is this an issue with HSBC or MSE? Should I be chasing someone or just suck it up?!
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Starling joint account
I'm looking to set up a joint account for general household spending - food, kids etc. (I already have a household account set up with Natwest for most of our DDs). I like the look of Starling, but seems like both account holders also need to have Starling current accounts and neither of us really need/want to switch our…
