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Removing a search
Hello, M&S Bank agreed to remove a credit search. They have advised me that they have told Equifax to remove it, and its not their problem (or words to that effect) - can I ask for advice on who is responsible for that data being removed?
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How do I know what nationwide account I have?
I had a nationwide flex-basic for many years. I upgraded my account to a flex-account last Sunday and got accepted, this was online. I'm still waiting for my debit card to arrive.. On my online statement it says my account is a flex-account, does this means its been accepted and I actually have a flex-account and not the…
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3% down to 1% - life now with Tesco bank account :(
As we all grumble with the fall in, in-credit interest from Tesco bank account, I am curious to know what money-savers will do with their bank account/s with Tesco bank. Close your account/s? Transfer to another provider? keeping the account/s?
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Minimum Payments For First Direct
Backstory is i have 3 accounts with Barclays which are all useful in one way or another however as you may or may not know they don't support Android pay (they have their own app) but i would like something which integrates with my phone/watch so i was looking at potentially taking out a first Direct Account to use as my…
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Joint account / divorce
Good afternoon, So my other half split with his wife in 2015.... they are just in the last stages of there divorce (the 6 weeks wait until he can send the absolute stage) . From my understanding they did have a joint bank account with NatWest. From the start I told him he needed to take his name off it, when I rung NatWest…
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Advice/tips wanted for organisation
Hi all I'm back at work after maternity leave and now have childcare to pay for with my OH. I'm trying desperately to organise our finances so I don't have to sit and do sums every few weeks and work out what to do each time. I know that we can afford it (just) and have minimised outgoing as much as currently possible, I…
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TSB complaint with ombudsman
Just reading the article about TSB complaints with the ombudsan from July to December last year. Seems like most of them have been processed and decisions made. Mine hasn't. I complained to TSB at the start of August and the ombudsman (as TSB hadn't done anything) in mid October. Its been with them over 5 months. I've rang…
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Joint account while still having our own current account
Hi, I'm hoping somebody might be able to clarify this for me! My partner and I would like to set up a joint account for household expenses etc. But, we'd still like our own independence and to therefore have our own current accounts too. When I've been looking at setting up new bank accounts online they all seem to say…
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Switch to HSBC
Hi. Anyone recently done this? How do you register for online banking, it keeps going on about a telephone key that I don't have ( another form says they will send me one when I send a form to them with memorable words, which is readable by HSBC staff ) I'm missing something here?
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Business bank account - credit 'protection'
I was recently speaking to someone regarding business bank accounts. They told me that with a business bank account, you can make a bank transfer payment and gt the same credit protection terms as with a credit card. ie If you paid a company direct for some goods (or services?) and that other company went into liquidation…
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Barclays Bank Hassle
Been trying to deal with Barclays Bank which has been a total nightmare Somehow they seem to have lost thousands of my money and I have been trying to find out what happened to it but dealing with Barclays is like dealing with imbeciles. Either you get ignored or get completely useless information. Bit of a long story but…
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Visa Debit card declined but showing as pending?
I want for a meal on Sunday & I paid by card which came back on the first attempt as declined. The second attempt it went through. I have checked my Barclays bank app & one of the payments has been taken as normal but the declined one is showing as a pending transaction & deducted from my available balance. will this…
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Fingerprint ID on HSBC app
I've gone from disinterest, to being a big fan of using my finger/ thumbprint to log on. More or less all my apps had it, except HSBC. I just logged on, and it's now there. I was asked to enable it right away.
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Can I re-claim bank charges from Barclays under hardship rules from 2013-2015
Hi I hope that you may be able to help. I have recently had a sort out and come across some old bank statements. I had a look through and was shocked to discover the amount of bank charges I had paid. From 2013 - 2015/2016 I was having a hell of a difficult time. I was a single parent on a very low income with a newborn…
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Paper statements
Hi All My elderly Aunt has not received a bank statement from Lloyds for a few years, I am guessing that at some point they wrote to her advising how to opt in but she obviously didnt do so. She has no access to on-line banking, I have had a look on line myself and it appears the options available to her are either on-line…
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TSB current accounts
Hi, regarding the TSB 5% accounts ; back in 2014 my wife and I visited our local TSB and the manager did the paperwork for us to open some new current accounts (5% on the first £3,000 at the time ) we ended up with four accounts in total - two in my wife's name and one in my name plus one in both our names - with regular…
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Beware 'HMRC' phone scams - surge in calls telling victims they owe taxman £1,000s - MSE News
Fraudsters are increasingly carrying out sophisticated phone scams which can involve them threatening victims with immediate arrest if they don't pay £1,000s on the spot - and bogus calls in some cases appear to come from HMRC's telephone number. If you receive an urgent demand to pay tax over the phone, beware...Read the…
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Metro Bank - capital ratios and stock price
Hello all My first post on the MSE forums so apologies if i break any etiquette rules. I have a business bank account with Metro Bank, only recently (6mths) opened. I see they are still suffering from their miscalculation of capital requirements and have two open enquiries by the UK regulators. In light of this I expect…
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Opening a UK bank account in Euros
I have some money in a bank account in Ireland that now needs to be closed. I would really like to keep it in Euros. My bank (Natwest) doesn't offer a Euro bank account. Has anyone come across any others? It's a few thousand pounds so may not be worth it but I would rather avoid the current rate of exchange and keep it in…
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Reversing current account switch
Hi all, I recently switched my account from Barclays to first direct via their switching service. After a month of using first direct I'm really disappointed by their app and how it shows live and pending transactions. Taken 6 days for a simple transaction to be debited from my account or show in pending. I obviously keep…
