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Bank Loyalty
Hi, I am tempted to switch bank to avail of free cash but does that affect getting credit in the future for example if I want to switch my mortgage in 2 years time?
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Help - bank scam
This is a complaint about Nat West who I have been a customer with for over 40 years. I was subject to a scam which was perpetrated on me on the 17th December 2018. It resulted in us (myself, my wife and my daughter) having £15,690 removed from our bank accounts and has left us completely devastated. I consider myself…
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Multiple accounts for interest
Evening all, I'm planning to open a couple accounts and have a couple questions if anyone could advise how they manage things. I have a Ford money savings, TSB 5% with the £1500 in, I plan to switch a donor account to First direct for the bonus, setup a regular saver with them and drip feed from Ford to here. Then setup a…
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Pending debit card transaction in apps
Looking at a new bank that shows debit card transactions straight away with the retailer. i know Halifax does this, but Nationwide doesn't show the retailer. Any others that show straight away in the app?
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M and S Bank CEO email?
Does anyone have an email address for M and S banks ceo or the complaints e mail address thanks arthur
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switching Starling to Natwest
Hello, I've recently opened a Starling account for the sole purpose of switching it to Natwest, to get the £150 switch incentive. The account is verified and I've just received the Starling card today. Is there any wait period with Starling - because it's a new account - to initiate the full switch to Natwest, or I can do…
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Bank of Scotland & DD
Opened a new Bank of Scotland Vantage account mid-December, about a month ago. The account seems to be up and running, a Post Office Saving DD set up and paid just fine. However, it appears I can't link it to my PayPal account? Have tried quite a few times already, all I get is a message "we can't process your request…
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Barclays CIFA Marker
Hi, I know this is a very discussed and talked through subject on here with many questionable OP's. I have read through around 40+ threads regarding this on this forum and others and thought it's best to make a post with my own personal issues/scenario and seek help. I had been with Barclays since the age of 16 this all…
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Nationwide Issues (Account loss, app not accessible)
Been a loyal Nationwide customer for decades. But not using it much these days, as living abroad. But there is still a sizable 5 figure saving in there. In Dec I got a secure message through their system, telling me that the Postoffice has returned some mail as undeliverable, and as a security measure they have put…
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Halifax won't refund my overdraft fees, got called 'dippy' by staff member at branch
As it was nearing Christmas time, I had the misfortune of falling to being a victim of fraud, several foreign transactions from Moldova were made on my Halifax bank account. The amount spent put my account into an unauthorised overdraft. I had no issues with getting a replacement debit card and a full refund of all the…
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Barclays Emergency Borrowing facility
Can anyone help, i am unemployed for 3 years after maternity leave/redundancy and sickness . I have been stuck in my emergency borrowing facility for the last year. And before this I have dipped in and out of it pretty much every month for the last 10 years, i have just calculated my bank charges as totalling over £4000.…
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Santander 123 Fee
Evening all, I am planning on switching my Santander 123 account to First Direct, this will be my first time using the switch service! I have 2 direct debits attached to the account, a couple of weeks apart and the £5.00 monthly fee! The first direct debit is due this Friday 11 January, and the other is at the end of the…
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Are Bank Switching Bonuses a Benefit to Banks?
Hi All, Are bank switching bonuses a benefit to banks? It usually seems to be the same banks who offer this bonuses whilst others can get along without needing to reward customers for switching. On the last point are we likely to see any new players in the banking world getting involved with the switching reward process…
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Nationwide Upgrade
I tried to upgrade my Nationwide basic account to a full account by switching my other TSB account based on the wording on their website: Switch to Nationwide so that I become a main current account member1 1 How to qualify as a main current account member To get access to Flexclusive offers you must either: 1) Hold a…
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Switching current account question
Hi All, I would like to switch my current account using uSwitch service from HSBC to M&S bank to get some rewards. With HSBC I have got a current account, credit card and also two personal loans. All these accounts I can see in in one HSBC panel. If I move to M&S Bank I am guessing my current accound will be closed and I…
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Direct Debit instructions not changed
I recently changed my bank accounts, and in doing so, my Mortgage payments to A&L were swapped from Santander to Nationwide. After three months, A&L sent me a threatening letter demanding I pay my backdated mortgage payments as the direct debit, requests were not being met (because they were being directed to the "closed"…
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Replacement TSB debit cards
My first ever TSB debit card expires at the end of this month. Can anyone tell me when they usually send a replacement? My main account is with FD and I am used to getting a replacement a full month ahead so I am surprised not to have received it yet. Thanks
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'Home Expense' Account
Apologies if duplicate ask..... Within my family we have one main 'earner'. That person's income and account handles all bills/mortgage/regular costs etc. What I'd like though is a simple account for the non-earning partner into which we could put a regular amount (circa £1200 pm) for incidentals through the week and food…
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NATWEST sent my Sole account details to someone else
Hi, I’m not sure what I should do about this, but my husband received two letters from NATWEST listing Sole accounts that I have with them as well as our joint accounts. I feel this is in breach of my privacy and leads me to think about what and how my personal bank information is being shared by NATWEST. Surely I should…
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Best Bank Account for Student Without a Student Loan
I'm looking for a bank account for my daughter that offers as many perks as possible. However being a student ( 18 years old ) in school and soon to be attending a Foundation Course, she doesn't have a monthly salary or Student Loan to entice. However, she does have £1800 saving she can place to start her off ( which she…
