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Wrong Address
Hi, Just wondering if anyone else has had the same problem as me. I had an overdraft with HSBC I was paying off I thought I'd finish paying the overdraft, but then I received a letter from HSBC saying I was in arrears. I asked several times for bank statements so I could see how this was. Several times I was assured the…
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Halifax Student/Graduate Overdraft
Hi I opened a Halifax around 2008, and converted it to a student current account when I started university in 2012, getting a fee-free overdraft of £1000. However, I can't seem to find any information regarding this becoming repayable. I'd saved enough to pay it off, but then ended up buying a house so never actually paid…
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Natwest Credit Review Email
Hi. I recently received an email from Natwest claiming they’ve been trying to get in touch with me regarding my current account, and it was signed the credit review team. They provided a reference number they said has been used in recent correspondence. Problem is, I haven’t had any recent correspondence, this email was…
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Nationwide referal link question
I've already referred someone and got £100 and now I have £400 more I could potentially get before April. However, the second person I sent a referal link to a few days ago hasn't replied since I responded to their private message sending a request for a referral. They were last active when they sent me the message. If in…
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Switching Old Current A/c to First Direct
I have an old dormant Nationwide current account, zero balance, no DDs etc. Is it worth "switching" it to First Direct to claim their £125 reward? I can't see anywhere in their Ts & Cs that the account I'm switching from has to have DDs although it does state in the blurb "To get the £125 cash offer you need to open a 1st…
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Closing Old Bank Account with literally zero details?
I have a 4 year old bank account still showing on my credit report at an old address, I believed this was closed but it appears not. The account in question was an old joint account which my ex partner closed, it appears that when she closed it, it became my account and still refers to an old address we lived at. It has…
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Lloyds open banking app.
Does open banking work on the Lloyds mobile banking app for anybody as the lloyds website says it is "up and running now" but I've downloaded the app and I can't see the ability to add external accounts. It works though on the bank of scotland mobile app.
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Moving money from UK to Romania
I moved to Romania about 18 months ago, and now want to move a large-ish amount of money from my HSBC account to a Romanian bank account. Since I am coming over shortly for a visit, I have thought to take the money out in cash and bring it back here, with the necessary paperwork to account for it at customs. I would…
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Delays in receiving OTP from Lloyds/Halifax/BOS?
Am I the only one?! About half of the One Time Passcode (OTP) phone calls I get when setting up a new payment or standing order arrive AFTER the four digit code on the screen has timed out. This is waiting for a landline call, haven't tried often enough using my mobile to know if its a delay on the landline providers side…
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Joint Account & Internet Banking?
Howdy All, So as it is now, I'm all set to be buying my first house with my partner (of almost 10 years) in March. :beer: Currently, we have bank accounts with different providers and I feel it may be easier to change my existing Lloyds current account to a joint account so we can essentially cut out the "you owe me 75p…
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M&S mistake and account when to overdraft
Hello, I have an M&S credit card with a 32 months free interest for a balance transfer. I did a balance transfer from another credit card of £1,402 and then I called M&S (4th January) so I can set up a Direct Debit of a minimum payment but still to clear off the balance before I will be charged any interest. The lady I…
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Dozens bank account?
Anyone heard of Dozens bank/app? It has a 5% bond and you use the account as a current account as opposed to a savings one. Seems to good to be true? There may be a catch somewhere but this would put the app/bank quite high in terms of the interest it offers. They also have FSCS protection but only up to £50k. Anyone…
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Old paperwork?
How long should you keep old bank account records?
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HSBC online banking problem
Hi All I cant tranfer money from my bank a/c to flex saver. Any tips on how to do this? Perhaps a bug with my app.. Both show under my accounts but not an option on my move money tab.. Please help! Thank you
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switch account minimum payments
Hello, I'd like to switch my account from Halifax to Natwest so I can get £150 as a reward. The condition is to pay min £1500/month to the new Natwest account. Can I do that from a different bank account or must be an income? There is no mention about that at all on their website. Thanks
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Joint account
Hi, me and my husband are looking at getting a joint account and don’t know what the best way to do it is as we have all the bills coming out of separate accounts. We have one income going into my husband’s account I have a savings account and he has an overdraft that we cannot get out of so we need an account that will…
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Cancelled a direct debit, will not allow to add back?
I found out that Tesco Current Account not allow to add the direct debit again once I had cancelled it. This issue: 1. In November 2018, my Post office Online Saving account monthly direct debit is ended. 2. So it will shown cancelled in my list of direct debits in my Tesco Current Account. 3. I tried to apply a new direct…
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Tesco bank 3%, £3,000 until 1st April 2019?
Will tesco bank extend their date or reduce their 3% interest rate?
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Bitcoin account compromised. Bank refuse to refund.
Yesterday I received a text from Coinbase to tell me of a deposit of £650.00, the person purchased bitcoins on my account from my bank account and then sent this to an address, I was able to cancel this through a security text I received from Coinbase. I rechecked just a few minutes later and saw this time that the…
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Barclays Frozen Account/Fraud Investigation
Afternoon, I have a friend who owes me some money. She had set up monthly payments and all was going well. Last August, she missed a payment so she went to Barclays at her end . They were adamant that the money did leave her account and had arrived in mine. It did and it hadn't. This then happened again. And again.…