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joint bank account
hi there I'm hoping someone can help. my mum and grandad had a join bank account, sadly my grandad passed away nearly a year ago. my mum was his carer and he lived with her for over 16 years. she cared for him for over 30 years all together. my grandad was always made believe that the joint back account, on his death,…
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Basic Bank Account
I called Nationwide, whom I have an account with, wanting to open a free basic bank account to service some money that is jointly contributed by my family for shared projects. They told me I couldn't add a free account as I already have another account with them. Having just read about the right to the so called "hidden"…
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1st Direct Switching Disappointment
So sad that one of my first posts is a complainy one! I've just got off the phone with a very nice lady at 1st direct, going through the procedure to set up my current account transfer and claim my switching bonus. BE WARNED. Not all accounts qualify -and this is not widely advertised. My old RBS One Account does NOT…
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From Calor to Natural Gas
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All student current accounts with overdrafts
Hi all, Could everyone please list all student current accounts in the UK that offer a 0% overdraft? I've come up with the following. HSBC Lloyds TSB Halifax Bank of Scotland Royal Bank of Scotland NatWest Santander Barclays Thank you!
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Supreme scam £1000 stolen from account
This may be a well known scam but thought I’d share my experience. Edit .. the title should read Supremo. A little bit of background first my father is elderly and when stressed can stumble with his memory. My father has been scammed for over £1000 and it could’ve been much more. He received a pop up from ‘Microsoft’ (it…
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Looking for accounts with no overdraft
Hi there. I'm looking for a bank account where I can transfer a certain amount of money each month to use as a budget. When that budget is maxed out, I would like any further transaction declined rather than going into an overdraft. Is there such an account? I have the ability to top it up if necessary, but I'm hoping this…
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Sold in France & € to £
Hi all, I've sold a property in France and the monies are held in the Notaire's account. What is the best method of getting the proceeds of sale transferred into the UK. I bank with the Halifax and to have it transferred direct would mean institutions each take their piece of the pie, in handling costs, exchange rate,…
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Sold in France & € to £
Hi all, I've sold a property in France and the monies are held in the Notaire's account. What is the best method of getting the proceeds of sale transferred into the UK. I bank with the Halifax and to have it transferred direct would mean institutions each take their piece of the pie, in handling costs, exchange rate,…
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How long does a bank remember bad debt?
I defaulted a NatWest current account overdraft in 2010. I subsequently satisfied the debt in 2011 and the debt dropped off my credit files in 2016. Yesterday, I tried to apply for a NatWest Select Account for the £150 switch incentive. The application was declined as soon as I entered my name and address. Never even got…
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Which Account?.
I am lucky enough to have £1000 I want to stick in a bank/savings account for 12 months. Can anyone suggest the best one to put it in?. Thanks.
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MetroBank: can this be right?
https://www.zerohedge.com/news/2019-01-23/uk-bank-crashes-record-low-after-misinterpreting-risk-rules
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Applied for a HSBC product yesterday? Check you weren't wrongly declined - MSE News
Some applicants who applied for HSBC credit cards, mortgages or loans yesterday were wrongly rejected due to problems with credit checks - if you made an application, here's what you need to know...Read the full story: 'Applied for a HSBC product yesterday? Check you weren't wrongly declined' Click reply below to discuss.…
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Finding active accounts
I have full power of attorney for my gran and I would like to check if I have access to all of her accounts with funds (bank accounts, ISAs and share accounts). At the moment I have a list I have drawn up from the correspondence she kept over the years but it was just in case I am missing anything. I wouldn't want an…
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Contacting BOS online
Maybe I'm missing something here, but how on earth do you contact Bank of Scotland online? Although they have my email address and bombard me with junk mail about how I have a secure message waiting, when it comes to me contacting them it seems that all I can do is ring them up. I can't find any secure message facility,…
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Cheque bounced but then money taken out many days later
Hi there, I wonder if anyone can help. We gave a cheque to someone for payment of something. We later had notification from our bank that they payment hadn’t gone through as there wasn’t enough funds at the time it went out. By this point there was enough funds so we withdrew as cash and paid in cash and advised this…
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How many banking apps have you on your phone
OK so I haven't seen this challenged as yet. These are mine: Nationwide (main current account & reserve Credit card & reg svr) Santander (still use the 1.5% 123 interest) Atom Bank (decent fixed rates) Natwest (power of attorney) FD (bagging the reg svr) HSBC (bagging the reg svr) Tesco (savings pot) Amex (1% cashback CC)…
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App Based Banking Review - January 2019 (Starling, Monzo & N26)
Hello all, Over the last few months I’ve tried out three of the UK digital/app banking options and I thought I share my experiences because I’ve found it hard to get an up to date review online. I’ll try to keep it brief and to the point, and I hope it helps someone who might be interested and/or is currently comparing…
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Embarrassed with complaint compensation with HSBC Premier
Hi guys, I thought I would share my experiences of the customer care given by my new bank HSBC. I switched to their Premier account after being enticed by their 'luxury night away' switch deal. I had to call the bank a couple of weeks ago as it seemed that they had dipped my current account twice to pay my credit card off…
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Santander to shut 140 branches
Spanish-owned bank Santander is slashing its branch network by almost a fifth, putting 1,270 jobs at risk.The bank blamed the closures on "changes in how customers are choosing to carry out their banking". It said branch transactions have fallen 23% in the last three years, while digital transactions have soared 99%. "We…
