Finding active accounts

83dons

I have full power of attorney for my gran and I would like to check if I have access to all of her accounts with funds (bank accounts, ISAs and share accounts). At the moment I have a list I have drawn up from the correspondence she kept over the years but it was just in case I am missing anything. I wouldn't want an account to go missing and for her not to be aware of it. I know credit checks online can give you all sort of info on credit cards and loans I wondered if there is any similar way of finding out about accounts in someone's name? I guess if someone dies with no relatives then the legal guys must have some way of identifying accounts and shares?

eskbanker

The credit files held by the three credit ratings agencies should include all current accounts as well as loans and cards, and in any case those from previous generations are unlikely to be as financially promiscuous as those of us who've opened strings of current accounts for interest and incentives!

https://www.mylostaccount.org.uk/ is a free service that searches for savings accounts.

For shares, there's info on searching registrars, etc, at https://unclaimedassets.co.uk/unclaimed-shares-and-dividends/, as well as a (chargeable) search service.

https://www.moneywise.co.uk/make-more-money/work-family/track-down-your-lost-assets is another site suggesting avenues to explore.

Cross-referencing should also help, e.g. identifying dividend payments from bank accounts.