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Switching
I have a couple of questions regarding the switching process - can anybody on here help? 1. Do you only get credit checked when you apply for a new current account if you elect to have an arranged overdraft? 2. How much of an impact does multiple current account applications within, say, 12 months have on your credit…
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Halifax, just me?
Morning All, As per my thread title, wanted to switch to Halifax under their £125 current switch offer. Did the typical blokey thing and left it till the last minute! (offer ends 23.59 tonight 19/3/18), went online last night (18/3/18) to complete details, no luck at all, got to 1st page “Personalise your application”…
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Help. Delayed refund.
UPDATED - My bank has now said up to 15 working days - has anyone ever had to wait this long? thank you. Hi, a large refund was processed to me from HSBC to my Barclays account on 10th March but the money still hasn!!!8217;t shown in my account. Refund was processed in front of me on PDQ machine and I have the receipt.…
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First Arranged Overdraft
Hi all, I'm currently in a situation where I believe my best option would be to take out an arranged overdraft with natwest. I need to borrow £100 from for 25 days until I am paid. Using the natwest overdraft calculator, when using £100 of my arranged £100 overdraft, it is showing me that I would be charged a £6 monthly…
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Sports Club Bank Account help please,
Hello, This might not be the correct section to post to but here goes! Are there rules regarding club funds in a bank account? As an example, there are 45 members at a club I'm a member of, the bank account currently stands at £2,300. The committee seem to think THEY dictate how the money is spent. The funds consist of the…
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Can I do this?
Hi, I am thinking of switching my current account to HSBC to get the £200 switch bonus. But I don't want to give up my current account. Couldn't I just setup a new current account with a local bank and initiate the switch from that? I mean, as long as I pay in the required amount and meet all the conditions, does it…
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Bank switching
Might seem like a daft question but - Thinking of closing a joint san123 account to access the direct debits for meeting requirements of other accounts. As my cashback only covers their monthly fee and I can get higher interest elsewhere Is it possible to use the switch service to an account you already have with all…
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You can't get the Nationwide FlexDirect 5% twice?
I found posts on this forum suggesting you could get the 5% from the FlexDirect again if you waited a year to open it after previously closing it, is this no longer the case? When I asked Nationwide about it they suggest it's not or is the employee wrong? "Thanks for getting in touch with me today. It's great to hear that…
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Lloyds TSB Package
My partner had a Lloyds TBS account (Gold) when we met 10 years ago and was going through his divorce. He had to look at his finances and I noticed he had a monthly charge of (I think) £7.50. I asked him to query this and he discovered that it included benefits such as travel insurance and car breakdown cover. He cancelled…
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Is there really no way to write to Lloyds?
Lloyds are unable to correctly spell my name on statements. It is some bizarre IT problem that adds a middle name. We correct it over the phone and it lasts at best 2 months and then goes back to being wrong again. Having done this on and off for about 2 years now I would like to escalate but I don't see any alternative.…
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Cashplus - aps
Why for the life of me, does this company not allow weekend transfers? This really does hinder peoples cash flow over the weekends...
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Bank credited closed account
Hi In 2013 I defaulted on an overdraft and in 2015 paid the debt back to Santander in full. Fast forward a couple of years and I get calls from a collection company for the same balance. Turns out Santander credited the money to the closed savings account where it has sat ever since gaining some interest. On the down side…
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Unexpected credit and debit on the same day
Hi there, Just a quick question about a strange transaction on my bank statement. I was checking my bank statement (Current account) today and saw something a little odd last month. On the same day last month, I had a credit of £95 which I can't remember for the life of me what it would have been for but then on the same…
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RBS Packaged bank account rejected by Ombudsman
Hello, I had a Royalties Gold account with RBS from 2000 until 2017, paying £14 per month, never had the need for any of the insurance policies and never informed that if I did need them Id have to register. I contacted RBS in 2016 who rejected my claim for mis-selling on the grounds that I should have cancelled my account…
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Nationwide Current Account Payments In Question
Can anyone tell me what time of the morning payments in to a Nationwide current account due on a Monday usually hit the account.
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Debit card fraud desperste help
Dear Team I wonder if you could help me as I am desperate I went with my friends to see a couple of concerts in mexico this week and had a harrowing experience Om Sunday 11th after the concert we went to a bar in mexico city We arrived around 2345 local We had 2 or 3 beers each and my friend and I split the bill. The…
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Payment declined but money taken!
Hi All, I'm hoping someone can help with my dilemma :cry: . I'm going on holiday next week and ordered my currency online this morning from Debenhams for home delivery. The payment declined but the money has been taken from my available balance. I called them and it turns out the delivery address has to be the same as the…
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Switching bank when you had 2 accounts
So I had two current accounts with NatWest and I recently switched one of them to first direct to pick up the £125 bonus... Subsequently I now obviously still have one account with NatWest, would I be able to switch that account over to say Halifax and receive their cash bonus? Or would that not be applicable due to the…
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Card stolen with pin
Tried googling but not coming up with an answer. My friend used his card at an ATM, put his pin in, and the machine took his card. He went off to work and then noticed £80 had been withdrawn from his account, can only assume the card machine had been fitted with some sort of scam device? Is it possible to get his money…
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Euro to sterling inheritance
Hi I have inherited 55,000 in Euros which was a wonderful surprise. But how can I get from Euros to Pounds without paying lots of bank charges and with the best exchange rate? Thank you in anticipation
