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Bank account with easy access
Dear friends, I would like your opinion on the best bank account with easy PC access. I use banking mostly to move money between savings and p2p investments, so would like faster payments as a standard. I travel quite a bit (with laptop and internet access). I used Lloyds for years, but due to managers bad treatment, I…
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Switching away and then switching back?
Hi Has anyone tried switching an account away from a bank to get the switching bonus, and then switching back to the original bank to get another switching bonus? I had an account with Nationwide which I've switching to Halifax and received the £125 bonus. I now want to switch the same account back to Nationwide using the…
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Joint Current Account - No Switch
We want to open a joint current account, preferably with a linked savings account.Hubby & I both bank with different banks & want to keep our individual accounts so neither of us wants to switch to get a bonus. Is there any way of getting one of the bonus offers without switching or any bank that offers a good deal for…
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Question about the UK switching service
I'm looking at the FAQs for it here (https://www.currentaccountswitch.co.uk/helpandsupport/Pages/help.aspx) and notice that it says: Does that mean if my friend has my old details, once he makes a payment to me on his online banking, it will redirect my payment to my new bank account but also update his online banking so…
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PayPal & Basic Bank Account
Without going into a long story, I've been forced to switch banks, and can now only get a "basic" account. I joined Metro Bank, but it seems I cannot use it in conjunction with my PayPal account (possibly because the do not allow Direct Debits which PayPal require initially for verification purposes). Which banks with…
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When to put £ into my LISA?
Hi, I've just switched my H2B ISA to a LISA with Skipton. Their account has a low 0.75% interest rate. Is there any reason I can't put the £4000 (maximum) into this LISA a couple of weeks before the tax year ends instead of putting it in month by month? I'd like to hold this £4000 in a higher interest paying account.…
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Bank Complaint Protocol
I recently had a complaint with a bank and I was unhappy with how they dealt with it and the behaviour of the complaint handler. I put in a complaint with how it was handled and the behaviour of the complaint handler, today the same complaint handler picked it up, advised he was happy with how he dealt with it, closed off…
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Tesco Bank Direct Debits Removal - April 2018!
Hey All, Tesco Bank has announced they will remove all direct debits from their savings accounts as of April 2018. I am fully aware that this issue has been brought up before. That said, this imminent change will affect a lot of us, particularly those with several bank accounts requiring two or more active direct debits be…
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Avoiding charges on Sterling to Euro transactions
I have been using TransferWise to make payments in Euros. I usually make a couple of payments a month; each is around €300 - €350. However, I have noticed that when using a credit card to make the payment to TransferWise, the payment is treated as a 'cash advance' or money transfer by the card issuer, and attracts a hefty…
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Joint Account abroad?
Does anyone know of a bank/building society etc. which will allow me to set up a joint account with my son who lives in Perth, Western Australia. Tried Halifax, Barclays and Post Office who all says we must both go together to a UK local branch to set this up. Not very helpful, needing a 40 thousand mile round trip! Frank
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Accounts that let you trsfr money by Direct Debit?
A few years ago, I followed this MSE guide to set up multiple bank accounts. Every month, I move money between bank accounts to get interest/rewards. Most of the banks accounts require two active Direct Debits, so I used a Tesco Saving accounts to meet this requirement (as Tesco let you pay money into your account via…
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Money Transfer between EU countries
I am a co-executor for a late neighbour. Two of his beneficiaries live in Germany and we have to pay each of them over £100k. We are concerned that sending large sums abroad may be problematic. Is sending money from the UK to Germany via CHAPS transfer the best way? As executors we are liable if things go wrong, so is…
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Faster payments - not so fast?
Hi I am bewildered by the following situation, was wondering if anyone had a similar experience or could shed some light on the following: Sending money between my accounts from First Direct to Lloyds (both faster payment providers). Sent the money yesterday. 8.25am - sent a faster payment of £1 to my Lloyds - received…
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Halifax Switch
I switched my account from Halifax to RBS and all went ok, direct debits are coming out of my new account. Randomly I got an email from the DVLA email advising me that they have received instruction from my bank to cancel my direct debit (last taken 1st March). I then go into my eBay to list an item and notice my direct…
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Locating a old trust fund account NatWest
I am currently trying to locate a unit trust fund investment that was originally arranged by my grandad for me to access when I reached 18. This was invested in with NatWest bank in 1996. My grandad passed away some years ago but with hindsight he put my mother’s name on the trust as the second named adult. I have visited…
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Best exchange rate for banking a euros cheque?
Please can anyone point me in the right direction... Mum has recently received a legacy from her sister who passed away at the end of the year, her sister lived in the Republic of Ireland, so the cheque came through in Euros. I'd like to make sure mum is not ripped off by the usual banking sharks, so does anyone have any…
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Moving cash around to get the best deal
I have a single and joint 123 Santander accounts. My wages are paid into one and I have a direct debit to pay into the other each month so I get interest and cash back direct debits. I may be about to lose my job and probably won't get another one. I have money is ISA's etc and am trying to work out how I can transfer…
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Working abroad
My daughter will be starting a 6 month contract with TUI in May in Greece We have been looking for a bank account suitable for her, she is paid in Euros monthly We asked HSBC but she does not earn enough to open their overseas account Can anyone advise?
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Halifax account security question
Back again, As a follow on to my earlier thread, one question I forgot to ask, and hoping someone reading this can help me with. I’ve opened a Halifax reward account, debit card etc. being sent out. To have free and full access to this account do I need to apply for further items i.e. a card reader as per Nat West and…
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Halifax switching date
Hi I'm new to the forums. I was thinking of switching to Halifax for the £125 switch bonus. Does it matter which switch date I choose for the switch bonus?
