-
Is a Bank Liable
We have a very strange issue with Nat West. My husband was given a cheque in payment for work.. He banked the cheque and it was bounced. I noticed the name on the cheque was different by one letter than the person he had done work for... for example the name was A. Porter and the cheque in the name A Portet..We then…
-
Switching Bank Accounts to Mortgage Provider
Recently been accepted for a mortgage with Santander. I currently bank with Natwest (1 current account, 3 savings accounts, 1 HTB ISA & 1 CC which I rarely use) Is it worth contacting Santander to see if they will offer me a deal/some incentives to move all my bank accounts to them? If so, what is the best way to go about…
-
Cheque cashed for incorrect amount
Afternoon Everybody Just after a little bit of advice. Last week I sent 2 £15 cheques to the same company. 1 of them was processed as normal but the other one somehow managed to be cashed for £1500! Which of course managed to plunge my account way beyond the overdraft limit. The company involved says theres nothing they…
-
Student Bank Account
My son who is a mature student cannot get a student bank account because of previous bad credit. He starts uni in Sept what other options does he have. He already has a co-op Cashminder account.
-
Metro Bank
Thinking of switching current account to Metro Bank, what do people think of them ?
-
IMPORTANT LLoyds Bank change time of funding account
Lloyds bank have changed their terms and conditions for overdraft fees. However, look what else they have done.............. In the small print it says "Additional changes to your bank and savings account saving and conditions" Funding your account to make a payment. "From 30 October 2017 we are changing the cut-off time…
-
Multiple bank accounts
I'm currently in the process of looking for a new bank account, I'm with HSBC and have been ever since I opened it when I was in school. Thanks to poor interest rates and little in the way of a thank you as a long term customer, I feel I should move elsewhere to make the most of my money. After doing some research I see…
-
Bank Transfer Question
Hi I am currently in the process of purchasing a house. I have to transfer to £40k from one account and £40k from another account to solicitors account. I understand when doing this at the bank, they will ask for ID. Unfortunately my passport i have had to get a new one due to it being expired and may take 2-3 weeks. Can…
-
Best way to switch my flexdirect?
Hi there, My flexdirect is almost a year old, so time to switch it. Along with this, I also have a linked flexclusive regular saver about to mature. I would like to open another flexclusive saver - though I know it's halved to £250/month now :( but just wondered the best way to go about this. Was thinking to switch the…
-
Halifax ultimate rewards Acc
With Halifax ultimate rewards account you get homer emergency cover. The blurb says the below. Does this mean that you could use it for a Combi boiler breakdown? Covers a sudden unexpected incident to your home which needs immediate action to; Make it safe or secure and avoid damage or more damage Make it fit to live in…
-
Bank sent card, pin, and details to stranger
Hello everyone, So I've had a nightmare with Permanent TSB in Ireland. I set up a new account 8 days ago, after waiting a long time for the appointment to do so. Three separate letters have been due to arrive at my address in the post, one with my debit card in it, one with its pin number in it, and one with my IBAN and…
-
MSE News: NatWest & RBS hit 'occasional infringers' with hike in daily overdraft fees
Natwest and RBS have hiked daily fees for unarranged overdrafts while cutting the monthly maximum customers have to pay...Read the full story: 'NatWest and RBS hit 'occasional infringers' with hike in daily overdraft fees' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how…
-
TSB current account changes-direct debits
After reading the new TSB account details, it says that you can now set up a direct debit debits from any current account (as opposed to only older savings accounts. Am I understanding, correctly ,that you can use your TSB currents (like Tesco's savings accounts) as feeders for other accounts needing direct debits paying…
-
HSBC Safeguard
Has anyone else had problems with HSBC and their 'Safeguard' questionnaire? I have held my company account at HSBC for the last 6 years and with the exception of the first couple of months it has always operated in credit (but always within limits even when in the agreed overdraft in the setting up phase). I recently…
-
Natwest refusing to refund credit card fraud.
I'm currently disputing a bizarre case of 'fraud' on my Natwest credit card. At the beginning of June a 600 pound charge for Avis rental car appeared there. Baffled I called up Avis and was told it was charged back in September 2016 by a Michael Brook, who isn't me by the way... He rented a car from Heathrow on 17th-…
-
Debit card payment debited but not received
I made a debit card payment Wednesday last week to my Very account for the sum of £300. Usually it reflects in my Very account balance immediately, however it didn't show up at all. I had a Payment confirmation email from Very, and my husbands bank account that we used showed it as debited. I contacted Very Wednesday…
-
Nationwide Froze Bank Account - No Warning
For the past 10 days, we have tried to pay our wages into our Nationwide personal account from our business account - and each time it was sent back to us. It was strange but we thought it just a temporary glitch with Nationwide and, as we had money in there, werent too concerned and could chase it when we get time. Today,…
-
Current account process
Hi guys, just after a little advice... I went into branch and opened a Nationwide FlexPlus, ended up leaving with my customer number, sort code and acc number. Which was great :) to be honest, I'm hoping my card and pin come soon as I'm off o holiday next week! So I've got some concerns - my credit is not amazing however,…
-
Is it safe to give bank card number and 3 digit card security code on telephone?
A relative has had money taken from their account for fraudulent purchases made at Topps Tiles. We are trying to work out how this has happened. The bank have refunded the money as it is clearly a fraudulent transaction but they have not explained how it happened. We are wondering if card details (number, 3 digits from…
-
To switch, haggle, or neither?
Hi all, I've been doing some long-overdue reviewing of my bank accounts and am thinking about whether it is time to switch my current account. I currently bank only with TSB, but set up my account long before the new £10/m rewards came into play - the only account benefit I get is 3% on my first £1500. Having had a look…
