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Sort Code - not found
https://www.paymentsuk.org.uk/consumers/sort-code-checker is the first hit for "sort code checker" on google. Seems to be broken though, as every sort code I put in comes back as not found. Eg 56-00-29 The other sites seem fine however eg. https://www.sortcodes.co.uk/ Does the paymentsuk one normally take weekends off?
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Co-op switch terms
My very brief situation is I have 2 current accounts: 1. First Direct which I want to keep because it's linked with my 6 month old Regular Saver. 2. TSB Classic Plus which although good doesn't do as much for me now I've got to 12 months and earnt my interest on their own monthly saver. I'm not eligible for their newly…
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TSB contactless 5%
Could someone tell me the date on which TSB will stop the 5% off the first £100 spent contactless, please ? I know it's sometime next month.
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CHAPS transfer problems - complaint
Hi All Just after a bit of a sense check on a potential complaint to my bank/building society (I won't name them but I'll just call them 'bank' from now on) over a CHAPS payment issue I had last week. The background: On Monday at around 2pm I submitted a CHAPS transfer request to send a sum of money to my solicitor which…
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Best / cheapest bank account for using overdraft?
Not talking £1000s but maybe just a £500 overdraft.Which bank account would be the best (cheapest) for this or is there not really a huge difference between them?
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Cheque clearing
Hi, I have received a large cheque, it was for 63k. The cheque was from danske bank, I am with Ulster Bank. The. Cheque was lodged in a branch of Ulster bank. they didn't give a lodgement slip but gave a photocopy of the cheque and the branch stamp! They told the person who lodged the cheque it wouldn't credit straight…
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Seven-Day Switch Issue
Hi, My other half recently did a seven-day switch from Lloyds to Santander, but left some money in his Lloyds savings account. However, when he now logs into Lloyds, there is no option to transfer that savings account money anywhere so he has no easy way of accessing it. We went in to Lloyds today to see if they could…
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How long to keep bank statements?
I closed my business in 2009 due to ill health and became bankrupt. That is all sorted now but I've got loads of old bank statements from my business would it be ok to get rid of them now?
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Nationwide Internet Banking Problems ??
Anybody else having Nationwide Internet Banking problems this morning ?? Can access my credit card account but not do anything once in there.
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MoneyWiz Best Practice?
Calling all MoneyWiz (or similar) users. How does everyone configure the app for proper budgeting? I have both multiple accounts and budgets set-up in the app but can't quite get to grips with how to manage the budgeting process. I've set-up bank accounts to support 'envelope' style budgeting keeping bills, living,…
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Is more than one bank account better?
I have two current accounts now, down from 6 as I've been consolidating. I have a Barclays Bank Account and a Halifax Current Account - and I don't pay any fees for either of them. I'm wondering what the majority of people do... Have one current account for everything? Or if many of you have two - and maybe use one just…
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Bank of Scotland Overdraft
Hi received a letter today from my bank saying that they will be charging 1p per day for every £7 borrowed from November. As we currently have an overdraft of £1,999 due to moving house and needed improvement (didn't want the £2 a day scenario for £2,000), the question is can you move bank accounts and leave the overdraft…
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Continuous payment authority refund
I recently cancelled a Continuous Payment Authority direct with the bank for breakdown cover aswell as writing to the breakdown provider to ask them not to renew the policy. The bank said that if they took the money anyway, I would get a refund. Well, they did take the money anyway so I rang the bank and I did receive a…
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Direct Debit Mandate Question
Hi there. How long does it take when completing a Direct Debit mandate on sites, signing a mobile contract on paper etc. take to appear on the banks side?
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Broken card
Hi, My LLOYDS credit card has stopped working today and I have a question I couldnt find answer anywhere. Will I be able to withdraw money when I visit bank tommorow or do I have to order replacement card to do so? The other thing is, will I be able to order new card so it's delivered to bank branch rather than my address?…
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How do you contact @CET when Tesco lock you out?
Tesco Bank's online login is an infuriating experience if you get locked out. They give links for specific problems which just lead to the Community Forum, which you are supposed to spend 20 minutes ploughing through to find the answer. For example, I can't log in because they think I'm using a different browser or device…
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Barclay's current account
Currently, I have two current accounts which earn me approx £19 in reward fees. I have just seen the Barclay's current account which pays £7 (£3 fee so £4 to me) It states that you need two active direct debits per month and £800 paid in. I have two Natwest savings accounts so If I were to set up a direct debit for each of…
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5th Bank Account - Eligibility?
Hello All I currently have four bank current accounts. One is my "real" bank account, and the others are all effectively savings accounts. I'd like to open a 5th as the rate is good but I'm worried about being rejected, although I have never been rejected before. I just wonder if a 5th account could be the straw to break…
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Lloyds Bank Overdraft Fees Changing
According to a letter from Lloyds Bank I received today Lloyds Bank are to scrap current overdraft fees on 02 November 2017 and instead will be charging £0.01p per £7 overdrawn per day. As this is a daily charge it probably means that the fee will be compounded daily. According to The Guardian on 12 July 2017 the fees…
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Missing payment
Hello, Someone sent me money via online bank transfer but used the details to my old bank account. I have since switched to a new bank using a switch service so thought perhaps the money might be passed along but this hasn't happened. The sending bank says I need to contact my bank for them to trace the payment, and my…