-
Split of savings - Long, Medium Short Term Goals
Hi everyone, So we all know how much we are able to save per week/month/year, my question is how do you recommend you then split those savings down into long medium and short term goals??? My personal situation is 24 years old, living on my own with a mortgage on my property. I have already got all necessity's in the house…
-
Post Office Banking
Hi there, Just a quick query this time. I was wondering if you could help me. I need to pay my caravan site for a gas bottle tomorrow, I can't do it online as I've blocked myself and I need the gas delivered tomorrow. They bank with HSBC. Is it possible for me to visit my post office tomorow (open Sunday) and pay it in to…
-
Hotel payment (via debit card) not taken or pending
Hey guys! Just after a little advice. We went to Sweden for 4 nights on Sunday (arrived back Thursday) and paid for our hotel via debit card on arrival using chip and pin. The money was debited from my account immediately for sure as we were using the same account for our spending money and it was clear that £500 had been…
-
Best bank account for no credit history?
I am currently with Smile Bank however am looking to change to a high street bank as I would like to be able to go into my bank and also to apply for a credit card. I live in the Channel Islands and apparently credit card companies don't look favourably on CI residents and only high street banks will. My credit rating…
-
New Halifax Overdraft Charges
Halifax new charges are 1p per every £7 borrowed. So basically if your overdraft is below £700 then these new charges benefit you. However of (like me) your overdraft is more then you get charges more than you do currently. Means I will be charged TRIPLE what I currently pay. I am literally flabbergasted by their new…
-
Help and Advice
Please delete. Thank you.
-
Cashing Dollar Cheque
Can Anyone advise on the best way to cash a cheque issued in dollars in the UK? My own bank charges seem high for this service.
-
Online Banking Spending Catergories & Reports
After many years with a One Account we are switching to a fixed rate deal so we will need a new Current Account. As we live rurally Online Banking is important to us and one of the things we make good use of with our current website is being able to set up our own spending catergories and allocate every transaction to one…
-
Natwest refuses deposit without 'paying in' slip
I've just had the most bizarre conversation with Natwest Customer Service - who told me to switch back to Barclays if I wish! My sister in London tried to deposit £100 into my Natwest account using their Woolwich branch. It was refused. She was told that only customers could deposit cash to their accounts. For a second…
-
Employer charging to change banks
My employer is charging me to change my bank account. It's only temporary, so I will need to change them again shortly. Is that allowed?
-
Missing faster payment
Hi, Not sure if this is the correct area to post I used a currency converter to convert dollars to pounds and made a payment in GBP via faster payment to my HSBC account The currency converter account has Barclays (very reliable many of us using it for years without hitch), they used faster payment on July 31st I have…
-
New barclays account
Hi everyone, I recently applied for a Barclays account and I received an email with the following; "you'll need to book an appointment with one of our community bankers who'll be able to explain the outcome of your application." What does this mean? Has my application already been declined? If so, why do I need to go in?…
-
Santander balance query
Dear All, Many moons ago, I had an account with Santander. Over the last 3 years I have received a statement about an account and I just always chucked it in the bin. The last one I received, I opened it up and it said the amount of the last statement then it said the amount of this statement. Obviously they are both the…
-
For those who struggle with budgeting - are your number skills holding you back?
One of the main reasons people want to improve their numeracy is so that they can manage their money better. If you feel that your number skills are holding you back, there is help available. MSE has given us permission to tell you about our free online tool the National Numeracy Challenge, which can help you improve your…
-
MSE News: RBS bottom in our banking poll as First Direct remains top
First Direct remains top of our banking table for customer service, while RBS has ranked bottom...Read the full story: 'RBS bottom in our banking poll as First Direct remains top' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro…
-
Working Abroad
I'm looking for advice, having the opportunity to live and work abroad for a couple of years, can anyone recommend the best way to bank? I wish to keep my current UK account in place to pay bills etc .. (my son will be house sitting) but obviously don't want to be hammered with charges. In my new position, I would be paid…
-
Can I get a separate bank account for freelancing?
I work as a video editor for a company but I'm hoping to start finding some freelance work on the side to get some extra money. I was initially freelancing with the company I was working with before I was working permanently, but felt weary of having my own bank details on my invoices rather than a separate account just…
-
Do i have to close my current account if i switch?
I have an existing HSBC current acount . I want to keep this account and keep having my wage paid into it. If I set up a new current accout and move all my DDs across, can i do this without closing HSBC? I think I read that the current account swith involves closing the existing account?
-
UK Resident paid in US Dollars - Advice needed please
Hi everyone, My husband is starting a new contract which requires him to work overseas on a rotation basis. He will be paid in US Dollars. What would be the best way to maximise the Sterling amount after currency conversions etc. We have looked around the net and seem to think that an offshore US dollar account would…
-
A BOI Pass / link card
I have got a BOI pass card with a LINK logo on it which I use to withdraw cash in the Post Office My question is can I use this card in any high street ATM ?
