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Current account process

Hi guys, just after a little advice...

I went into branch and opened a Nationwide FlexPlus, ended up leaving with my customer number, sort code and acc number. Which was great :) to be honest, I'm hoping my card and pin come soon as I'm off o holiday next week! So I've got some concerns - my credit is not amazing however, this account was opened... Does that mean they still can take it away from me? and secondly, can I start moving my direct debits over to this account or is it better to wait until I have my card?

Comments

  • Sparx
    Sparx Posts: 909 Forumite
    Part of the Furniture Combo Breaker
    If they've opened the account you've been accepted. So the only reason they would withdraw it after, is if anything red flags i.e. fraud / CIFAS markers or other intel. If you don't do anything shady, then it's all good. Setup your direct debits etc if you so wish.
  • What is a CIFA? I've seen this being talked about in this forum a lot...
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What is a CIFA? I've seen this being talked about in this forum a lot...
    CIFAS is a not-for-profit fraud prevention membership organisation...

    https://www.cifas.org.uk/about-cifas/what-is-cifas

    If you currently bank with a member of the Current Account Switching Service (CASS), and know someone with a Nationwide account, you could pocket £100 by letting Nationwide do the switch for you. Be aware it will close your old account.

    http://www.nationwide.co.uk/products/current-accounts/our-current-accounts/recommend-a-friend-tab
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Is it just me or does the phrase not for profit always seem to translate as we'll pay our executives huge amounts because we're not actually a profit making business?
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Personally, I would never put any money into any account until I have completed access to it - card, PIN, card reader, online and/or app access.

    By the same token, I would not set up any DDs against an account that I haven't yet funded.
  • surreysaver
    surreysaver Posts: 4,916 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If you need a card reader, ask for one in the branch. Mine took three weeks to turn up in the post, and you'll need it to get online.
    I consider myself to be a male feminist. Is that allowed?
This discussion has been closed.
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