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Using a credit or debit card at Tesco
I went shopping at Tesco yesterday, using my credit or debit card. The amount spent has not yet reduced the available balance of my card. When I shop at other places the amount spent reduces the available balance almost immediately. I think that it is important that the available balance is reduced straight away, as this…
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TSB Switching Offer - New Customer?
Hi - this offer just caught my eye & I don't know if I'd qualify - Do you have to be a brand new customer, ie never had an a/c before? I've had a TSB Classic Plus a/c in the past but don't currently bank with TSB. I've never received an incentive to join TSB. I meet all the other criteria as per the T&Cs. There's nothing…
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Debit cards unable to swipe
Over the last couple of months, I have been visiting my two banks to deposit and withdraw coins. During that time I have had to replace both cards 3 times. I believe that it's because the keyboard that banks use to swipe the cards damages the magnetic strip - the banks themselves have said the strip is damaged, but don't…
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Joint account
Hello, Me and my partner are both in our overdrafts in our current accounts (and wont be able to get out of them anytime soon) but would like to set up a joint account. Any help would be appreciated regarding the best/most cost effective way to do this. Many thanks.
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The £250 for new child account
Hello, The government used to do a £250 new bank account for new borns, but I can't find anything about this now. Is the government still doing a new bank account for newborns that includes £250. I realise it was a savings for when they are older but I wouldn't want to miss out on extra savings for my new born son. If…
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Current Account Switch - what does the new bank know?
Hi, I am curious. When you use the current account switching service, what (aside from DD/SOs) does your new bank find out? Do they find out for example, what charges you have paid, how often you go overdrawn etc? Would they find out about cancelled direct debits?
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Credit card charged 9 months later
Went on holiday last August and had a hire car which was paid with CC. Thought this was charged months ago. recently had Eurocar charge my CC for the amount, a clear 8-9 month gap. How long do merchants have to do this? I initially contested this with my bank as l thought this was paid months ago.
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Tax refund for Reward Payments
I submitted a R40 back in April for reclaiming my tax paid on my Halifax reward and Co-op Everyday reward for 16/17. I contacted them as I hadn't received anything and was told that my R40 had just been filed "no change" as I had not paid any tax for 16/17. I put the payments under other income and clearly stated Halifax…
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Paying USD cheque into UK sterling account, best way?
I may be receiving a cheque for about $100. I've got current accounts with Lloyds, Barclays and TSB. What's the best one to pay it into i.e. lowest charges, best exchange rate etc.?
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TSB Account Opening
I have opened the TSB Classic Plus account through the Many Saving Expert site but i phoned TSB and they said they can't tell me if i will get my £130.00 cash back or not please help.
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Student bank accounts?
Hi, I'm currently 18 and a BTEC student in my last year before progressing onto uni. Are there any student accounts that will allow me to sign up? As I know that I can build my credit score with some of the student accounts and 0% overdraft. I can meet the monthly pay in criteria as I have a part time job. What do you guys…
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Mis-sold packaged accounts - Ombudsman will side with bank
Forget trying to reclaim your pacakged account fees especially if you are with Lloyds, Halifax, RBS. I was mis-sold my account and forced to change by the manager of my local Halifax in 2010 and was told that I had no choice as all accounts were going to be moved over. Having seen recently on the MSE and TV program Martin…
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CSA deduction order company accounts
Can the csa make a deduction order againt the bank accounts of my limited company of which I am a director?
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Wedding Fund Pot - British to open a Joint Account with Foreign Fiance
Hi all! My foreign fiance works and live in Kuala Lumpur while I am a British national living in London, we have plans to marry and decided that we have to save up money for our wedding - basically what we want right now is to open up a "Wedding Fund Pot". We already have our own savings account in our own countries but we…
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direct debit issue - any idea's
good evening i wanted to get some idea's as to what can be done regarding an issue i have recently been made aware of.. it transpires that i have been paying for a direct debit to vodafone, long after the contract was signed over from myself to my wife. she upgraded her phone a few years back and they couldn't just swap…
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TSB & Halifax online banking issues
There seems to be an issue with viewing current account balances for these two banks. Both my and my mum's online banking says on TSB (and her Halifax) that the account information is currently not available, but credit card balances are normal. Is anyone else experiencing the same issue?
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Do banks give you coins? (Sorry if it's in wrong place)
I need coins for the bus can banks give me coins from my account? Or if I give them a note can I exchange that for coins?
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Can you setup the TSB Classic plus but not switch?
Hi , Wonder if anyone knows ; I've recently setup a new bank account and plan to switch it TSB to get the £130 cashback. I will swap some Direct Debits from my main account to my new account ready for the switch to TSB. However due to the time, all my DD if changed will now not come out until the 1st July (hoped to make…
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Old £5 note - what to do with it
After doing some tidying up, I found an old £5 note. I understand the deadline to use them has passed. Can I still: Use it on self checkout machines in shops? Deposit it in the bank (including self service/deposit machines)? Deposit it in the Post Office?
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Switching with just 2 x £1 DDs?
I've applied for an account with a bank that is offering a big fat incentive. My application has been approved and the account opened. I now need to set up 2 DD's on the old account, so that they are in place when the new bank closes the old account and switches its DD's to itself. My question is, will the new bank really…
