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Phone records to help deal with Tesco Bank screwing me over
Hi all, to cut a long story short I set up some direct debits from Tesco savings accounts to Bank of Scotland accounts. These are basically to satisfy interest conditions to get 3% on the amount in them. Unfortunately for me 2 of 4 worked, with no reason for the other 2 not working. Recently, they've begun working after a…
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Lloyds overdraft
Hi, I am currently in a debt management plan with stepchange, my credit score is 350 i bank with lloyds. I have upgraded to club lloyds and when I went in the bank they have offered me a £4000 overdraft!!! How can this be? Does this me I would qualify for their loans or credit cards? Seems too good to be true when…
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Best account to store money from house move
Hi, I'm selling my property soon, and going to be living with the in-laws for a couple of months. I wanted to put the money from the sale into an account for two months to earn interest before I use it for the deposit in two months time for the new build property I'm buying. Are there accounts that will pay interest…
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How to pay an anonymous person?
Hi there Help would be much appreciated on this question! I've recently started making bows on headbands as a small personal project. I'd like to sell my creations - how can I create an account, e.g. bank account or PayPal account where people can pay me without revealing my identity? Or is there a way I can set up…
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Santander "Forget" Choice on Paper Statements
Hi All, Just had to re-do the settings in my account to keep on receiving paper statements. I had done this already 2 to 3 months ago when Santander announced they wanted to set the default option to paperless. Have Santander just had a very Bad Computer Day" that lost all the customers' default settings? If so why didn't…
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Cheap card to use abroad?
Hi I have been using travelex supercard and I was super happy with it, but now they going to close it. I'm looking for some alternative. Because banks charge fees on every transactions and not best rate they use. Any advice, please?
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recieving money from abroad using SEP
hey is there a bank that does not charge feed when receiving payment!! i just received 200 euros went throught my bank and the rate wasnt that good compare that with xe.com is there any bank that can give same rate
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TSB Cancel Application
Hey, I can't find anywhere to cancel my application for switching a current account with TSB but can't find anywhere to do it. More so I can't even log in to contact anyone because my account has actually been opened yet. It says after 28 days they will cancel the application which is fine, but I want to switch to another…
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help please! Need to save - which bank account is best?
Hi all, I've decided that I want to start saving a little bit each month for holidays, clothes etc - nothing serious like a house deposit. I'm not amazing with money (I usually spend whatever I have in my account) so I want to start taking money as soon as I get my pay check and put it in another account. I was thinking…
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Nationwide BS website down
We are really sorry. Your Internet Bank is not available right now. We are working to resume service as quickly as possible. If your banking is urgent, you could try using an ATM. We'll keep you updated on our Service availability page.
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M&s
How long it take to get gift card from M&S after switch? Do you u have to pass full month or you get it any day after switch? Have anyone got thiers quick?
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Budgeting app? any decent ones out there?
hi all, i've just had an increase in income, and this will leave me a little bit more better off, and i figured it'd be a good time to take more notice of whats coming in and out, and as i have a phone on me, as many do a lot of the time.. wondered if theres any reccommended apps to do this? i have internet banking, but…
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Smile customer seeking new bank
Hello all, I'm a long time Smile customer attracted initially because of online banking (it has been quite a while !) and an ethical stance. Well online banking has caught up everywhere and the ethical stance has vanished with Smile plus there's an uncertain future. I'm toying with Nationwide but I'd appreciate comments on…
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Banks and the HMRC
Does anyone know if banks send "Account Summary" information to the HMRC showing such things as gross interest, net interest, income tax deducted etc at the end of each tax year?
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Linking on credit rating
My partner has no credit history at all, I know that when you open a joint account, it creates a financial association. But how would that affect me if my partner has no credit history? It's usually not a good thing as lenders simply don't know anything about whether or not you are a credit risk to them. I have no plans to…
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Ongoing Issues with Bank Account
Hi, I'm with Halifax and I have a current account with them that whilst holding a small amount of money (around 3-4k on average) is relatively busy with payments being made to and from the account daily. Over the past number of weeks there has been an issue with both the Halifax website and app. Halifax denied any issues…
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Unauthorised Direct Debit - time limit for refund and FSO
I discovered some unauthorised direct debit transactions from a few years back but my bank is refusing to refund them due to the transactions being over 13 months old. (The retailer concerned has confirmed they are probably fraudulent.) I have in the last month complained to the bank that they are refusing to implement the…
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Switching for the first time
Hi I have just applied for and been accepted for the TSB account, i have put in all the details to switch my bank account but now find myself with some questions that I haven't been able to find the answers. 1. Will it just be the currant account that is switched? I have some saving accounts with my currant bank will they…
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Santander Business Account .... Grrr!
Hi All Been using Santander Business Banking for a few years fine with a good online system. On Monday I locked myself out of it - not really sure what happened but thought I'd call to get quickly re-established. Went through security so they now knew who I was and we discussed the problem, only to be told to get back in…
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Data Protection breach Compensation
About 10 year ago my bank began sending my monthly statements to the wrong person & address as he had the same name as my. i went to the bank a few time till they told me its solved 8.5 years later i found this person and he told me he is still getting post about my acc., faxes about big transactions also text msg. of my…
