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Problem getting my mum a new bank account
Hi My dear old mum is in her 80's. The small town where we live seems to be losing banks left, right and centre. The bank she has used for 50+ years closes next week. She was hoping to transfer to my bank which still has a branch in the town. I've gone to make her an appointment today for switching purposes and we've run…
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Opening second Select Account for monthly savings - seeking advice
Hi all After putting it off for long enough, I have decided that it's time to come up with a savings plan of sorts and to put away a set amount with each payslip. For reasons I won't go into now, I don't want to open up an ISA or similar 'no touch' account. Instead, I simply want to open up a second 'regular' bank account…
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** Joint Account Question **
Hi guys, Me and my girlfriend want to open a joint account which covers the following: x2 savings accounts (one travel saving, one for bills) x1 everyday spending account (groceries, social etc. x2 Debit Cards and a travel money card I'm currently looking at the high cash-back TSB and First Direct 'switching to' offers for…
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New to Money ... ideas/help?
Hi everyone, Bit of an odd one perhaps! I have recently been given a promotion at work which is due to take effect on 1 September 2017. I have been training for the last two years and have been on a salary of £17k and £21k each of those years. I will be fully qualified on promotion and earning £30. I know it's hardly a…
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Checking a company's bank account details are legitimate
Hello MSE-ers, I'm about to pay a company just under £20k but I want to confirm in advance that the account number and sort code are attached to the company I'm paying, to make sure I'm not being scammed! Is there a way to confirm this without contacting the company itself? Thanks in advance!
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Graduate overdraft to afford rental deposit?
Hi, I'm planning to move out of my rented flat and into a new one in early September. My current landlord requires one month's notice, so I'm hoping to put a deposit down on a new place in late July so that I can then inform my landlord. Now, I expect to be paying around £1500 to my new landlord in late July (one month's…
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LLoyds retailer offers review?
What are the types of cashback offers that you have received recently? I remember getting Nando's cashback about 4 years ago, although nothing recently as I have rarely used my debit card.
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Account switching - direct debits
Just a quick one on direct debits, most accounts that offer a switching bonus require 2 direct debits at least to be switched. Does anyone know if monthly car tax can be one of them? Or can it be a payment that never left the previous account? As in my phone bill goes out tomorrow from account A. I opened a dummy account B…
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Graduate overdraft fee changes worry
Hi I've just received a letter stating my graduate account over draft fee is going to be lowered from 1500 to 1000 and will have a fee of £6 a month and 19% so I would be paying 100 ish a month for being in my overdraft over the 1000 is there any help I can get with this. I currently can't work I had to drop out of uni…
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Open a new bank acc or do a joint acc?
RBS have decided to close my local branch. Recently they seem to have decided that rural areas don't need an RBS, my nearest one is around 40 mins away and although I don't go into the bank very often it's more a principal thing. My partner banks across the road at Bank of Scotland so my question is should I just join up…
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Bank Account Reference
I'm currently in the process of settling the financial affairs of a deceased family member. On their bank statement there is a regular monthly payment to Lifestyle Benef (presumably Benefit) Milton Keynes. Does anyone know who this payee could be? It for around £75 a month so quite a large payment. Thanks
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Restricted joint account
I need to open a bank account with my brother with money left from our mother's will that is to be used for upkeep of the house she left and in which my father currently resides. There are a few issues in that my father is incapable of being in charge of this money himself because of dementia, but I also don't fully trust…
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Hate being overdrawn should I use savings?
I am with first direct and get a £1000 overdraft, £250 of which is interest free and the rest is 15.9% or something.. I'm currently about £400 overdrawn, am owed some money (£50), have some clothes to return to a store (£40) and will be getting some from switching my other account to co op (they give £110 or something if…
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My M&S intro offer coming to an end - who's ahead of me?
I have a couple of "just checking" questions - pretty sure I know the answers but would appreciate a second opinion from somebody who's been there. 1. Monthly pay-in May will be the last month that I can qualify for a monthly £10 gift card credit. As far as I can recall, the only reason I was paying in £1,000 a month was…
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Lloyds Daily Transfer Limit bug
I am using an 'Under 19s' savings account for Lloyds and there is a £500 daily transfer limit. I have to make a payment of £684.50 to someone by tomorrow. I planned to split it into 2 transfers and I have paid the first £500 2 days ago. I tried just now to make the remaining £184.50 and it still says I have exceeded the…
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RAC repeat payment issue
Wonder if anyone can advise on this please. Just spotted a debit of £62.99 to RAC Financial Services on my bank account. I deleted the RAC direct debit in the bank account list about a year ago and thought that would end it. So is this normal for them to be able to re-bill without a DD registered to the account at my end?…
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Packaged Joint bank account fees
I had a joint bank account with my ex Husband. The account was a TSB platinum account with fees every month. However, my ex opened the account when he started a business and I was added to the account as a joint account. I was not present at the opening of the account, however the account was opened with a £1000 overdraft…
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Reopening a Virgin Mobile complaint
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online fraud
in 2014, around Christmas time, someone contacted me regarding my eBay account. I had 1700 100% positive feedback and that guy offered me a pound for each feedback= £1700. I did a research and saw many people selling their accounts for a good money. so decided to sell the account and accept the offer. we changed all…
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Change bank?
I have been with bank of Scotland 11 years. I have a very basic current account which inc a visa electron debit card which fewer places are accepting (which makes it difficult to shop around). I recently tried the credit check tool on here but it couldn't work probably as I've recently moved and new address not yet showing…