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bank switch and direct Debits
Have been with Smile for at least 14 years now, but had enough of them of late, thinking of switching to M&S. monthly income into this account is £1200, which is ok, but only two direct debits, one os mobile phone and the other a credit card, the latter only kicks in if i have something on my credit card, its set up to pay…
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Moving to Hong Kong
Hi All I'm moving to Hong Kong in a few weeks to start a new role with my current employer. It's a 2yr minimum contract and I have some queries about how best to approach my UK banking, particularly credit card payments. I am currently paying via monthly standing orders, but I am unlikely to clear the total debt before I…
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HSBC Secure Key..expletive deleted
To be fair I have to say that until now I have had no problem using it, until yesterday, when my aberrant mind allowed me to enter the wrong PIN several times, then locked it. Trying to get the bank's recovery method: OK, that should be easy enough, but the high-lit bit isn't. Pressing lightly just doesn't work, and if you…
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Money Received Rejected By My Bank!
I am expecting a payment into my bank account. The company who sent it said it had been returned from my bank but did not have a reason why it was returned to them a few months ago. They paid it to me again in late April and it hasn't showed up in my bank account. They have said it hasn't been returned to them. I have had…
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Missing money from bank account
This is a very long story and I will cut it as short as I can. My partner and I opened up a joint account and it was activated on a Friday, over the weekend we transferred 3 large sums of money into that account (we'll call them A, B and C) and I transferred the deposit for our flat from that account into our landlord's…
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Yorkshire Bank website problems
Anyone else having issues? I can get so far then it times out on https://home.ybonline.co.uk/ No problems with other banks - and nothing on their fb or twitter
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£1 direct debit WIN-WIN!
When you need extra direct debit(s) to comply with switching banks... I just set up one with the Fire Fighters' Lottery. You have a chance of winning a smallish prize, and if you don't then you know you have helped our firefighters. https://www.firefighterscharity.org.uk/donate/play-our-lottery/
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Bank account with restricted online access for association
I am treasurer of a newly formed constituted association, with aspirations to become a charity one day. We want a bank account where I (or other signatories) can check balance and transactions online, but not pay money out online, unless there is a method to authorise such payments by two or more of the signatories. Can…
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New accounts & Credit score
So after much help from this site and forum, i plan on opening 3 new bank and 1 savings account. Im planning to do this within a short timescale, ie a month. Obviously this wont look great on my credit score but how long will it be before its not a major concern to lenders. I have a mortgage i cant see making any changes…
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Tax Rebate - Payable Order Sent To Bank
I got a letter from Hmrc last week saying I'm due a refund from overpayment in 2016/2017. The letter says a payable order has been made to my bank account which they will receive within 14 days of the letter, the letter is dated 2 May 2017. I have never had this before and have a couple of questions; 1. Hmrc have advised…
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HSBC voice recognition insecure?
http://www.bbc.co.uk/news/technology-39965545
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New first direct app
Well that looks like a massive improvement! Not sure if there are any functional improvements but it's certainly much easier on the eye.
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First Direct Switch
Just to double check I've not missed anything . . am I right in believing the only criteria to get the switch bonus is paying in £1000 within the first three months? So direct debits etc aren't required? Also I have an empty mule account with Natwest atm, I think its an instant saver . . would this be able to be used to…
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Lloyds Banking Group - Lloyds Bank & Halifax lending criteria
I know Halifax and Bank of Scotland (HBOS) are part of the Lloyds Banking Group - along with Lloyds bank. But does Lloyds and Halifax have a different lending criteria? Like as a customer at neither can you be more likely to be accepted for a lloyds or halifax credit card or bank account? Or do they use exactly the same…
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Moving from Halifax current account
I have a Halifax current account, online saver, isa and credit card, if I switch to TSB current account and close the Halifax current will the other accounts remain in isolation or will I have to transfer those out too?
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Financial Institution breach of DPA
Hi guys, I was just wondering what you think of my complaint at the moment. I found out my account had been compromised, no financial loss (yet) but my address had been changed by an advisor through telephone banking after an impersonator phoned up with my details. There is questions over where my details had come from,…
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Will this bank switch plan work please?
Hi All, After lots of great help on this site and doing some research i believe i have come up with a plan to get the best of some of these accounts and the amount i can save. Can you see any problem with this: 1. Setup a new HSBC (My current main salary account) account and 2 Direct Debits. 2. Switch this account very…
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Citibank Account Closures USD & CHF
I have just got a little letter from Citibank saying it no longers wants my business unless I have £150,000 (Citigold account). In 2 months time, they will close our USD & CHF accounts. So can anyone tell me what options there are out there? Ideally, I need an account I can lodge USD checks in and with an ATM card to…
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International transfer - cheapest way to transfer large number of euros to pounds?
We have just come into some inheritance money in Germany, about €60-70,000, which we would like to transfer to England ASAP. However we have been advised by friends that picking the right method of transfer can make a big difference to how much of the money we actually end up with. Is a straightforward bank transfer ever…
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TSB Classic Plus cashback
Can anyone who has one of these accounts tell me when the £5/mth cashback is credited for the 2 DDs and contactless payments? The T&C state it's credited in the following month, but it doesn't seem to be at the same time as the interest (i.e. first working day). Are they holding off til the end of the month?
