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HMRC Payable Order Sent to The bank
Hi on the 3/05/2017 a payment was issued via a Payable or order to bank. I recieved a letter stating within 14 Days from the 3/5/2017 the cheque will be sent. It is now the 17/05/2017 and my account still does not show the amount owed. When calling hmrc they tell me although it states 14 days on the letter it can take upto…
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Account Switching Limitations
This is just a hypothetical question about switching bank accounts to get the switching fee. Are there any limitations on the bank account that is being switched from? What if it doesn't have any direct debits or salary payments set up or if it has had very few or zero transactions? It does seem like a bit of a cheek to do…
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Multiple Current Accounts
Someone on another thread mentioned that I could open up another current account and do a switch from that if I didn't want to close my current main bank account. Now I have no idea why this didn't occur to me before! Is there anything stopping me setting up a few current accounts in case these switch deals come about? I…
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TSB £125 or £130? SOLVED.
Seeing Martin's post about the TSB's incentive of £130 I applied immediately and have set up an account. I needed to speak to the Switching Team about something and mentioned this £130 only to be told that it's £125. I'll still switch anyway as that fiver makes no odds to me, but being a pedant it concerns me that…
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M & S switch deal.
Ok so just phone M&S to switch accounts..have set up two direct debits which are due out this month. M&S said they have to be active and have money drawn against them at least once. Need-to-knows To get the £125 gift card you must open the account and fully switch your account using M&S Bank's switching service within…
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TSB plus account
I opened an account end of April, then on 3rd of May got an email saying if I use contactless payments on my debit card I would get 5% cash back up to £100 per month till September. I got another email yesterday headed OOPS which read, Recently we sent you an email saying we’d pay you up to £5 cashback on your first £100…
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Tesco credit card compromised
I've just received a text from Tesco Bank informing me that my credit card with them (actually I have two of them, but they haven't specified which) may have been compromised and has been cancelled. They will apparently send me a new one within 10 days. I'm not sure if this is an isolated incident or whether Tesco have had…
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Changing bank accounts
I've had my Halifax account since 2009. I'm getting £3 a month from the 'reward' account. I got 2 credit cards and loan with them too. However, I'm thinking of switching to the TSB to get the £130 switching reward and then opening a separate Nationwide FlexPlus @ £10 a month for the breakdown/insurance etc. Often in…
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£1 DDs to Charities
I've just been trying to set up several Direct Debits for a £1 a month on a dormant bank account (so I can use it for switching deals), but have noticed a lot of the charities have a minimum monthly donation of £2. So was wondering if it's worth setting up a list of any charities people know that will accept £1? The only…
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TSB Bank Switch offer help
Hi guys, Ive noticed the tsb bank switch deal they have on. In the terms it shows The Classic Plus account is restricted to one account in your sole name and another Plus account in joint names. You are not eligible for this offer if you already have a Classic Plus account in your sole name. Now i have a classic plus in my…
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Switching back after closing down an account
Hi guys Anyone know if there is a timeframe built in for TSB switching service. I switched my TSB to another bank last month but saw they have a brand new deal. Looked at their T&C's and can't find anything but would they think I'm being cheeky to switch a different bank account back to them. Is there a timeframe for…
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Can Monthly Account Fees be Haggled?
We have a Halifax joint account with decent benefits (travel insurance etc.) but they've have recently raised their fee to £12 per month. Nationwide has a much better looking offering with similar benefits for £10 per month but effectively £3.75 per month after their in-credit interest it accounted for. The question is -…
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Should I stay or move?
I have been with my bank Natwest, for 37 years. Not had any real big issues apart from the occasional blip with their cards not going through for customers, but then again most banks have the occasional problem. There is a lot of news around about RBS and losses after their bail out and PPI fines etc, and I can't help but…
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Transfer money from foreign account to UK account
Hello I would like to transfer money from my account in France to my account in the UK but on this website I can only find about the other way round. I know of TransferWise which seems quite good but do you know any other companies doing that kind of transfer or could I use the ones Martin Lewis is recommending even though…
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Payment back in my account
Hi was wondering if anyone can help, I spent £200 last week money has been pending to leave my account up until yesterday, yet today the money is in my account and withdrawable, with no sign of any transaction on my account. I received the item that was paid for, will I have to contact the bank or will they be able to…
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Am I missing anything...?
Some back story ... I always pay off any credit I have within the time limit so as to avoid any interest charges but somewhere along the way the wife & I have managed to get to a stage where we live from month to month. By that I mean most large bills - food, fuel, etc have to go on our CC which we end up paying off the…
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HELP - Santander Oversraft Ruined My Credit Rating!
Hi all, hoping to get any advice if possible! I originally had a student overdraft with Santander from 2011. Being the idiot student I was, I opted for a 2k overdraft when offered one and maxed it out whilst at uni. Fast forward to me finishing my masters - July 2016 - Santander write to me and tell me they are removing my…
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BoS statement format too obscure for Paypal (a/c suspended)
I had my PP a/c suspended because the activity on it, which hasn't altered in months, is now regarded as unusual. They want a copy of the latest statement and won't accept screenprints, but will take several popular formats. These don't extend to either of the extensions that Bank of Scotland offer, one of which is .cvs.…
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Nationwide overdraft fees
Before I start, I know that this is a tiny petty issue, but it's the principle more than the amount... I have a Nationwide FlexPlus account, for which I pay £10 a month. I have it because of the extras (travel insurance, break down cover, etc). the balance is usually close to zero because I pay £10 a month in via direct…
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Switching joint account
Hello... My partner and I use a joint account which was set up in his name and his ex's name. She hasn't used the account for years but hasn't written to the bank to have her name removed either. I really would like to change bank accounts now to benefit from switching etc however I don't know how easy it's going to be do…
