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HSBC Advance £150 offer & 6% interest for First Direct & M&S(HSBC Bank) Customers?
Good to see this HSBC Advance offer is back as I missed out applying last time. I got a switch reward from First Direct (£100) and a £100 voucher from M&S (HSBC operated). Just making sure these will not affect or invalidate receiving the £150 bonus from HSBC, if anyone knows. I have £2k in my bank accounts that I loop…
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Bank transfers
Can anyone confirm a suspicion that banks might be delaying bank transfers? Possibly to make overnight interest gains higher. Keep a check please. Even 1 nights interest can gain them loads of money.
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Santander Internal Score Info
Just in case this helps anyone.... each month I'm told by santander to 'keep doing what you're doing' and soon I'll be able to get a contact less card which is also offline. So went into branch today and helpful man said 'shouldn't be showing you this but this is your internal score with santander'. Mine was at 530 ish and…
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how long to return to account,
firstly apologies if this is in wrong section,a couple days ago I was doing an online phone top up,but the payment didn't go through as there was a glitch in the mobile operators top up page,later that evening whilst checking my bank account I noticed this payment is pending in my bank account,i phoned the phone operator…
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Debit card account
I am looking for a bank account that (preferably) offers a small amount of interest and must offer a Debit card - it must be free to run and be operatable on-line - it must be flexible enough to allow me to hold anywhere between £10k and £500 in it but no regular payments will be made in to it.... I guess that it needs to…
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Decent Personal Finance Tool
All, Life use to be quite simple just few years ago when I was salaried and primarily relied on my current account - I knew pretty much ins and out of my finances. But over last few years and after becoming self employed and relying more and more on the credit cards for every day spending - I really find it hard to keep…
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Santander Policy on Bankrupts
On santanders mortgage criteria website they say they won't lend to anyone who's ever been bankrupt. Does this mean permanently, or during the 6 years. Had mixed responses from branch and telephone customer services. If it means they don't ever accept ex bankrupts I will be closing my account I've held for 10 years simply…
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Don't close Bank of Scotland Vantage accounts yet!
If you're planning on closing your BOS Vantage account(s) because you're unable/unwilling to sort out two DDs for each one, don't do it yet! (I appreciate I could've just replied to the Bank of Scotland Vantage needs 2 dds thread, but I thought this was potentially important enough not to risk getting lost in there.) I…
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Coop cashback
I have just found an offer through quidco for cashback to open a coop current account that i intend to switch to the M&S and get voucher and open a reg acx but i have a natwest account i wish to switch to the COOP acc and get that cashback. If i do the first will i still get the second?
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I can't seem to get anything out of my Halifax account?
I currently have accounts with First Direct, Lloyds Bank and recently a Halifax one. I've also recently upgraded my Halifax account to their Ultimate Reward for the breakdown cover, travel insurance and other things they cover, and over time, I was generally hoping to move both of my other accounts over to Halifax. But I…
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Co-op Everyday Rewards
Can anyone confirm whether 1 direct debit mandate paid out 4 times in a month qualifies for the reward?
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Lloyds to drop Club Lloyds interest from 4% (unconfirmed).
This may have been mentioned on the forums before. I'm not putting this out as a fact or with any sort of timeframe on it & before anyone starts up - yes i know we all know that Lloyds, TSB, Nationwide etc will be dropping their rates at some point in the near future & how Santander was the first with dropping their 3% to…
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Faster payments
Hi Are faster payments limited to banking hours or days? So in a shift worker and during the early hours of today at approx 2.30am I made a transfer from my Halifax account to my American Express card. Normally, if I've done this on a weekday during banking hours the money will reach and show on my Amex card within 30…
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Reclaiming Money Sent to a Bank in Error
Hi All, Hoping someone can give me a bit of direction here. I bank with Santander and have my credit card with them also. I have a payment set up whereby I can pay my credit card from my bank account as and when required. I sent a payment a couple of weeks back, only to find it had not reached my credit card. On…
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Natwest - cancelled direct debits
Hi everyone I am a newbie living chaotic person! I haven't always been great with money but generally my mental health and the OH who is out of control (but it's always my fault) has always contributed to my money failures. A few months back, a couple of direct debts were cancelled, since then they have been restarted but…
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No switch Sainsburys Bank
I opened a new Halifax bank account this morning with a view to switch my Sainsburys account and pick up the £100 Halifax switching offer. After the Halifax account was opened I then got to the switching menu. I then get an error when I enter the account details of my Sainsburys account. Had to ring Halifax customer…
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Question Regarding M&S switching bonus from Nationwide
Im considering switching my flexdirect account to M&S to take advantage of the switching bonus from M&S and utilise there regular saver. What concerns me is I also hold a flexaccount I want to retain in nationwide. So is it ok to opt to close my flexdirect account to M&S but retain my flex account. Is Nationwide a good…
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Bank Access to Joint accounts
My sister lives in Spain but still has a bank account here. She has added me jointly to the account to allow me access to emergency funds if anything happens to her and I have to go to Spain to arrange funeral etc. I don't have any general access to the account and do not hold card or passbook. I recently became unemployed…
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Made a bank transfer to the wrong account
Hello, I accidentally made a series of payments to an unknown account whilst trying to transfer money between two of my own accounts. When making the first payment, I mistyped the account number such that two of the digits were the wrong way around. Before I realised my mistake, I ended up making three payments totalling…
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Do I need ID to cash out postal orders?
Hello! I was sent in post some postal orders and the first name on them is not exactly the first name on my passport Can I still cash them out? What do I have to do? thanks!
