-
PayPal question
Sorry if this is in the wrong place but I just have a quick question about my PayPal. I sold a few things on eBay recently and have a little money in there I want to keep for Christmas. I want to keep it separate (if not it will get spent!) and wondering if I can transfer more money from the current account it is linked to…
-
Instant Access savings account as "donor" accounts
Could i use a Tesco Instant Access Savings Acciutn as a donor account for switching? Current accounts are always mentioned, but seeing as I already have a Internet Saver with Tesco, opening a few as donor accounts with them seems a safer bet, (in terms of credit rating impact) than going to new institutions and opening…
-
Euro bank account
I have been a reader of these forums (and Martin's weekly email) for some time, but this is my first post. I hope that I've done it correctly! My daughter has been offered two months work teaching English in a language school in France. Although she has been living in France for the last few months she has been working for…
-
Setting up Direct Debits to get the interest
Hi With Bank of Scotland introducing the two Direct Debits to get the interest amounts and also Halifax Reward / Lloyds / Santander also requiring two direct debits. I wanted to ask a question about this. It says on there website they need to be two "different" direct debits. Does this mean that they can be say one from…
-
M & S Monthly £10 Gift Card Bonus
I have had my M & S current account since May 2016. My gift balance is currently £120 so I have earnt £20 in bonus payments. I have paid in £1000 monthly to this account and have 3 Direct Debits attached to the account but no money changing hands, just there and what I would define as active. Throughout my account history…
-
Smile's awful new website
In the last month Smile changed me onto their new website. The new site is a category of errors, it looks like it's been put together by someone that really doesn't understand usability. The old site wasn't pretty, but it was at least fairly straightforward and simple to use. The new site is awful. You can see that a lot…
-
Switching bank accounts
Ok, I have a current account and a savings account with my bank, on payday a set amount is transferred to the savings account and if during the month I need to, I can transfer cash from the savings account to the current account (or vice versa) using my banks mobile app. If I use the current account switching service to…
-
Opened a joint first direct last week - would it look OK to open one with HSBC now?
Hi, I've recently opened a joint first direct account and intended to switch my banking to them to qualify for the £100 bonus. Today I've seen the HSBC offer of £150, plus another £50. Just a bit worried if I apply for HSCB it might look bad on my credit file - as only opened the first direct one last week? Hadn't put…
-
Changing bank acc
I am wanting to change my bank acc but I also have a power or at tourney for my mother her acc is on my internet banking can I change mine without changing my mothers
-
Club Lloyds cinema tickets
Just wondering - are the tickets only 'active' if the account that produced them is still running? In other words, if you open an account, get the cinema tickets & then close the account, is it still possible to use the tickets or would they no longer work since the account would be closed?
-
Tesco interest question
As above just opened up a tesco account 2 weeks ago the 3% interest account bunged £100 to open it with the intention of filling it to 3k over the next couple of weeks. when is interest paid, end of month or anniversary of account opening date? would they actually pay any interest on the £100 currently in there? thanks
-
MSE News: Overdraft overhaul doesn't go far enough, warns Treasury Committee
A report ordering monthly unarranged overdraft fees to be capped has been criticised for not going far enough...Read the full story: 'Overdraft overhaul doesn't go far enough, warns Treasury Committee' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read…
-
Bank Statement Codes guide
Hi! This is the discussion thread for the Bank Statement Codes guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide. Thanks folks,
-
Has Nationwide actually upgraded anyone from FlexBasic?
I know someone recently asked this on here but the reason I ask is: Running a flex basic account and waiting for an upgrade - is it not better to just apply for a full flex account every so often? It's not quite clear cut
-
Freehold company bank account
Hi everyone. I don't know if this is the right place for this so mods, please move if needed. There are four leaseholders in our building and we are buying the freehold. We are in the process of setting up a bank account in the name of the freehold company. each leaseholder is a director. The bank (llyods) have said that…
-
TSB launching Android Pay
Hi I guess pretty much every TSB customer got this e-mail this morning. Personally I do not really see the point in using phones to pay for things when it needs charging and power, can be a target for theft and is usually slower than just using a contactless card, but there is nowt as strange a folk :) But I know some…
-
Switching to the Co-operative Bank
Hi all, I was completing the online form to switch to Co-operative Bank from my donor account created around a month ago. Almost at the end of the form, they ask you how long you had the previous current account for, and I will have to say "1 month". Is this a problem in this particular case (Co-operative bank) or better…
-
Time to ditch the 123
Lowered our bills recently and the 123 account cost us 25p this month. No longer viable so where to? The problem is its a joint account. I already have the Halifax account paying me £5 a month, so switching to that is not an option unless i remove my name from the account first i think. Can we switch to the Nationwide or…
-
Depositing a Cheque in Dollars
I have recently received a cheque made out in Dollars and am having major problems trying to lodge it. I bank with Nationwide, and I was advised today that as it is not a clearing bank it can't be lodged. I then went into a branch of HSBC who wanted me to open a current account and deposit £500 per month (minimum) and then…
-
Large cash withdrawl from Santander123
Hi, I need to take out £2500 in cash at short notice (ie tomorrow)from my 123 account to buy a car. Their help pages are useless - does anyone know if i can turn up at a branch to withdraw this with no notice and what ID I should take to satify them? Thanks
