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Packaged Bank Account Claim
On Saturday evening I used the Resolver tool on here to put in a claim for my packaged account fees back, after reading the info on here and a lot of the threads on this forum. Today I received a call from a manager at my bank (Halifax) who asked some questions - had I used any of the insurances included in it, what were…
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Packaged Bank Account Charges - can I claim?
Hi, My husband has been paying a monthly fee for a packaged account for years. He never asked for it and has never used any of the services it offers. He claims he had no idea he was paying for it but I can remember he received a letter saying that he was being upgraded and that if he didn't want it he should contact them…
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RBS/Natwest Reward Black a/c
Does anyone know if the RBS or Natwest Reward Black account comes with a different debit card to the standard RBS or Natwest one?
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How often can use u switch?
Hi. So I'm aware that money current accounts now offer a reward for switching to them. My question, does this reward normally come with a fixed tike-frame. If you change accounts again within a year you have to pay it back?
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Current account switching bribes - tax?
How are switching bribes regarded by HMRC? Are they liable to Income Tax and, if so, are they "Interest" or simply "Other Income"?
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Fraudulent direct debits set up on my bank account
I have just discovered that direct debits have been going out of my bank account for two companies that I have never dealt with. The direct debits were never set up by me, no one else has access to the account details, and the bank card never leaves the house. The bank has now refunded the amounts and the direct debits…
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Polite bank staff?
I go to TSB to pay in money and I find the staff there polite . However at Halifax the staff moan at me and say I should use a banking machine. I prefer to talk to a person that use a machine. I feel stressed when I walk into Halifax Bank. I wait in a line and member of staff asks if I can use the banking machine. I always…
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Best bank for multiple accounts?
I want to open four accounts to save money into for four different things (e.g. Tax, Holidays etc) and have the ability to name the account so I know what each one is for. These don't have to be savings accounts, in fact I'd prefer them to be current accounts. I currently have a First Direct 1st Account as my main current…
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switching advice
Have been with Smile Banking for about 16 years now, never had any problems with them till now, there new website is awful, and the mobile banking app hasn't worked all day. So reluctantly I have decided to ditch them. Recently retired so income is not massive, Its just two occupational pension payments and a state…
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Smile Bank Mobile App
just wondering if anyone is having problems getting on to there smile bank account using the Smile Banking Mobile Phone app toady 10.09.16. it will not work on either mine or my partners phone, both different accounts. so frustrating. They don't seem to have any service page at all, no problem getting in on PC. Just we…
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Switch Guarantee Scheme - ineligible building society?
I have just set up a current account with Co-Op and phoned them to say that I would like to switch all direct debits from my current provider (Coventry Building Society) to the new Co-Op current account, to take advantage of the switch incentive. They say that Coventry BS aren't registered with the switch guarantee scheme…
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Problem with using Clydesdale debit card on Streamline
I'm not sure if this is a bit off topic but as the crux of the problem appears to lie with the bank, I thought here's as good as any. My 68 year old Dad went to buy a car from a from a main dealer yesterday. As my Dad was not taking finance he was advised just to pay with his Debit card. My Dad went along to the dealership…
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Worst Bank accounts to open..so I can close them and switch!
Odd request, I know, but what bank accounts would you recommend to open for the sole purpose of switching them in a month or so to a new account that gives a hefty cashback reward? I don't want to open an account with Coop for example as I can switch to that account and get a decent amount. So what accounts rarely offer an…
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What do I need??
are there any savings accounts that allow transfers to someone else's bank account?? I wanted a separate account that I could put money into, then each month transfer the required amount out off to someone else's account. Is there a savings account I can do this with at all?? Hope this makes sense
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Halifax / TSB - "free worldwide travel insurance"
I started looking at the Ultimate Reward Current Account from Halifax and the Platinum account from TSB. Both other "free" worldwide travel insurance. One of the limitations is a maximum trip length of 45 days. I'm trying to clarify what happens if a trip ends up being longer than this, particularly if it is determined…
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Debit Card Transactions
Hello MSE people! Apologies if this has been asked before but if the answer is here somewhere I have totally failed to find it! Bit long and complex, but here goes ... Morrisons online delivery service recently changed the way they take payments*. They are now "reserving" the estimated total cost of an order, with £2.00…
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Need advice regarding bank account
Currently my direct debits come out of an account managed by my mum, but I think it's time I start managing it myself (I'm 29, and live on my own - - so it's time to stop relying on mum hehe) I have no idea where to start with it though :S I will be mostly using the account to pay for direct debits, and taking a fixed…
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Clydesdale Current Acc Direct > Rate Cut
Another bank reducing their rates… I received a letter through the post today informing me that the interest on my Clydesdale Current Account Direct is being reduced from 2% to 1.50% as from 1st December……..(on balances up to £3000)
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Nationwide Statements
So I Just downgraded Flex Direct Account To Flex Account few days ago as 5% ended after 12 months... My Flex Direct PDF Statements looked like this http://www.onlinenoveltydocs.co.uk/images/fullscreen/nationsamp.gif & last Statement which says flex account... How can I get my Flex Account statements to look like this…
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Advice needed - moving money from Oz to UK
Hi Wondering if anyone has any advice around moving some AUD from an australian bank account back to the UK. Both accounts are with HSBC (an Advance account here and regular account there). The questions is... should I convert to UK pounds before I send it over, or should I let it be converted here? I'm looking for the…
