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First Direct question
When joining First Direct, to qualify for the £100 switch, they say you have to pay in £1000 within 3 months, does that mean you can pay in £1000 just once and then withdraw it or do you have to keep a balance of £1000 as well? To qualify for the FAREWELL £100, it says you have to pay in £1000 for six months, again can you…
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Nationwide Flexaccount
I am about to upgrade from a Flexaccount to a Flexdirect to take advantage of the 5% interest. I am happy to lose the European Travel Insurance as I will be getting a Flexplus account as my next holiday will be to Canada/USA and will benefit from the other account benefits. My question: When I downgrade back to a…
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Student bank account switching
Hi, Can I switch bank accounts at different points during my degree? Like for example being at Lloyds for Year 1 of my uni studies then switching to Santander in Year 2 of my studies and then Natwest for Year 3? Many thanks
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Nationwide confirms no FlexBasic upgrades while a Bankruptcy is on Credit File
Nationwide confirmed to me in a tweet today that if bankruptcy is showing on credit file you cannot be upgraded from FlexBasic to a normal current account such as the flex account.
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Transfer money from the USA with no fee
Hi, I was wondering if there is any bank in the UK that allows you to transfer money from a bank in the USA with no fees but just exchange rates. I am aware of Paypal for transfers etc, but was wondering specifically about a bank account. Thanks.
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M & S Bank customer satisfaction
Does anyone know what M & S customer satisfaction is in % terms as the other banks have theirs shown on the website, but not M & S? RonRam
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Santander 123 now on Android Pay
Not yet announced on their website but was on Twitter earlier. I've just added my card.
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YB Current Account Direct - Interest Rate Dropping
Just got my statement and it includes a note that the interest rate for the Yorkshire Bank Current Account Direct is dropping on the 1 December 2016 from 2% for balances up to £3k to 1.5%.
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Halifax Switching Service
After a bit of advise (apologies for the long post!) I switched from Cahoot to Halifax back in February using the switching service. All was going well and everything seemed to change over correctly until a few days later when I received a letter from my mortgage provider saying that they were unable to take payment as the…
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Time for cash paid in at bank to clear own account?
How long does cash paid in to your own account at a bank take to clear before it can be accessed? I need to pay in £1000 in cash to subsequently pay for an item on a debit card as the retailer places a surcharge for cash and credit cards (never heard of a surcharge for cash before but there you go) Thanks
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Confused over CoOp switch
I was a Co-op banker last year. I switched to them in 2015 for the incentive. I left 6 months ago to join M&S for the switch incentive. I've just received an email, and in big letter it says: "Hi Lazer. Come back and switch to us, and we'll give you £150" Then in the small print, it says: " Excludes existing customers…
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High interest - Pay in requirements
I noticed that several bank accounts offer incredible interest rates of up to 6% gross, if you save regularly the first year. However, these accounts usually require you to pay in at least 1,000 a month. Now, I am wondering, what exactly qualifies as 'pay in'? Can I have five accounts, at different banks, and just transfer…
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How do words make you feel?
I'm currently working with HMRC to develop a new online service. As part of this, I'm interested in gathering feedback around language and how it makes people feel. I've posted a short survey here, and would be interested in your comments and opinions. It'll only take a few minutes! Thank you.…
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Quesiton about Santander (Current Accounts)
Hi guys/girls! Wondering can you help me! I'm trying to help a friend on banks etc, and he wants a Santander account, but looking at the website myself i am also confused, which is the 'Current Account' ? No Fee Full Visa and Contactless Is it (Everyday Current Account) ??? Cheers Lith
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Bank Account Switching Bonuses - questions
I'm looking into switching for the signing bonus. 1. Can I switch an account that has no direct debits, but then add the required number of direct debits afterwards? 2. Can my spouse also claim a switching bonuses for moving her account even though we share the same address? Help appreciated :)
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Can you help me taking care of my bills?
Hello all, I am new here but quite confused & worried at the moment. Just moved into a new apartment and have to pay quite a lot of bills like water, gas, etc. etc. When I then also look at my netflix & amazon prime membership I realized that I am actually spending quite a lot of money fixed per month before I even do…
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£5 Only ATMs
Does anyone know if all the ATMs which only dispensed £5 notes have been removed? I don't think they were very numerous, but there was one next to my local station for some years, and I found it very useful. Now it's been replaced by a normal ATM which just gives tens and twenties.
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Santander fraudulent ATM withdrawals
Hi, Last month I logged in online and found three atm withdrawals on consecutive days in London - I live in Wales. Then discovered that the card wallet I own is missing - I have no idea where it is, and suspect I was pickpocketed on a visit to London a few months ago. Put my claim in and waited Santander have told me that…
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Tesco bank - duplicate charges
Just to let you know Tesco bank have an issue with duplicate transactions from yesterday, think it only affects debit cards but worth checking as lucky mine was only £50 so £100 debited but for others well it could be difficult. No idea yet when it will be resolved, text should be going out. John
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Co-op CA - stupid mistake
I have a Co-op CA which was set up for Everyday Rewards but has recently had another account switched to which contained SO to go between several accounts to meet paying in requirements. All of the SO pairs (ie to and from 1 current account in to another) are set up for the same day. However, the co-op account only had…
