Large cash withdrawl from Santander123

Rotor

Hi, I need to take out £2500 in cash at short notice (ie tomorrow)from my 123 account to buy a car. Their help pages are useless - does anyone know if i can turn up at a branch to withdraw this with no notice and what ID I should take to satify them?
Thanks

schiff

Rotor wrote: »

Hi, I need to take out £2500 in cash at short notice (ie tomorrow) from my 123 account to buy a car. Their help pages are useless - does anyone know if i can turn up at a branch to withdraw this with no notice and what ID I should take to satisfy them?
Thanks

First thing in the morning, phone the branch where you intend to go to withdraw, and ask them. £1000 is usually OK with no notice.

warwicktiger

Yes, phone them, and ask them. Should be ok, but check out their requirements

mgdavid

If you have online banking, forewarn them with a secure message asap. Also you can phone them first thing tomorrow before setting off for the branch. Take your passport and driving licence. There may be a daily cash limit (I don't use that bank) but if you haven't looked at the Ts & Cs to find out then ask them in branch. They will ask you why you want the cash - can you take a copy of the car advert or dealer invoice or other evidence?

MissTasmanian

I remember phoning and asking as well as having one of their online messages confirming that I could take out a large lump sum, but it didn't stop them blocking my account

Their words are useless.

schiff

mgdavid wrote: »

If you have online banking, forewarn them with a secure message asap. Also you can phone them first thing tomorrow before setting off for the branch. Take your passport and driving licence. There may be a daily cash limit (I don't use that bank) but if you haven't looked at the Ts & Cs to find out then ask them in branch. They will ask you why you want the cash - can you take a copy of the car advert or dealer invoice or other evidence?

That won't work, you are lucky to get a reply to secure messages in 48 hours and they don't prioritise requests that clearly need a quick response. Phone.

Kim_13

According to the General T and C's booklet, there is also a £500 daily limit on counter withdrawals: http://www.santander.co.uk/uk/current-accounts/123-current-account

Do you have any other accounts you can transfer the remaining 2k to and withdraw it from there?

schiff

Kim_13 wrote: »

According to the General T and C's booklet, there is also a £500 daily limit on counter withdrawals: http://www.santander.co.uk/uk/current-accounts/123-current-account

I have made any number of £1000 cash withdrawals and that has never been mentioned.

pvt

Kim_13 wrote: »

According to the General T and C's booklet, there is also a £500 daily limit on counter withdrawals: http://www.santander.co.uk/uk/current-accounts/123-current-account

Withdrawal of large amounts of cash is always possible by arrangement - otherwise how would it ever be possible to do?

Phoning the day before is the best advice. If it's too late to do that, then still phone ahead and ask if it is possible to withdraw the cash you need.

Generally, banks will be happier to do this later in the day, once they know how much cash they have spare and aren't going to leave themselves short.

On numerous occasions I've not had a problem with withdrawing cash up to £10,000 after phoning ahead.

Proper clearing banks (NatWest/Barclays/Lloyds) are probably better for this than the ex building societies (Santander/Halifax/Nationwide etc).

bxboards

I took about 1500 in cash from my local Santander in February. I took in some ID as well as my withdrawal card as a precaution. No problems. Too be honest it did not even occur to me I might need to ask permission from them in advance to take out my own money and there was no issue.

GibbsRule_No3

Can you not just get the persons bank number and transfer it to them online?