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Switch question
not sure if this has been mentioned somewhere else. Just wondering when you switch accounts-gone to Santander 123 account- do you have to inform my employer and child benefit etc? I know they do all the DDs just a bit worried in case I have missed something. TIA
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Unauthorised transactions RBS account
Ok, I just noticed £200 of transactions of £40 a go debiting my RBS account, have had the card blocked and it will be refunded by tonight but my main concern is that this account I do not use, the card has never been used outside in any terminals and I've only used online to pay for a airport car park NCP and the Vue…
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Clydesdale Bank / Yorkshire Bank Signature Account Savings
Hi, I am thinking of upgrading my account to one of these, I notice they say..... My Signature rewards Our Rewards website gives you access to discounts on certain travel, leisure and retail shopping – such as Sainsbury’s and Morrisons. How much discount do you get at Sainburys and Morrisons and how does it work ?, is it a…
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Bank mistakenly duplicates online transfer
So in January I transfer my sister £30. Online banking is playing up an says not transfered plz try again. So I go bak to my account summary and it does not show the transfer, so I send it again check my balance all done an dusted. My sister calls 2 days later and says I've transfered it twice I check online an it has gone…
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What are the daily cut-off times for Co-op/TSB/Tesco?
I don't move large sums just to gain an extra day or two's interest, but if I have to shift some anyway then I like to do it at the most opportune time. I believe Santander is around 8.20 Mon-Sat and HBoS/Lloyds is midnight Mon-Fri.(someone reported 10pm for Friday nights but I didn't experience that).
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Switching Bonus - Question
Hi A quick question around switching bonus I notice a lot of accounts have a switching bonus payable on transferring to them. There is usually some sort of minimum pay in level required. What happens at some point after account switching if you fall below being able to pay in the minimum monthly amount Grateful for any…
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Bank Cashiers
Bank Cashiers. Why, why , why, when you are handing out money, why don't you ensure that the notes all face the same way? Took out a cash sum today. Queen Elizabeth was all over the place when I counted the money. Couldn't do anything with it until I straightened it all out. LOL
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Atom bank launched today
...And managed to do a virgin money by not launching a current account but another product instead... a fixed saver at 2%. Wish these so called challenger banks would just get on with it... Virgin has been promising a proper current account for years. Atom seems to churn out PR but no products Youandb.co.uk has a site but…
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Yorkshire bank £150
Hi, I did the £150 switch and go my bonus today. Is there anything stopping me from closing the account? Or can I just close instantly Thanks James
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Can I block a Standing Order payment into my account?
Our neighbours were paying us back for some building work in drips and drabs over 18 months. They finally paid off the balance when we started getting a regular £25 payment from them every week. We have over £150 so far which I'm keeping separate. We've emailed, mentioned it in passing and initially posted a note with…
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Upgrading Halifax Current Account
I currently have a Halifax cardcash account,due to past issues with debts and due to this, a rubbish credit score. My defaults/late payments and all other adverse data have now disappeared from my credit files (I have checked all 3), my credit score (yes, I know the number is meaningless) is all good and so I ideally want…
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GoCardless
They've rejected me! Does anyone have any tips on how to get through the verification process and what to say the account is needed for? Will the money they've got in my account be returned to the account it came from? Thank you
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Santander 123 Bill cashback question
Hi there, I've just opened a Santander 123 and plan to put my ISA savings from last year into it due to the higher interest. I'm now looking at the option of having a my household bills come out of it too to make the most of the cashback on billls. My question is how do they work out which transactions are Bills? I live in…
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Best interest paying account with no regular income
I have no regular income. I have about £1200 in a Lloyds current account which pays no interest. I have no standing orders or direct debits as they all go through our joint account. I am not keen on opening any more ISAs as they pay very little. Once they mature, I will be looking into putting them elsewhere. When…
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Halifax reward account monthly reward
As there is no longer tax being taken off savings, will the reward amount go up from £5 to £6.25 (the stated gross amount)? There's no hint of this on the website.
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Debit Cards
Hi, If I open a basic bank account that has a debit card and I purely use it for paying for stuff in shops. I don't use it online, on the phone, take cash out or anything else. I fund the account by transferring money from another account. Is there any way of the account becoming overdrawn?
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Santander 123 Account
The weekly email says that you can open three 123 accounts. But the Santander website says that you can only open 2 of these accounts - 1 single name and 1 joint name?.
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pls move to correct form if this is not it..
Some advice please. I run a very very busy facebook group. It is a specialist group. I would rather not say what etc as chances are there are members of this site that frequent my group. I have an on-line shop set up that can post the ads placed in it straight into my facebook group. I charge small businesses to do this as…
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Best current or savings account for depositing 500-1000 monthly?
Is TSB Plus current account still the best option?
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2 Accounts same bank can I switch one and keep the other?
I have 2 current accounts with Santander and would like to close one account and move to Classic Plus Account with TSB using there switch service. My concern are: 1. do I need to declare the second account I have with Santander 2. and will TSB want me to close this down as well or 3. will TSB during the switch service…