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Bank Account Switch Problem
Hi, Arrived home last night to a debt recovery letter from my old bank, RBS claiming I owed them over £300. I switched to Nationwide in April 2013 who informed me that the process would include the closure of my old RBS a/c. I heard nothing from Nationwide to say that there was any issue such as informing me that the…
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UK Bank Account for Irish Newlywed moving to the UK?
So I've recently upgraded my Girlfriend to a Fiancee (Yay!) and we're due to get hitched shortly before Christmas 2016. My better half is from Dublin and she will be moving up to my house in Belfast after we get married in Dublin. I'm pretty much on top of the stuff I need to do from my end (Apostille Stamps for Marriage…
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Run out of incentives to chase, sniff :-(
Ok, first world problem I know, but with the £150 I received today from Yorkshire Bank, I think I've run out of bank incentives to chase, whether though opening bonuses, credit interest or regular savers. Even done the Leeds and Nottingham ones. Good job I'm off on holiday tomorrow as I feel suddenly... empty inside... :o…
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Making a Direct Debit Indemnity claim
Hi, looking for a bit of advice please! I foolishly purchased an item off gumtree which I paid for via PayPal, but said item has sadly not shown up. The email address the seller provided bounces back, and he is not responding to any communication via the gumtree messaging service. It's only been a week, but I am not…
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Tesco current account interest
Could anyone tell me when the interest on the Tesco current account is normally paid? Is it at the beginning of the month, or a month after opening the account? I've had two current accounts open for a about 3 weeks and neither have had any interest yet. Thanks
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Unidentified bank withdrawal
Each January I have noticed that I have a payment going out by standing order to Girobank for £12.00. I have no idea what this is for. I have identified that it is to a Santander bank account. I have the sort code and account number. I would like to identify what this is for before I cancel it. How do I find out who it is…
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Joint account with partner who has bad credit
Good morning all. My partner has recently moved in with me and we are sorting all the monthly payments out for bills etc. From posting and receiving some excellent advice from these forums I am fully aware not to put our names on to any credit facilities together as this will have an adverse effect on mine, however, a…
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Advice on Santander 123 please.
We (wife and I) currently have a current account with the Co-op. We have savings over £40,000 and we are risk averse people and don't want to lock away our money for long periods. I am thinking of:* Keeping the Co-op account as the master account * Setting up two Santander 123 accounts * Putting around £20,000 in each *…
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Halifax Balance Extra?
Hi, Anyone else come across 'Halifax Balance Extra' before? I just logged into my online banking and saw it there for the first time. It's telling me i will have -£37 by my next pay day. It says: "We've added up your pending debit card transactions, direct debits, standing orders and any regular account fees (not overdraft…
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Average monthly Income?
Hi everyone I'm relatively new to this, haven't posted on here for several years - just wondering as currently stressing out with regards to income in our house: 1x retired and on state pension, and me working part-time (looking for more hours) and a teenager, we get just over £1700 into our house a month, No mortgage or…
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Wrong swift code: Both Skrill and my local bank told me that they are unable to help
Hi everyone, On 18th Feb 16' I made a withdrawal from my Skrill account and it was suppose to go to my CIMB account. But 2 weeks later I still didn't receive it and realized that I had accidentally copied and pasted Citibanks' swift code instead...:eek: I emailed Skrill but they asked me to contact my local bank. I then…
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Bank Payment Error
We tried to make a faster payment to our energy company with our online bank account (Smile) but got an error message saying the transaction had failed. We then couldn't choose the energy supplier from the drop down menus on the payment page. As the bill needed paying, we transferred the money from this account to another…
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Uswitch, Late Payments.
I recently switched bank accounts through uswitch, i thought it went perfect until the 1st April when a lot of bills (direct debits) come out of my account. on my new bank account it shows direct debits but I've just received a late payment email from O2 which should have come out on the first. I have looked at my bank…
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Graduate (2015) looking to switch Bank Accounts
Hi all I've been with Halifax since birth & I'm now in my final year of the "Student Current Account" before it automatically changes to the Adult "Current Account", but after reading the MSE site, I am hoping to switch to another Bank which offers Bank Accounts specifically directed towards new Graduates. I am currently…
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safety deposit box
safety deposit box is there any bank offer this service any more?if not , i found this webiste anyone used this place before? are they legit? http://thebanksdc.com/ thanks
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Opening multiple accounts
Hi all, I have recently been moving my bank accounts and have switched my main current account to Nationwide and then opened a Regular Savers and an ISA. Now I would like to open a Santander 123 account too, but I'm concerned about any credit rating impact from opening so many accounts in a short time? I should have really…
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Halifax App
Hi, Anyone having problems seeing their HTB ISA in the halifax app? When I login it says my account is not compatible with online banking, even though it used to appear in the app and it appears if I view the site on a computer. Thanks
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Problems with HSBC online banking?
Could a few kind souls check and see if they can get in? I was logged into my a/c 20 mins ago, but am now getting Error 500: javax.servlet.ServletException: Filter [HSBC Filter]: filter is unavailable apparently according to the URL coming from HSBC's website.... Thanks as always
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Weekly pay monthly bills?!?
Hey all having a little troubble bugeting? I will try and explain my confusion as best i can, so for the sake of this lets say i take home £250pw -payment1- i have a monthly payment of £350 to be paid on the 25th of each month by SO -payment 2- a weekly payment of £30 by SO every friday So how much would i put away each…
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Bank Switching and Regular Saving Strategy
Decided to have a go at switching accounts and regular saving using the current offers, all were opened/switched before April 2016. Have totted up this could generate just over £1k in bonuses/interest for the year. Here is the monthly payment plan 1st of Month - First Direct £2000 paid in (from salary and other income) 2nd…
