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Account balance for transfer
In doing some switching services to get the bonus, when switching an account, I normally only have <£5 in the account, is there a minimum balance normally for switching an account
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Request new card early?
My current account debit card is due to expire 06/16. However im going to be on holiday for a few week in June, and didnt want the bank sending me my new card while im away, and finding my old one that im taking with me stops working. How early does the new card arrive before the old one expires, and is it possible to…
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Natwest Default help!
Hi, I'm new to this forum and hope someone can be of assistance. in August 2014 I received a letter from APEX credit stating that i owed £498 on a Natwest Credit Card as i had apparently missed a number of payments This is the first I had heard of the error and immediately rang APEX and paid the debt off. Later, upon…
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Acorn account
Anyone got experience of acorn account. Had e mail today - open account with no credit check
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Hsbc
Is HSBC online services down again ?
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Direct Debit query..
Hi All I have two current accounts and wish to switch two Direct Debits over. These two Direct Debits are utilities and I can do this online.... my query is, once I submit the revised DD, does this take over from the existing one, or do I also have to cancel the DD at the old bank??
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Posting cheques to branch
I have an old batch of paying in slips and prepaid envelopes for a YBS (ex-Egg account). This has made dealing with the odd cheque fairly easy. IIRC in the past the major banks used to permit posting cheques to the branch (saves time, queuing etc.), but the few websites I looked at seem to be silent on that with the…
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Best Budget / Spend Tracker App?
Hi MSE community, I'm trying to find a decent budget and spending tracker app for my iPhone, and looking for suggestions. My trouble is I don't need it for managing personal finances, so I need an app where you can create custom categories and time frames. All of the ones I can find are all pre-programmed for 'Housing,…
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Nationwide Flex Direct (After 12 months)
Ok so I opened Flex Direct (October) TSB 5% Monthly saver (September) After the 12 month's is up I will have (let's say for example) £5,500 what interest rate current/savings account would be best for this money?? or will there be a new interest rate account being released this year?? Should I downgrade Flex Direct or…
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Opening UK bank account from abroad
A relative ( UK passport) is returning permanently to UK from South Africa. She would like to open a bank account here as asap ( to redirect UK pension payments etc) What is the easiest way to do this? Obviously has no UK address yet.
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joint first direct application
Hello all, just a quick question incase anyone has been in a similar position. My wife applied for a first direct account yesterday and it was approved instantly along with a savings account. This was done online. We decided to apply to either make the account joint or open a new joint account with them also (I was out…
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Where would you go next?
Hello everyone. Just want some opinions on what you would now do in my position. Me and my other half currently have approximately 14k saved spread over the following accounts: £2000 in my TSB account (5%) £2000 in her TSB account (5%) £1400 in my Halifax HTB ISA (increased by £200 a month) £1400 in her Halifax HTB ISA…
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Just got my Halifax Switching bonus, what next?
After getting bank married (getting a joint account) with my other half I switched my useless personal current account from HSBC to Halifax to cash in on the £100 switching bonus. Now I have my £100 and am wondering if I can carry on. Could I now move the account to First Direct for another £150 or elsewhere. I'm quite new…
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Nationwide recommend a friend
I have submitted 3 requests on the /recommend page on the Nationwide website since the start of the year , and each time had the ' we will send you more details within 1 working day' message. I have had no follow up emails. (and checked spam/junk folders). Anyone else had the same problem?
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Opening a bank account 2016
Hello, I wan't to open up a second bank account (I could open a third if it's even better) and was wondering who is best to go with. I don't understand bonds, isa, aer, credit union and all that stuff so it means nothing to me. - Primarily for either saving or occasional larger purchases (over £10). - Could put up to £1500…
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Self employed budget advice please
Hi, I’m trying to organise my finances better. Currently, everything is paid but I am frequently borrowing money from one bank account to pay into another and often get charged by the bank because I am just not organised enough. I’m self employed and I think I need to somehow separate my work and personal finances so that…
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Switching accounts just to close them?
I have a couple of Nationwide current accounts I don't use at all that I want to close. I know it's probably easier just to go in branch but I don't know the pin numbers so I was going to just switch them both into my TSB accounts purely just to close them. Basically what I'm asking is would this have any kind of…
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Your annual interest?
Not interesting.
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Nationwide FlexDirect Downgrade:
Hi. I have several Flexdirect accounts which are outside the 12 month period for earning interest. Rather than close them ( might come in useful later ). Is it possible to downgrade them to Flexbasic accounts therefore allowing me to apply for a new interest paying FlexDirect account.
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Santander 123 Account queries?
Hi All, SORRY, just realised that the money was not put in the account on the same day as opening it so this may explain why... Mods: please remove thread
