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Apple pay
Will barclays/barclaycard every release apple pay?? All they say is nothing or coming out some point win 2016
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How soon to apply for the second tesco account?
Got accepted for my first Tesco current account (for the 3% interest). Had to send off some signed form, did that and got a text message today saying my account was open. Not received the debit card in the post yet or activated it. How quickly should I apply for the 2nd one? Technically I guess I could do it immediately…
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Halifax Basic...
Finally Halifax offer Visa Debit with their new Basic Account what launched yesterday. Previously Halifax offered Electron only. Lloyds also changed name from Cash account to Basic.
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Accounts for switching
I have just set up direct debits from 2 of my old bank of Scotland basic accounts (2DD per account) with the first payment date being the 28th I am planning to open a first direct and clysdale current account to get the £150 switching bonus. Do I wait until the 28th after the new direct debits have been taken before I open…
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TSB 5% Cashback Paid
Hi All, I've just opened a TSB to make the most of the 5% contactless cashback, the T&C's say the cash back will be paid the next month, does anybody know if this is on day 1, the last day, account opening day or a different day each month?
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Don't want my debit card to arrive at my address ! What do I do ?
So basically I live in a shared house at the moment , But I really really don't trust some new tenants who has come downstairs after one of them was found opening my letter! I want to open a bank account ,but I don't want the letters and documents to come to my home address. Is there any way that I can get it delivered to…
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Switching bank accounts - what happens to credit card?
Hello All, I'm about to switch my bank account from HSBC and am only now wondering what will happen to the HSBC credit card I have... I've had it as long as I've had the current account but I assume it will continue to exist? It's not the end of the world if not, as it's currently empty and only there for absolute…
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Lloyds/Halifax - cashback when using debit or credit card
Lloyds and Halifax have a cashback scheme when you use your debit or credit card at participating retailers. On their website, it only shows a few logos on the retailers that are participating in the scheme. For those of you who use their cashback scheme when using your debit or credit card with Halifax or Lloyds, do you…
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Tax on Interest
Hi, I earn below £15,000 per yer, which i believe is around the cut off of interest tax? Am I entitled to a higher interest rate? i don't really get this so a good explanation would be great. Thanks James
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EU Bank Accounts
Hi, I am looking to set up a joint bank account to help save for my wedding. MSE and all comparison sites show me all national providers but no comparison with EU bank accounts, or none that I can see. Since we are within the EU and free movement and equality across the States I was wondering if it is possible to see if I…
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Nationwide Flexclusive RS eligibility
Hi all I've tried looking on the Nationwide website but I can't see a definitive answer to my question so maybe you guys can help. Bit of background...we have held a Nationwide Flexaccount for several years as it used to be useful for overseas use but when they changed that we stopped using it regularly. I'm now thinking…
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I want to set up a 'poor' current account !
This 'might' be an unusual question, but I need to know which is the 'worst' value-for-money current account! I already have two current accounts that I am happy with Santander 123 (for cashback and interest) and FlexPlus (providing cover for the family's 5 iPhones, plus car breakdown and travel insurance). However, I want…
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Citibank account closure
My partner and I have held a citibank account for 10 years. The account has always been in credit and we have had no problems in all this time. In November we received new debit cards which did not need to be activated immediately. In December (just before christmas) both of our cards were declined. On ringing the bank we…
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Bank charge back doubble payment
Hi all, My bank has paid me twice the amount it should of 9 weeks ago and has not asked for this back. 1 should I tell them and 2 as it has been over 45 days (the amount of time the other bank has to decline the charge back) does this mean it is now my money. Hope you and give me some advice. Thank
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RBS Royalties
I have been a RBS bank customer for over 30 years and have held a Royalties Account for over 15 years. During the past 15 years we have been serving overseas at a BFPO address - in fact we upgraded to a royalties account whilst at a BFPO address after an interview with the bank manager who advised us to do so, However,…
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Additional charges
Good Evening, Just a quick question. I currently have two Barclays accounts, a normal one and a joint account. Both accounts have a small agreed overdraft limit and the joint account has a fee of £15 a month. I do use the breakdown cover, travel insurance and mobile cover so am happy to pay this. But, on both of these…
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Switching service - fees arising from bank error
Hi all, I recently took the plunge and switched my Santander current account to Halifax, using the dedicated switching service. I had 3 direct debits, which went through on 29 December and have all been confirmed by Halifax. One of these was a direct debit for full payment to my Santander credit card. However, I just…
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New card
Got a new card today and activated it. Got a letter with pin a few days ago. Went to buy something today with it and entered the wrong pin twice, and didn't want to enter it wrongly the third time :o . I used my card with the other bank to pay instead. Clearly I suddenly forgot my pin when trying to pay. Two queries: 1.…
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Business Banking
Hi all, I've come across this comp and did a bit of reading around business banking...seems like a pretty hot topic...do you guys have much experience of business banking? I used to have a hsbc business account and they were shocking at times! Once had my entire business website go down cos my card got cancelled and new…
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First Direct - how long to open account
Hi All I applied online for a first direct account three days ago, just wondering how long it takes for you to find out if they have accepted or declined my application?
