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TSB or Flexclusive regular saver?
I have a First Direct regular saver, which is about to mature but I'll open another one immediately. I max it out to £300 per month, so when it matures I'll have c. £3,700 to place somewhere. I was planning to max out my TSB current account and open a Flex Direct for the remainder. TSB currently has about £300 in it, so…
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Ditching Santander 123, my story.
So we have a joint account and are finally doing the MSE thing and leaving Santander. Looked at various options and decided to go for TSB Classic plus after reading the MSE guide. Not had an online only account before. 13/01/16 Rang local TSB and got an appointment to go in that PM. TSB agent was ready for us when we…
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PayPal - why?
I've just made a purchase using PayPal for a friend. It was the only payment method offered. I took this screen shot just before I hit the Pay Now button: Do you think it's unreasonable to assume payment would come from Visa card ending 8072? Well, I didn't. Apparently I was wrong. PayPal, in its wisdom, decided to take…
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First Direct - Genuine Switch - Question
I genuinely want to switch my bank account to First Direct, but have a query regarding the £10 monthly fee. MSE says: "This account has a £10 monthly fee, but this is waived each month you either pay in £1,000, have an average monthly balance of £1,000 or hold selected other accounts with First Direct." I'm short of the…
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Needed DD used Lottery
I needed a new DD for one of Accounts as my wife cancelled her gym membership so I opened a Euro Millions lottery account and have a lucky dip for every Friday night. So far I've won £11 odds.:j
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Cash card for a couple
Hi all Is there such a thing as a cash card that myself and my partner can have access to? We both want to pay in an equal amount monthly and use this for food, meals out etc.and both have a card? Any advice on the best place to look would be appreciated. I've had a quick look on search engines and they all seem to be for…
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Inconspicuously shifting £10K from BoS to Santander
My mother has 3 x £5000 in BoS Vantage accounts but will have less than £10,000 in her Santander 123 a/c on 1 Feb when the next tranche of regular saver money will have migrated. She'd rather have as few accounts as possible but will probably need all the Vantage accounts on 6 April when a £16,000 ISA matures. As a…
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standing order
is it possible to set up a standing order not through your own bank, I thought you could do it with paypal, but it seems you can only do it for business purposes.
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Optimum bank account whilst working abroad
My 22 year old daughter is a waitress/ski instructor in France and moves around Europe depending on where the work is. She is being payed in cash in her current job (so that her employer avoids paying international charges, I presume), has bills to pay at home and says she can't get the money to me without posting it. She…
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Halifax Switching Bonus
Hi, Looking through the halifax terms and conditions it says: Do I actually have to switch any Direct Debits, or can i just switch any account? Has anyone who has done this let me know if they switched DD's or not Thanks James
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Halifax Bank - Telephone Manner Appalling
Has anyone noticed how appallingly 'Halifax customer facing people' talk to their customers? I've never really contacted them before and only had the bad luck to call them on behalf of my elderly mother , but they are so unprofessional. They don't say who they are (ie. Halifax Bank , their name , how can I help you?). They…
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Nationwide minimum payment in
Has anyone else experienced the strange rule of Nationwide who consider that as a large portion of my monthly income comes from a person who pays it out of their main account, which happens to be Nationwide, it is thus considered as an internal transfer therefore the minimum payment into my account falls short of the £750…
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Average monthly outgoings family of 5...
Hi all. I've had a good scout around this site and internet in general, but I'm struggling to find an answer. I can't seem to get our outgoings below £3,500 per month and wanting to know if that is normal or if not, how far away from average? The budget counts everything - * Annual payments put aside into account * £200 a…
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Removing an agreed overdraft in error - Advice please
I was wondering what people think. I have had my bank account effectively frozen 3 times in 12 (Or 7 banking days) days by error. Basically, my agreed overdraft gets removed in its entirety with no warning. First time was on Boxing day - account operating again on 29th Dec, second time was day before my Daughter's birthday…
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First Direct switch... do u need direct debits?
Hi, I'm considering switching to the first direct account which is advertised at the moment, but am I right in thinking you do not need to have direct debits associated with the account you're switching from? I see other accounts say you need to have at least 2 direct debits switched to get the bonus, but can't see it on…
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Which current account(s) now?
I was successful in obtaining my first BOS Vantage, Lloyds Club and First Direct Account earlier on this week and already have an almost empty Tesco current account so I now have a home for £13k out of my £20k in my existing Santander 123 account due to be switched to FD at the end of this month. I will be opening a Lloyds…
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tesco current account limits
Hi I have had 2 Tesco current accounts the 3% accounts I used one for a switch about a month ago and use the other account for savings. I know 2 is the max you can have what would happen if I open another one would it let me as I only have 1 account now or would it block me as I had another and closed it thanks
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Club Lloyds
We have a joint Club Lloyds Account and I also have a sole Club Lloyds account in just my name. My question is, in the event of DH's death can the joint account be turned into a sole account in my name, thereby giving me 2 sole accounts, or will the joint account need to be closed?
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Open a current account and use Switch service to gain free £100's?
Is it possible to open a new current account with any bank. Deposit £1 and then go to another bank and do the 7 day switch to get the free switching bonuses some banks are offering?
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Brother deceased, no will, how to get his money out
Hi My brother receantly passed away and left a very modest amount of money in his current account. (£900). It was not a joint account, he is married with children. He has no will and based on some basic google research I have gathered that having a power of attorney makes this very easy, but getting a power of attorney…
