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Cash card for a couple
ccskitten
Posts: 102 Forumite
Hi all
Is there such a thing as a cash card that myself and my partner can have access to? We both want to pay in an equal amount monthly and use this for food, meals out etc.and both have a card?
Any advice on the best place to look would be appreciated. I've had a quick look on search engines and they all seem to be for single use or students!
Is there such a thing as a cash card that myself and my partner can have access to? We both want to pay in an equal amount monthly and use this for food, meals out etc.and both have a card?
Any advice on the best place to look would be appreciated. I've had a quick look on search engines and they all seem to be for single use or students!
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Comments
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My first thought is to avoid, after all how on earth, how do you keep track of expenditure, however, overcome that and each to their own0
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What's wrong with a credit card you pay off each month?
Or just put credit on to it before you spend.
fj0 -
Joint savings accountThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Very few savings accounts come with a debit card. I only know of one, from State Bank of India.0
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Most of the savings accounts with cards I know about cant be used in shops to buy food etc, you may need to think about current accounts.I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0
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Have a look at the Pockit prepaid card, with which you can have additional cards on the same account. Cards are 99p each, paying in by bank transfer or debit card is free, but adding cash by PayPoint and withdrawing from ATMs costs 99p. No monthly fees. It depends on suitability/convenience versus the cost.Evolution, not revolution0
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Clydesdale / Yorkshire banks do but the the OP says 'cash card' which I read to mean an ATM card and withdraw cash to pay for things...Very few savings accounts come with a debit card. I only know of one, from State Bank of India.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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If the OP wants a ATM card to withdraw cash then pay for items then the Halifax offers cash card with their everyday saver account.
Cant be used in shops but work in ATMsI’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Sorry if I've missed something, but aren't the OP's requirements exactly what is provided by a joint current account?0
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Thanks for the advice. We don't want a joint current account. My partner has been left with huge overdrafts from a previous relationship and will not have a joint account with me. He is happy to pay money into my account on a monthly basis but we will both need a card. He feels he will be more protected with a joint cash card than a joint current account. Not sure if that is logical but its how he feels.
Therefore, happy to have a current account in my name but need two cards so it's not always me that has to go and do the shopping. Is this even possible?0
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