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Switching from Santander 123 account
I love a recommendation and was wondering if anyone has switched from a Santander 123 account recently. We have just switched our mortgage to Santander but even with the 1% a month we only stand to make £9 a month cashback what with the recent fee increase to £5. I am considering switching to either First Direct, HSBC or…
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Best new current acc without switching
I want to take advantage of banks price war but don't want to switch as am happy with current bank. It allows paying at local village PO and has high ethical score. So my questions is what accounts can I open and get an incentive payment (rather than high interest) without closing my old account? Salary will still go to…
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New Budgeting App
Hello. I have written an Android app that will help users to see where their money is being spent. I'd like to share a link to this but wanted to check here before doing so, to see if that would be okay. The app is free (money is made from occasional in-app adverts), easy to use and as I mention can be used to track day to…
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Please recommend a current account for me
I bank with cahoot for my current account and they pay zero interest. Its also difficult to get access to cash if i loose my bank card therefore i feel its time to change. Can anyone recommend another current account for me . I want one which has NO charges for banking and will provide a cheque book. I dont want a…
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Recycling money through current accounts
I am switching out one of my Santander 123 accounts which involves finding a home for £20k in other high interest current accounts. I have opened a First Direct and applied to switch the Santander 123 account to it for the £150 switching bonus and the access to the 6% regular saver. I have also opened a Club Lloyds and BOS…
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Switching current account - probably M&S or FD?
Hi All, After countless years with Barclays, my wife is thinking of switching banks. She likes the look of M&S (regular customer there, and the "perks" appeal to her). I've been with First Direct for similarly countless years, and know how good they are. She's not someone who regularly saves much, but nor is she ever…
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Free US dollar accounts
Hi, Not sure i am in the right section here. I have a small amount ($200) in my paypal account. Basically i am going to Florida in May and i would like to use the currency instead of converting it to GBP and then back to USD. Is there any free to open, no monthly fee US accounts i can open from the UK so that i can…
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Club Lloyds £1500 monthly requirement between own accounts
Just to let you guys know that the Club Lloyds £1500 monthly funding requirement can come from another Lloyds current account or a Lloyds savings account. Most of you would probably transfer the £1500 from another bank to the Club Lloyds account. Posted this thread in case you assume that the £1500 must come from a…
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Yorkshire bank - New £150 switching
just noticed that the Yorkshire bank has £150 incentive for switching. not sure if its been posted so just wanted to alert others if of interest. http://www.ybonline.co.uk/personal/current-accounts/switch-offer ta
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Worth trying or just give up? (TSB £125 switch offer)
I switched to TSB last November to get the £125 switching bonus. It required £500 paid in and 2 direct debits set up within 28 days. I already had one direct debit set up and I contacted Vodafone to swap my contract to my TSB account. They confirmed they changed the DD details to my new TSB account. Well I got a text from…
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Switching account - debit card
I'm thinking of switching my Nationwide Flexdirect account as the 5% interest ends soon. I understand that i'd need to provide the long number on the debit card to the account i'm switching to, however I wanted to know, does the card need to be activated first? I only opened the FD account for gaining interest on savings…
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MSE News: Barclays or Co-op customer? Get at least £48/yr free as banks boost rewards
Barclays and Co-op have boosted their reward schemes...Read the full story: 'Bank with Barclays or Co-op? Get at least £48/year free as banks boost rewards' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Standing orders - going into the red temporarily?
If I wanted to have standing orders between various accounts so that I don't have to do manual transfers each month, what would happen if I temporarily went "into the red" on one of those accounts? For example, if I want to transfer £1000 to 5 different accounts from my Santander 123 account, and then all of those transfer…
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RBS v BOS ?
Currently with the RBS but looking to change. Is the Bank of Scotland ok? I mean secure/safe/decent customer service etc?
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Switch from Santander 123
Can I ask for advice from those of you who have multiple current accounts? I have two Santander 123 accounts (1 joint and 1 sole account) and now the fee has increased I am going to use the £150 switching bonus to move one of the accounts from Santander to First Direct. Both of my Santanders have £20k in them. The direct…
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TSB Classic Plus Current Account Switch Incentive - £100
I couldn't find any threads on this so a heads up for anyone who is interested: http://www.tsb.co.uk/cashback-money-supermarket/
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Any Suggested Cutbacks
Didn't fancy doing this before but I've now done all I can think of the cutback on on bills. Mobiles are high - These are contracts, cant do anything about them now. OH and I are iPhone fans, before I got the new phone I looked into buying the handset outright but the contract was actually cheaper after taking into account…
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Ombudsman? Nationwide failed to act
My DD acc card went missing in USA, reported it, requested replacement, speaking by phone in Oct, Nov and Dec. I only have Nationwide CC in USA now - which is maxed out. And I need to make monthly payment to the CC or face a fine. Bank won't let me transfer my £££ from current account to CC! :wall: Bank won't let me use…
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DD Error
Can anyone offer advice as I'm just being pushed around between bank account and credit card company. I was cancelling my 123 Credit Card, so as advised by Santander I cleared the account. I checked my bank account 3 days later and they took a direct debit (over £250) as the minimum payment. Halifax are saying they can't…
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Review my budget?
Hi all, I'm looking for some 3rd party feedback on my current budget. My partner and I have recently purchased a house and we're getting married in the summer, so we're trying to re-build our savings as quickly as possible. We split the majority of our bills in half, but I do take on a few in full. Monthly Income:…
