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Can I do this? totally muddled here!
DELETED sorry
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NatWest applies "Foreign Purchase Fee" to GBP transactions
NatWest's "Foreign Purchase Fee" is a 2.75% margin on foreign currency conversions (reasonable) - with a £1.00 minimum charge (not so reasonable). Until now, I'd assumed that this fee was applied to purchases denominated in a foreign currency. I've not been charged it when shopping online at foreign websites and paying for…
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Santander 123 to TSB Classic Plus
Hi all, I currently have a Santander 123 current and credit card. I don't use the current account for savings as I don't like to keep that amount in there and noticed last night that I only make about £4 from the DD cashback. Obviously with the new £5 fee, I'm not going to be making any money out of this and been looking…
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Donor Accounts
So as many of you probably have seen, theres quite a few accounts with switching bonuses being offered at the moment. I'm looking to cash in on these offers and need donor accounts to open. Ideally I don't want to open too many accounts that require a credit check. So I've been looking at Metro Bank - Cash account, Co-op…
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Bank account with 'jars'??
We currently have an account with Intelligent Finance. We really need to switch it as the interest is practically non existent. They are no longer opening new accounts so I'm sure it's only a matter of time until they close remaining accounts. What I really like about the account is that we have various 'jars' within it,…
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Switching my banking to First Direct....
....From my RBS One Account. Problem 1. My RBS account was joint, with my wife, but she never used it so I wanted a solo account. No problem I thought..... so I set up a FD solo account. Problem 2. I couldn't utilise the switching service because I was switching from a joint account to a solo one. Ok, fair enough, so I…
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Savings accounts
nevermind just a random quesiton
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Worth switching from Santander 123 to First Direct?
I've been with Santander since around 2008 and upgraded to the 123 account 2 years ago when I took out a mortgage with Santander. I earn approx. £6 per month on direct debit cash back which will go down to £3 when the new fee kicks in. Is it worth switching? Been looking at the First Direct deal that's going around with…
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Account Which open the fastest
Hi, I bank with Barclays and there process of setting up new accounts means I have to visit a branch everything! What a faff! So I was looking for who has the best accounts that open the fastest? I'm only looking to use them as short time accounts to use as accounts for others switching bonus. Thanks James
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Bank of Scotland Vantage - purpose of account?
Hello All, I'm just about to open a BOS Vantage account and will be using it as a savings account really but should I put that under the 'purpose of account' question? Or something else...
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Bank - Charging period dates
Does anyone have a list of the dates (charging period) within which the minimum payment must be paid and at the end the interest and charges are paid. To my knowledge they all have a fixed date except Santander who operate on the monthly anniversary date of the account opening.
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HSBC Basic Account - Banker's Draft?
Any idea if a HSBC basic account allows the facility to create a banker's draft? I hope to call into my branch this week, but if I know beforehand it will save a journey. Thanks
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Pay in Cheque online/via app? (Santander)
Anyone know if you can pay in cheques to a Santander account online or via a mobile app? Just read about it and realised I was on the .com Santander site.... so assume it may just be available in America.... Would save me having to drive into town and pay for parking....
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Current account.
Hi ,I am looking to open another current account , this time with Santander. Do I need to close my existing current account ( not with Santander) and if not can I transfer some, not all, DD. Will Santander allow this.
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Nationwide Flexdirect Account Query
I opened up a Flexdirect current account at Nationwide a little less than a year ago with my husband i.e. joint account. The account attracted a 5% interest rate on savings up to £2.5k for the first year thereafter dropping to 1%. At the time of account opening, we were informed that, assuming that the favourable interest…
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Anyone ever tried to cancel a switch...
I decided to cancel a switch I have set up online. This required a phone call to Nationwide on an 0845 number... I found a local number to call... glad I did 30 mins to get an answer from the queue! Explained all to someone who forwarded me to the 'switching team' who fussed a lot.. despite them admitting I was within my…
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Which is the best JOINT account ?
Which is best joint account ? Hi there hoping you can help me and my wife have decided to get a joint account and basically put our money together. She has a nationwide flex account and myself a Barclays additions account with all the extras included travel insurance, breakdown cover gadget insurance. Our mortgage is fixed…
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rewarding loyalty
Hello All, I've not been sure where to search of post for this information so i thought id just post it here under budgeting. There is lots of talk about making the best of financial organisations (that's any, banking and facilities etc) by 'switching'. This is all very well and good but what happened to (if it ever…
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Coop bank everyday rewards
http://www.co-operativebank.co.uk/currentaccounts/everyday-rewards New rewards scheme for coop bank current account customers, £4/month provided you keep your account within the agreed terms (don't exceed your agreed OD, pay in £800/month and pay out at least 4 direct debits. Get an additional 5p per debit card transaction…
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No fee taken today from Santander 123 although interest and cashback paid as normal
My interest and cashback have been paid into my Santander 123 today, the 11th being my monthiversary. Normally the monthly fee is debited at the same time but no fee has been taken today. I'm wondering what"s going on and if I will pay £2 or the new £5. Can anyone help?
