Which is the best JOINT account ?

MRDOLLAR

Which is best joint account ?
Hi there hoping you can help me and my wife have decided to get a joint account and basically put our money together.
She has a nationwide flex account and myself a Barclays additions account with all the extras included travel insurance, breakdown cover gadget insurance.
Our mortgage is fixed with nationwide.
We roughly take home £2,000 each so have £4,000 we then obviously have deductions mortgage bills that will come out of this.
We are usually left with about £500 of spending money each.
What is the best joint account ?
Or is it best to stick with what we have?
Or move over to ones account ?
We would like to make the best of money.

Archi_Bald

Only you can say what suits you best. All current accounts can be held as joint accounts. At the top of the page, there is link to "Best Bank Accounts".

jimjames

If she is with Nationwide then possibly the best in terms of earning you money would be using the Flexdirect account.


Recommend a friend and you'll get £200, switch another account recommended by you and she'll get £200 too. Not bad when you also get 5% interest as well.

benjus

You have a packaged account with insurance products. Does your wife need these products too? With some packaged accounts if they are held as joint accounts, both account holders get the benefits for one set of fees. Might be worth reviewing the market and seeing if it's worth either converting your account to a joint account or switching your account to a standard current account and opening a joint packaged account with a different bank.