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Savings Account
Hi all, Hope you can help - looking for a savings account to solely put wedding funds in - about £300pcm. We currently have a 123 account and a Santander ISA in joint names - preferably would want this with another bank to keep it separate. Any recommendations?
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Can't open basic bank account?
Hi I don't know anyone has any advice for me. I have been trying to open a basic bank account for some time I do have some historic old debts but at this moment in tme I am in no position to pay them due to limited funds. I read recently that 10 major banks were offering basic accounts for people with poor credit. I…
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Which premier/private bank account to open if you met their criteria
If you had a lot of money and exceed the banks eligible criteria in terms of income/savings/investment, which premier/private banking account would you open and why?
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Joint basic bank account - financial link
I rent out a property with 3 other owners (my mum and two sisters) we are wanting a joint bank account however I have really bad credit (currently trying to improve) would this become a financial link and affect their excellent credit? I'm not sure how else to do it if it does, tax wise it needs doing so any suggestions…
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Transferring money from USA to UK Bank Account
Hi All, Apologies if this isn't really the best place for this but i'm sure someone can provide some insight, I have a friend in the USA doing a tour with the Marines Band, he is being given an allowance in dollars each day which he has built up a surplus of that he wants to send home but he has this in cash. Can anyone…
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Best Account for Dummy DD's
Hi All, I'm looking at doing the switching service to get the new customer bonus, but for accounts which say they require 2 DD's, i was going to just set up a DD debit from a dummy account of mine as I don't have many direct debits. Can somebody recommend a good easy account for creating DD? Thanks James
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TSB current account with 5%
TSB current account with 5% AER - for any one 31-day month, assuming the balance remains a minimum of £2000 for the entire month (and that the conditions for earning interest are met), how much net interest will be paid? I ask because I think I have received more than I should have for December.
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Switching just after moving home
I've just moved from City A, where I lived in my own flat, to Village B, my mum's house. Currently I have three current accounts with NatWest -- one for income, one for bills, one for savings (I know the interest rate is terrible; I set up the account with NatWest intending to switch it to a high-paying current account but…
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Ovetdtaughts
Hi I'm thinking of getting a loan to pay off my overdraught is this a good idea X how does it work , does the money go into bank on payday so you have expenditure upfront so wages and loan are in the bank the same time X
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LLoyds and Halifax - active DDs or paid monthly
I see that both Club Lloyds and Halifax require two direct debits per month to get the interest/£5. But is it enough to have just active DD mandates, or do funds actually have to leave every month. The wording suggests they need to pay out money each month, though Santander seems like they just need to be active. Any…
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Switching from Santander, thoughts?
I bank with Santander at the moment and have worked out that with the new fee, I'll 'only' be earning £129~ cashback per year. At the moment, I keep about £5k in the account however I am looking to start putting money aside in a HTB ISA so I just wanted to run through what I was thinking and seeing what everyone's thoughts…
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How do other people budget for holidays?
As is common at this time of year our attention has turned to holidays as something to look forward to in these dark cold rainy days. ;) I thought I would guage how other people budget and pay for holidays. I usually set aside a certain amount of money each month and pay for it out of our emergency reserve account. That…
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Switching accounts
I have 3 accounts with NatWest - 2 current accounts and one savings account. If I were to switch to another bank, would they close all my NatWest accounts, or just the one I'm switching from?
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Set Up Direct Debits
I have been reading threads and all I see is comments like "I have set p d/d from my account or I have opened up an account and set up 2 direct debits" My questions are - How do you set up direct debits yourself? and once you do, how long does it take it kick in, I need 2 direct debits for 5 days time(my switch date),…
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Lloyds/TSB/Halifax/BoS DOWN
I can't get onto any of them.
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Club lloyds 'Lifestyle Benefits'
Hi, I'm looking to open a Club Lloyds account, unfortunately they don't any switch bonus or anything like that, but they do 'Lifestyle Benefits', these include:- Annual Gourmet Society 2 for 1 offers and others Cinema tickets, was originally Vue, they have added Cineworld, but you don't get to chose, you get whatever is…
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Barclays bank account under review?!
Ok so someone made a payment a while back for an item and is now complaining to their bank they have recieved the item. Barclays has put my acc under review and said it can take up to a month while they investigate. They said in order to withdraw funds, i'll need to provide pay slips?! I told them i work from home (ebay),…
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Switching multiple accounts in to a new one
I have done a little searching for "multiple accounts" but not found the answer I wanted so I thought I'd spell out my situation and ask. I have multiple accounts, not for loads of benefits but simply to be organised. I have 2 current accounts with HSBC, I get paid in to one and have a standing order from it in to another…
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Switching a brand new account!
Hello all, I usually read these forums and pick up various advice and info. Though whether it's nerves of the audacity of opening a brand new account (opened this week) I have put only a small amount into it <£20 and activated and used my debit card once today. The purpose of me opening this account was to do a switch to…
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Current Account Switching
Hi, I have a Barclays current account which is my main current account (they have the best mobile banking) which my salary and all my direct debits are paid from. I have also just opened at TSB 5% account. I was wondering, if I open a second barclays current account and put £10 in there just for the sake of it, can i then…
