LLoyds and Halifax - active DDs or paid monthly

nafe12

I see that both Club Lloyds and Halifax require two direct debits per month to get the interest/£5.
But is it enough to have just active DD mandates, or do funds actually have to leave every month.

The wording suggests they need to pay out money each month, though Santander seems like they just need to be active.

Any experiences?

YorkshireBoy

Lloyds & Halifax do have to pay out each month, whereas with Santander they just need to be set up...although if you go that way be mindful of them lapsing under the dormancy rules.