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Additional charges

Good Evening,

Just a quick question. I currently have two Barclays accounts, a normal one and a joint account. Both accounts have a small agreed overdraft limit and the joint account has a fee of £15 a month. I do use the breakdown cover, travel insurance and mobile cover so am happy to pay this. But, on both of these accounts I am paying an additional charge a month for how much I'm overdrawn even if it doesn't go over my agreed limit.

So for example on one account I paid £21.95 and the £10 aswell as the £15 account charge. Both accounts have had overdrafts agreed years and years ago but these charges have only been happening recently. Is this correct? Can I do anything about it?

Thank you

Comments

  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    There was a change in the T&C's a while back, did you not read the letter they kindly sent you.
    To avoid the charges don't go over drawn.
  • ceredigion
    ceredigion Posts: 3,709 Forumite
    Eighth Anniversary 1,000 Posts Photogenic
    On a side not suspect you have been watching Mr Lewis on the box.
    The reason the T&C's were changed is people bleated on about the system being to complex, so they introduced a flat fee per day. Moral, be careful what you complain about.
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