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Switching to New account after a break up
Hello there I hope someone will be able to help. My son has recently split up with his fianc!e and come back home to live. They have a Santander 123 account in joint names., can my son switch to a new account with First Direct in his own name ? if so how will this affect their old account as I was under the impression it…
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Nationwide flex basic
I have basic accounts with co-op and lloyds. Can I open a flex basic and keep other two accounts? I'm a little confused at their eligibility criteria. Don't have the greatest credit history- few defaults that are statue barred and due to disappear next year and a ccj.:o
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switching home branch for Current Account
Hello all, Does anyone here know the process for switching home branches for HSBC and TSB? I would like to have a new sort-code that comes from my local branch instead. Is this possible and what is the process? Would I have to close my existing accounts first? Thanks.
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MSE News: Your BEST-PAID day of the year (unless you earn over £470,000)
Save £1,000+ in a day, with a checklist to overhaul your money... Read the full story: 'Your BEST-PAID day of the year (unless you earn over £470,000)' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
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Mystery payment
If a mysterious payment is made into a current account which I do not recognise, what are my responsibilities, does any one know?
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Switching and multiple accounts
Hi there, I am looking to open a Santander 123 account and move all my Direct Debits from TSB. Simple enough. However i want to keep my TSB account so that i can capitalize on their 5% cashback and 5% interest on £2,000. Do i use the switching service with Santander, move everything across (thus closing my TSB account) and…
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Which UK Bank account for accepting €?
Working freelance (golf caddy) on a casual basis overseas in the near future and will be paid in Euros. Any ideas on what's the best bank account to have for receiving regular Euro payments? Also, ill need to figure out how to pay tax / ni (albeit I won't be earning much after travel expenses). Would a business current…
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Santander & Paypal
Hi All, wondered if anyone can help me with an issue I've had between Paypal and Santander. Last year my card details were scammed some how and used to purchase a large quantity of trainers from various eBay sellers. I got made aware by Santander alerting me to possible fraudulent transactions due to it being outside of my…
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Anyone using Yorkshire Bank business account?
I see Yorkshire Bank is offering 25 months of free business banking for new businesses or switching customers and I've just ran out of my free 18 months with Santander. Has anyone been using them? Any problems or horror stories or alternatively, any glowing reviews? Switching will save me about £240 a year in charges so…
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Switching/closing very 1st bank account???
:eek: I have recently been coming across and reading a lot more stuff on switching bank accounts for incentives. I am in the position where I have my own current account which I have had since I was teenager so around 20 years and I also have my joint account. I have been trying to read into whether it is worth keeping…
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Re switching
Have never switched before so be gentle please...... So, if I open an RBS Select account for example, set up a couple of DDM's from my Tesco saving accounts, run a £1000 through it by means of a same day S/O in and out every month, then in a couple of weeks switch it to M & S, I can get all of the M & S benefits like the…
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TSB Money Pay In Question
Just a query regarding the £500 monthly pay in for this account. How long the money need to stay in the account for before I can take it out of the account? Thanks
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Moving to Club Lloyds - Direct Debits
Hi I'm looking to upgrade my 'Classic' Lloyds current account to Club Lloyds however I don't currently meet the minimum criteria in terms of at having at least 2 Direct Debits per month. My wife and I both bank with Lloyds, both have current accounts and a joint Platinum account that we want to keep. All direct debits…
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Problem with TSB contactless?
I have only had the above card for about 6-8 months. The contactless feature started working intermittently and eventually failed. I requested a new card which arrived yesterday. I tried to use it today but again it failed. I will test it in another place first before contacting TSB again. I really wish that it was…
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Transferring money to UK from US. Safe exchange broker? Another method?
Hi, I'm getting quite confused and could do with some pointers. I've read the advice thing here but got more confused sorry. I'm due a substantial amount of inheritance ($250, 000) from the US and have a cheque. It's all kosher, through lawyers etc.. Asked the banks and their rates are rubbish and it takes ages. I did some…
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Euro current account
Looking for a nice simple UK based Euro account that allows me to keep Euro saved in the UK and make transfers into Europe at low cost. Ideally it would not need a significant minimum amount. Not worried about interest just a simple account devoid of to many rules. Went to see Nationwude who I use who said they had nothing…
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Too many phone transactions? off to the Fraud dept
Or perhaps it was moving too much money to an unknown account? A bit of a mutter rant....follows! On Sunday I ended up being transferred to Lloyds fraud dept !:eek: That's the second time I've had that joyful experience. I had done various transactions over the phone with Halifax:checked savings rate, cancelled 2 x DDs and…
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standing orders after switch
Hello All, I know that when I switch bank accounts all my direct debits and standing orders change with it.. but what about standing orders going the other way? I have a couple that are sent from my main account and then sent back but when my main account changes will I have to adjust those manually? I assume so but wanted…
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Nationwide flex basic ?
Just really really curious as to why nationwides new basic account : flex basic is so good compared to the other offerings. For the simple fact that you automatically get a contactless card which for even some of my full 'normal' current accounts I am still being denied this privalige ... Why can't other banks offer…
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Finding a student bank account (as a final year student!)
Hi, was hoping for some advice I'm a student, currently in my 5th (and final) year of study. I've previously managed at uni without need for an overdraft, but because our funding has changed for final year, I now think I'm going to need one to get me to the end of the course! I've researched several student accounts…
