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problems with nationwide flexdirect switch
Hello everyone, I had an old account with NatWest which had a minimal amount of money in less than £30.00 in and I was looking at the help to buy isa's that nationwide offer then at the end of October the refer a friend offer started. My sisters boyfriend offered to refer me and i switched after i set up some minimal…
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Santander and Faster Payment mistakes
Looking for help in dealing with Santander and Faster Payment that have gone wrong! Back in 2011 I sent a payment to a friend from our Personal Santander account for festival ticket they'd bought. Unfortunately I managed to get a digit wrong in the sort-code!! The money went to the right bank but not our friends account.…
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Help needed with IPad numbers, to keep a track of savings
Please move if I'm in the wrong place? Thinking it's about time I did away with paper and pen- keep making mistakes anyway! I want to set up somekind of spreadsheet on my IPad to keep track of my 'bill savings' I've £50 in my car fund and want to add £20 to it ever month. £100 in holiday fund and want to add £30 to it…
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Switching from Nationwide to 1st Direct
I have recently switched accounts as outlined above (see Title). However, 1st direct only switched my Flexaccount, despite their knowing that I had two 'splintered accounts' (i.e. an e-account and a Loyalty Account that were credited via the Flexaccount). Thus the splintered accounts remained open. So, how to close these…
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Easy access account for a 15 yr old
My 15 yr old has a JISA and a Halifax young savers account but really would like a bank account with a card to use online? Appreciate any info on this, thanks
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Nationwide flexaccount
I've been reading and rereading the terms and conditions and I can't work out, if by holding this account alone I would be eligible to then open a Flexclusive Regular Saver. Please can someone help me out? Considering switching my HSBC main account to them.
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Misdirected faster payments - typo in destination account
Hi Folks, does anyone have experience of recovering misdirected faster payments and the Coventry Building Society? A typo in the destination account details means it's gone to the Coventry but not my account! I'm following the "what to do if you send money to the wrong account" article on the MS site and have informed both…
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Club Lloyds Saver Account - Interest
Hi, I set up a Club Lloyds Saver account last February. I know that the interest is paid "on maturity". Silly question, does that mean it'll be paid when I close the account or after the 12 month term? Thanks
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Preparing to switch
After many years of being financially incompetent, I'm finally in the position to start using my finances to my advantage. I have three current accounts, my main Nationwide one which both lots of wages go in to plus all dd's Come out of and I'd like to retain this account for the future mortgage prospects. I have a lloyds…
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Question after switching about my wages?
Just finished switching after being with Barclays for 30 years to Santander 123. All's gone really well ,however i have just had a thought my wages are paid on monday into my bank account. Thing is i haven't notified my HR dept pr payroll. Will my wages go into the new bank account,bit worried as the most important of…
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Chipest Bank Account?
Hi! !!! Can you tell in witch bank is the chipest bank accounts?
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Cheque lost in clearing
Hi, I've just had a letter from the Nationwide saying that a cheque we deposited at the beginning of December has been lost in the clearing process. They've not provided any details of the cheque just the amount. They want us to provide full details of the cheque or to contact the cheque provider to see if they can provide…
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Savings Protection - FSCS
I have found a clause in my HSBC Information Sheet that I haven't noticed before. It says under the heading Reimbursement:- "Where the FSCS cannot make the repayable amount within seven working days, it will, from 1 June 2016 until 31 December 2023, ensure that you have access to an appropriate amount of your covered…
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Co-operative Bank statements
Is it normal for Co-operative Bank to produce statements on seemingly random dates?: The only change I made was to switch from paper to paperless statements about a month after I opened the account. Two statements in May, no statements in or July, August, October and November; and the days of the month are all over the…
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Club Lloyds monthly fee - confused when it will be taken
Two queries regarding Club Lloyds: 1. Rearding the Club Lloyds monthly fee, no matter when the account was opened, the fee will be taken on the second working day of the month? For example, if I opened the account on 10 Jan and put £1500 straight away, then the £5 will be taken and waived on 2 Feb (second working day of…
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Halifax Dispute... any thoughts?
Hi all, Sorry if this is the wrong forum I couldn't figure out where it would be best going! Basically, I had a payment taken from my account on a Sunday evening back in November I didn't recognise. I called up on Monday and they raised a dispute/refunded the money and I also cancelled my debit card. Exactly a month later…
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How many times can you use the 'switch service' and claim rewards
Hello I have tried to Google this... How many times can I use the current account switch service and get paid for it? I got £125 from Halifax last April and was just wondering If I could now close that one and move elsewhere? Thanks
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MSE News: 11% drop in current account switches
The number of current account switches in 2015 is down 11% compared with 2014, so if you're not gaining from your bank account, you should switch now...Read the full story: '11% drop in current account switches' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…
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switching accounts using a debit card-less current account
Quick question, will there be any issues that you can think of by switching a old current account (it is used to hold money only) that doesn't have any active debit cards associated to it (we use other accounts for card spends) to first direct for the new customer incentive offer? (We are new customers this week) Thank you…
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Use Touch ID to log into First Direct iOS app
FD have just updated their iOS app to enable this feature and it works smoothly on my iphone 6 so no more faffing around with your password. Am i right in saying that FD are the first UK bank/BS to allow users to use touch ID to login?