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Help needed with IPad numbers, to keep a track of savings

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Please move if I'm in the wrong place?

Thinking it's about time I did away with paper and pen- keep making mistakes anyway!

I want to set up somekind of spreadsheet on my IPad to keep track of my 'bill savings'

I've £50 in my car fund and want to add £20 to it ever month.
£100 in holiday fund and want to add £30 to it every month and so on, I will also need to withdraw an amount when I go on holiday for example.
I have several items that I put money away for each month.

Sure me and my teen are over thinking it, but can't seem to sort it, help please

Comments

  • baz8790
    baz8790 Posts: 111 Forumite
    I use google sheets on my iPad and get access on anything with an Internet connection,

    I only use it for basic calculations to see how much I can save each month from my pay.

    Can't you open separate savings accounts for each saving goal and set up various standing orders into them?
  • applepad
    applepad Posts: 417 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I've got about 20 savings goals, so don't think I can have that many accounts?

    My husband and two teens have been working on it and think they can sort it, thanks anyway
  • Why not prioritise your goals rather than saving for everything at once? If things are only small, but are important they won't take you long to save for, and then you could have less to save for. Although multiple accounts is possible. Opening an account for each thing you want to save for, and then only use it when you buy something. Take your holiday, put your money in till say June, and then when you buy your holiday in June, buy it on the card thats linked to your holiday account, then your holiday money will still be on one side and you'll know how much you've carried forward to your next holiday.

    Although if you plan on saving for a lot of things, you'd probably be better putting all the money in one 5% current account/6% regular saver to get the best for it

    Can you be more descriptive of what your after spreadsheet wise? If you have £50 and your adding £20 to it every month, surely it doesn't take a spreadsheet to know that in 3 months you'll have £110 saved?
  • applepad wrote: »
    Please move if I'm in the wrong place?

    Thinking it's about time I did away with paper and pen- keep making mistakes anyway!

    I want to set up somekind of spreadsheet on my IPad to keep track of my 'bill savings'

    I've £50 in my car fund and want to add £20 to it ever month.
    £100 in holiday fund and want to add £30 to it every month and so on, I will also need to withdraw an amount when I go on holiday for example.
    I have several items that I put money away for each month.

    Sure me and my teen are over thinking it, but can't seem to sort it, help please

    Excel is now free for the basic version, which is probably sufficient for most people's needs. Files are saved to the "cloud" however which may not be suitable for sensitive information. I have it set up on my iPhone too, which is handy if you need to access your spreadsheet while out and about.
    Hope this helps
  • joe134
    joe134 Posts: 3,336 Forumite
    edited 24 January 2016 at 9:56AM
    If you make mistakes with pen and paper, you are more prone to do so with the I-pad.
    It's basics
    Look after the pennies and the pounds will look after themselves.
    Saving is habit forming, Do I need It, not, can I afford it ?.:beer:
  • jimjames
    jimjames Posts: 18,643 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    applepad wrote: »
    I've got about 20 savings goals, so don't think I can have that many accounts?

    You can certainly have that many accounts, many on here do. However they tend to be accounts that are all full so it's not much use keeping £30 in a 5% account that could take £2000
    Remember the saying: if it looks too good to be true it almost certainly is.
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