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How quickly can I switch?
Hi, I recently switched an old account to Coop to take advantage of their joining offer - about 2-3 months ago. The switch fully completed but I believe the autoforwarding element of the switch might still be active. My partner has just had an email from Nationwide offering a switching bonus for both of us. is it ok to…
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Apple pay
Hi I have a basic account and has no contactless card so can't use apple pay, can any one recommended a pre paid card that will work with apple pay and is contactless please.
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Joint bank accounts post-bereavement
My parents have a joint bank account but Dad is unconscious / seriously ill. We are starting to plan for post-bereavement, which is likely to occur at any point in the next couple of weeks. A family friend has suggested that Mum sets up her own bank account and transfers money to it in advance of Dad's death, to prevent…
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Direct debits question..
Hi, I've recently lost my debit card iIordered a new one last Thursday but it still has not arrived :s my main question is will this affect my direct debits coming out? Part of the process of ordering a card is having the previous one cancelled incase it has been stolen. Will this affect collections? My main concern is a…
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Sweating buckets - FP limits
Just ended up rushing around like a headless chicken to sort out my house deposit (as I didn't want to pay CHAPS). I'm sure I read Lloyds had a £25k limit before but someone on here linked to some page saying they had £99,999 so I didn't worry about it -_-" Walk in Today & Lloyds £25k limit. Transfer remaining £7k to TSB…
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M&S account - do you actually need to transfer a DD?
So m&s are offering their £100 voucher for transferring to their account with no minimum pay in. I was just wondering, if you have a redundant bank account still open with no DDs set up to come out of it, can you transfer this account or will M&S require some sort of DD or SO to be transferred over? Thanks in advance
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Santander 123 Account
Hi all, new here so go gently with me!! I need some help with my bank account/savings. At present all my accounts are with Lloyds. I have the Club Lloyds current account, a maxed out ISA (why, I don't know) and a couple of savers. Essentially I have £26-27k floating around. Should I therefore open a Santander 123 current…
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Santander fee when switching account.
My fee for the Santander 123 gets taken on the 12th of each month. Unfortunately, the increase in the fee is from the 11th Jan, so my Jan fee will be £5. I've done the sums and after tax (the £1,000 / £500 proposed allowance is used up elsewhere), it is not worth keeping the account for me. Reading the terms it says the…
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Halifax switching account
Hi all, I'm wondering if someone can answer my question. I changed banks & I changed my direct debits over myself. I've yet to fill out the switch over form to get my £100 reward. The reason I've avoided this is because I'm currently paying off my overdraft on my previous account with the help off Payplan. Is there a…
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Martin Lewis in on ITV now telling 8million how to get multiple current a/c rewards
With details on setting up standing orders etc between accounts. Banks will soon put a stop to that.
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Pay at pump £1 pre-auth
So, a friend of mine has very stupidly got himself into a bit of trouble. He used his debit card to put £10 fuel in at a pay at pump petrol station. He got excited because he thought he had only been charged £1 for fuel. He assumed the pumps were broken and proceeded to fill up the tanks of all 3 of his cars. Lo and…
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Budgeting help
Hello! I was hoping to get some help with setting up (another) budget. I get some of my income at the end of the month, some it every week and some of it on a random week of the month. How do I successfully put aside the right amount of money and make sure my bills get paid on time? I don't think I can cover all my bills…
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Bit if advice. Trying to budget.
Hi there. I'm hoping someone can help. I'm finding it hard to budget at the moment. I recently did a soa and found that after bills and food we should have ;£881 a month left over. The trouble is we never seem to see it. Ideally I'd like to save 500 and use 300 on anything we might want throughout the month. If it stays in…
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Euro currency account advice
Hi, I am getting married in Italy next year and over the course of the next 6 months will be paying various suppliers (wedding planner, hotel, music, catering etc) in Euros to an Italian account. Until now I have been using TransferWise which has been working well. However, the exchange rate is good at the moment so I'm…
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Saving attitude of mind
I was reading some of the thread about how much people save each month and it struck me that the monthly savings figures are, in many cases, quite high and certainly a lot higher than I have read is the average household "save" in the UK. Only a minority of households have an emergency fund of 3 to 6 months of net income.…
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Open a basic or current account get £150
Just thought I would give you guys the heads up with this one before the offer ends really soon! The Yorkshire Bank basic account is fine for bankrupts as well but the offer is due to expire in the next few days. Or you can open a general current account its really easy to open simply call or apply online, you get debit…
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Help with unique financial situation
Hope it’s okay to post this here and apologies for the long post. I was in the Royal air force until a couple of months ago and had been saving most of my money since I joined at 18. I am now 24 and whilst on an assault course I really badly injured my lower limbs which I am waiting for various surgeries for, and I was…
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help with which a/c may be good for us
Hi, we want to change from natwest advantage gold/platinum as they charge... i know all the switch sites show info on different accounts but is there a facility as with car insurance that search for you and compare different accounts. got about £2k coming in each month, no savings, and there's not a lot left each month if…
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N&P Building Society - Any experience with it?
I was thinking of opening an account with N&P since they have a debit card that acts like the "Halifax Clarity" and the "MBNA Everyday+" cards but read quite a bunch of bad reviews about it when I googled its reviews. So I was wondering if perhaps some of you have experience with this bank? Is it as bad as some people are…
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Santander 123 credit card & Apple Pay
Although the cash back will be minimal this will make me use Apple Pay (until the end of February anyway): Apple Pay bonus cashback offer Until 29 February 2016, you can earn 3% cashback on all your 1I2I3 Credit Card purchases made using Apple Pay (on spend of up to £100 a month which means the maximum cashback you can…
