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How much do you save each month?
Hi all, Genuine question. Just curious about what people tend to save each month. I.e once all bills and expenses are deducted how much do you have left over? The reason I ask is I'm not sure what to aim for when I budget. I'm targeting 500 a month which I think is good as I'm the only earner as my wife looks after our…
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Where can I exchange Royal Mint coins?
Hi bit of an odd one. I got a £100 coin from a relative and I know this makes me seem really ungrateful but I rather deposit it into a savings account. Does anyone know which bank might take it? Thanks
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[Bank Switch] Monthly Income requirement
Hiya, I'm interested in joining/switching to Halifax's current account, however I have noticed many switch offers require you to meet certain conditions, one of them being: "£5 reward each month you pay in a minimum of £750, pay out at least 2 different direct debits and stay in credit." My question is, if I were to…
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Opening Current Account
My wife is opening an account with FD and I have to state "Not Switching" for the bonus. After 3 days since on line registration has received email asking her to furnish proof of person and address ie passport and bank statement or similar. You know the drill. The thing is they also want these documents countersigned by A…
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LRS - Unkown Transaction on my statement
Hello there, Bit of a long shot but has anyone else had LRS on their bank statement? It's from last year (doing my accounts) so not near enough in time to remember. Below is an example CARD PAYMENT TO LRS,xx.xx GBP I've got a few of these. I did enquire with Santander and all they could tell me was they're in London Many…
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Claiming back Current Account Fees
Hi there, I had a company contact me a few months back explaining that i could claim back all my monthly Current Account fees from my bank but i'm not sure how true this is. They wanted me to use them for a fee but thought i'd check this out with you guys as i could do this myself, providing i can get help with the wording…
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Will My Card be Blocked Again?
I need to fly to Australia this weekend (only booked today!). When I went there 4 years ago,despite letting my card provider know I would be travelling,it was still "blocked" everytime I tried to make a purchase.(I can't remember,but I also may not have been able to use ATMs.) Is there anything extra I need to do this time…
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Williams & Glyn (RBS England and wales) customers to get new sort codes
Why? What a lot of hassle that is going to cause.
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Barclays log-in conumdrum
I am an authorised user on my son's Barclays c/a and have a debit card in my name to use with this account. Tonight, needing to check the balance, I logged in with that card number and PINsentry - something I haven't done before on this account - and up comes my own personal Barclays account page, not my son's. For…
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Sending debit card speed
I was just wondering which bank accounts send their debit card the quickest. I want to open an account to do grocery shopping with. I ordered one for my old yorkshire account. It has been 7 days already. Still. Not arrived. Are there any you can open that send them next day. Be interesting to read anyone else's experience.
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Bank Blocked My Account
Received a payment from a recipient for an ebay purchase - They informed their bank (i presume) they havent received the item or alike - their bank contacts my bank - saying potential fraud today my bank has put a block on my card/account They said do I know the transaction/amount. I said yes, they want me to send in…
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How to login to HSBC Online banking?
Hi :j I'm trying to help an older person login to HSBC online banking. They phoned HSBC and the lady was very helpful in getting all the relevant info to hand. So far so good. They decided in private their passwords and username and all that jazz and then attempted to login for the first time. All the passwords were…
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Bank account for saving Japanese yen?
Hi, I'm planning a holiday next summer to go visit my girlfriend after her visa expires, and I'm keen to take advantage of the great pound:yen rate at the moment by saving up what I can and converting it whilst the rates are good. If I'm lucky, the rates won't change much between now and then, but if I'm unlucky, the yen…
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Euros to GBP
Hi, I got married in the summer in Germany but we left the money received as gifts with my wife's parents who put the money in their account. We are meeting up with them in Brussels on the weekend, my question is would it be cheaper for them to bring the money with them in cash and we transfer it when we get back to the UK…
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Minimum cashback ammount ?
For the past few years my near by Sainsburys Local has always issued any cashback ammount up to £50. Even if it's less than £5 or £10 such as amounts for bus fares for example. Today, I went into another Sainsburys local and asked for £3 cashback, to which I was told it's not possible, the minimum is £5. I tried saying my…
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Could tv breakdown cover claim affect your building and contents quotes?
Hi folks, As the title says could a claim for tv breakdown or accidental damage (such as can be taken out just after you buy the item) affect any quotes for home insurance? I do know that when you go into a comparison site to ask for a quote for buildings and contents they often ask if any insurance claims. Thanks for any…
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Which is the best bank for personal and business banking?
Hi can anyone please advise me on which bank is the best for personal and business banking. We have been with Barclays for a number of years but I lost faith with them over the whole PPI and bank charges thing. We got a lot of money back but it still leaves a sour taste in your mouth. We currently have Premier Checking and…
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Package account reclaim legal advice
After reading advice on here I sent a letter off 3 days ago, got a phone call yesterday saying they'd looked at my claim of claiming back unplanned overdraft fees aswell as mis sold package account. I had opened a Platinum account in April 2010 and then upgraded to a Premier in December 2010. They said I didn't have a case…
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What are my options for unpaid wages
Hi everyone. I started work on October 4th 2015 and was told I would be paid on the 13th of November as the 15th falls on the weekend, which is the date that they regularly pay employees..I was told since Friday my salary should be in my account, yet there is nothing...My employer is claiming that my wages left their…
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Stores that DON'T accept contactless payments - name and shame!
So like many here I have a TSB classic plus account and want to use it to get the 5% cashback before the deal runs out. Stores I've tried or have been reported in this thread that don't accept the contactless method::( B & Q Tesco Tesco Fuel Sainsburys All Shell garages Asda (inc Enniskillen, Northern Ireland) Iceland…