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Overdraft problem
Wondered if someone could give me a little advice on a situation I've found myself in. Basically I've opened a new account using a switching service which has ended in the account with Halifax being closed with an outstanding balance of £3000. I've switched before and the original account remained open. Anyway they have…
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Club Lloyds £5 not waived - anyone else?
Hi, Before I get onto the phone to them, has anyone else paid the £5 Clib Lloyds fee today without this having been credited again right away? Normally I've got both transactions appearing at the same time but don't have the waiver showing this month - more than £1.5k have been paid in in Oct (and my interest was paid as…
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Switch one current account, keep other with same provider?
I have two bank accounts with Santander. One of them I have opened as a donor account to get a switching bonus with another provider. I just want to check - using the current account switching service will only close the specific account I initiate the switch on, it won't have any effect on my other current account with…
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HSBC Advance Account - Any Good?
I have found out (via my internet banking and confirmed with customer services) I am eligible for an Advance account. What I would like to know is this any good- should I go for it. I am so nervous about rocking the financial boat what with my debt and all. I only have 1 current account with HSBC which I have had for 12…
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First Direct - 20 minute phone quiz now needed to open savings account
Here's a new one - unbelievable. Aunt banking with First Direct for at least 20 years. In that time, has had numerous products, including Regular Saver accounts every year for some years. This time, though, instead of just opening the Regular Saver account for another year, as requested, a 20 minute fact find session was…
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just got out of prison
sup guys so i just got out of prison having served a year in custody and was just wondering if anybody has any tips or suggestions for getting back on my feet? i dont even have a bank account now (as mine was closed after inactivity) and i have bad credit and so im wondering where i'll even be eligible to create one? thanks
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Security block
Hey all I was just wondering if you could offer me some help for my grandparents please! Nationwide have put a security block on my granddads account because of some previous fraudulent activity and they are saying they will only life it if he goes in to branch. The trouble is, he's currently not well enough to do so. Just…
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Planning for becoming independent?
I'm living with family, but hoping to become independent within the next few months. I would like a rough idea of how much bills will cost for 2 people (myself and partner). This will give me an idea of how much I need to earn and it will give me some peace of mind to know what to expect when moving out: - Rent (I can…
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RBS Rewards account
My mother is 88 and I help her look after her finances. She used to be a Gold Cheque account holder with RBS. This paid a small amount of credit interest, 0.1% at the end if I recall correctly. Earlier this year, she got a letter from RVS saying that they were rationalising their range of current accounts and…
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Card fraud - Unusual transaction
I was recently a victim of debit card fraud but thankfully my bank picked up on the odd transaction and didn't authorise it. The amount was only £2.08 which to me shows a test amount. The transaction was to a 'Marrakechinn Va USA'. On searching Marrakechinn I found 2 posts from a year and 2 years ago and wondered if anyone…
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Bank Account Problems . HELP!
Hi all, I am furious with my current bank, Nationwide, as they have 'accidently' frozen my account for the fourth time in a year. Crucially this nearly resulted in me very nearly losing my house, as I was unable to pay the deposit on my as it was frozen. Embarassingly, I went to pay for something today but again it didn't…
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interest from tsb / lloyds
anybody had there interest paid? ive had none from any of my banks tsb , Lloyds , Bos
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Joint account with ex partner
Hi Everyone, I hope this is the right forum for this question. My ex-partner and I opened a joint account with Barclays when we were together and I've been trying to get it closed since we split. Barclays insist that to close the account we *both* need to go to a branch and close the account together. Now that is simply…
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Am I doing it right? Maximising savings and income
I'm looking to maximise my savings and earn the most i can throughout the throughout the year... At the moment I have the following: - TSB account £2,000 - TSB account £2,000 - TSB monthly saver - £250/mo - now up to £500 (trying to feed this from income where i can) - Nationwide flexdirect £2000 (new account on the 5%) I…
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Adding a foreign spouse to Barclays account
Hello, Can anyone give me some real advice - I want to add my husband to my Barclays current account. My residential address is in the UK, however my husband's domicile is in Belgium. On the phone barclays customer service assures me that if we both come into a bank branch and my husband brings proof of his address and ID…
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Canadian dollars to £ sterling
Hope I'm on the right board A mate has around $30k arriving shortly by cheque, what would be her best way of changing that into £££ ? TIA
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Acorn current acount anyone?
I keep an eye on my spam folder, periodically forwarding phishing emails onto the appropriate bank. This month I have noticed a new name among all those dancing, twinkling enticements to gamble or enlarge my penis (with no Y chromosome I have no interest in that!)- Acorn Current Accounts, guaranteed to accept me with no…
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Opening another account - time at address
Hi all, In August I moved in to a flat with my partner and to help keep things separate I decided to apply for a Lloyds Classic account for Bills. This got declined, the only reason I can think of is for the time at address which was less than a month at the time. In the end I decided to use one of my Interest-Bearing CA's…
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Contactless payment - how long to show on account?
Hi I made a contactless payment in a small shoe repairer on Friday afternoon. Whilst I was looking for my item receipt, which was somewhere in the bottom of my bag, the retailer took my card and put it across the machine as a contactless payment. Looking at the receipt the payment went through and wasn't declined for any…
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Tesco Bank
I recently opened a Tesco Internet Saver account with a large sum from a bond which matured. My experience of the Tesco's Internet Bank was so poor that I closed the account after 2 weeks. I found it eventually impossible to use, unlike my internet current account with another provider which is a dawdle. Very disappointed…
