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Budgeting & bank accounts
Archives for November 2015
Discussion List
TSB contactless payments
I normally use a credit card for pretty much everything. However, I recently started using my TSB debit card in order to get the 5% cash back. I normally keep £2000 in the account as it doesn't pay interest on anything above that amount. Therefore when I have made purchases on the card I try to top up the account on the…
Club LLoyds
Had a Club LLoyds current account for a long time now, always keep £5k minimum in and pay in £2.5k per month. How do i get the free magazine subscription which i have noticed that is on offer. I see no way to activate it for current customers?.
Free personal finance/budgeting software
I hope this is the right section (rather than techie). I'm looking for recommendations for the best (free preferably) personal finance/budgeting software just now. I'd rather a software I can install on my PC, than an online thing, though I can do online if it's good. Easy to use is a bonus. And not linking into my bank…
Receiving wire transfer from overseas
I display a few adverts on my website and make a little bit of money each month. I have only been with this particular company for one month and I've just received my first payment which came through PayPal. However, I can set up a wire transfer if I wish. Problem is I don't understand the information they are looking for.…
flexdirect single n joint accounts: interest
Should each flexdirect account with Nationwide get 5% interest? I have single and joint account, so are both eligible for 5%? Not received any interest in joint despite there being £2500 in there for two weeks.
Switching bonus timescales
Hello! I have just spent an hour trying to find a page on the main site I came across a while ago. I can't find it. On this page there is a smallish table that compared how long it takes for the various banks to pay out the switching bonus for their current accounts. I remember Clydesdale was 70 days as it stood out as…
YNAB Help
Deleted...move to YNB thread.
bank switching-how quickly does a DD become effective ?
I am looking to start a merry go round of bank switching but I worry as to how long should I leave between setting 2 new direct debits up and then applying for my first switch account. I went on to a couple of sites that I could set DD's up but the first payment would only come out 28th November. If I applied for a new…
halifax to BoS mnothly payments
because Halifax also display bos aswell , if I click transfer funds from Halifax to BoS rather than make a payment, does that still class as paying in the 1000 a month? :)
New interest allowance question
I've just been paid my interest for the year with my nationwide regular savers (currently at 1.6% net) So with this new interest allowance from April, assuming I pay in the max per month from now: Will my next interest payment next November be calculated based on 2% for the entire year? Or will it be 1.6% for all the…
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