just got out of prison

FrightenedInmate

sup guys

so i just got out of prison having served a year in custody and was just wondering if anybody has any tips or suggestions for getting back on my feet?

i dont even have a bank account now (as mine was closed after inactivity) and i have bad credit and so im wondering where i'll even be eligible to create one?

thanks

wideboy09

you should still be able to get one without an overdraft id think, pop into a branch and ask

eskbanker

See http://www.moneysavingexpert.com/banking/basic-bank-accounts

ProudDad

I know some banks might have issue with you previously having been in prison depending on what it was for, others won't though, so best to be upfront when you go in just incase.

mwarby

If you weren't in for fraud, make sure they know this. The big block for bank accounts is bankruptcy and history of fruad

Also I'd go to a branch with 2 forms of ID, as it might be difficult to verify your address electronically

foreign_correspondent

A credit union may well help, if a bank can't, lots of credit unions offer accounts to people whilst they are still in prison!

I have an account with my local credit union, and I've had a loan with them, and I'd highly recommend them

You can search for a credit union here - http://www.findyourcreditunion.co.uk/home

more information here - http://www.moneysavingexpert.com/banking/credit-unions

Your local Citizen's advice bureau will also help if you need advice regarding accommodation etc, good luck!

colsten

I am very surprised that you apparently did not get any rehabilitation support before your release. Here's a website that might help: http://www.pffs.org.uk/faqs/prisoners/, but you could also simply try your local CAB. Good luck, hope you don't get into bad company again.