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Current account recommendations?
I have a question on disability and dosh regarding Internet banking and accessibility; so no advice is needed on that. All I need is a basic bank account. Have been with Natwest since 2011; but have had enough with regards to the lack of accessibility for numerous reasons. Contactless debit card is useful. But it's not…
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Bank can't trace sender of money erroneously paid into my bank account
In December 2014 several thousand pounds was paid into my current account in error. The reference for the payment was "From Mr XXXX to Mr XXXX". I immediately contacted my bank and was told that someone had made a mistake inputting the number online and there was nothing my bank could do to trace this person until they…
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Closing account after switch incentive received?
Can anyone tell me if there is a certain amount of time you need to retain your Halifax Reward account in order to not have the current £100 incentive clawed back?
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RBS royalties gold
I've had a royalties gold account for years, I used it because they insure me to travel for £90 a year (cheap when you have a transplant and a pacemaker) and cover my phone. Recently I killed my phone and went online to claim the insurance. Went onto rbs royalties website and gold has disappeared. Apparently I'm now a…
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Ignore!!
Ignore this!!
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ATM Dispute HSBC +Sainsbury
Hi All Last week I tried to withdraw £350 from my HSBC account (using a Sainsburys cash machine), I got an error message something along the lines "cannot process your withdrawal please contact your bank". The next day I saw it had been debited from my account, I rang HSBC and was told to wait 48 hours in case in self…
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Bringing money from abroad
Hi all, I have about R$180K in a bank account in Brazil and the exchange rates are going CRAZY this last days. Lost about £3000 in less than a month... I would like to bring this money to the UK and currently I have a bank account in HSBC here in the UK. My idea is to bring this money here and invest it as a deposit in a…
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Barclays 'Switch Guarantee'
My mother is looking to open a current account with Barclays. At the moment all her payments (DWP and occupational pension) go into a Halifax savings account (no card just a passbook). Can somebody tell me if these type of payments that currently go into a savings account can be included in the Barclays switch service?…
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Step Change for compulsary savings
The excellent StepChange advice charity are advocating a compulsory savings initiative, http://www.stepchange.org/Mediacentre/Pressreleases/Autoenrolmentsavingscrisis.aspx J_B. Perhaps the coffers of the unsaved should get a quantitative easing bonus.
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Unable to log in to HSBC this morning
Anyone else experiencing a problem with HSBC Online Banking this morning? The HSBC home page comes up fine but as soon as I try to log in it times out with 'page not found'. Hope it's not me. Has their Security Server gone to the great bank in the sky?
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Contactless Card Conundrum
Hi everyone, here's the story. I've had a Barclay's current account and debit card which I've used as my main account for around six years. I travel a lot around London and would get lots of use out of a contactless card, 95% of my purchases are <£20 and most places I shop are contactless enabled. I contacted Barclays…
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Current account switch - debit card refund missing.
During July I completed a current account switch using the current account switching service from Cahoot to Nationwide and I had Nationwide close my Cahoot account. One thing I had paid for from my Cahoot account prior to this switch was a booking for a hotel room with Travelodge during June. I subsequently cancelled this…
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Is this legit???
My latest bank statement showed that I paid £1 to a company called Web-secure.co.uk. Never heard of them, and on visiting their website, I was invited to unsubscribe by entering an email address, but none of my emails were recognised, and the so-called help line didn't work either. Sent a message, but no reply. Phoned Bank…
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Alternative to Microsoft Money?
Does anyone use software to keep track of their money? I have been using Microsoft Money but Windows 10 doesn't seem to like it! Any recommendations please?
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Yorkshire bank retail card
Just been accepted for yorkshire bank direct current account,. Recieved my forms to get the £150 application etc. My debit card was pre picked at mastercard retail card. Anyone know what that means? It wasnt a contactless option Bet its the rubbish card if they give one like that lol?
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Accidentally transferred money to an old closed account - what happens?
Hi Wonder if anyone could advise. I made a transfer of money (just under £100) on Monday evening from my current account (BoS) to an old Santander account which I closed down in March of this year. Completely my fault as I should have double checked everything! Very annoyed with myself. As the account at the other end is…
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switching if you already have two current accts?
Hi, I have been pondering for a week or two and cannot find the answer on the Internet. I have two current account with different banks at the moment. I would like to switch one to HSBC to benefit from the switchover incentive. But I would like to keep the other as a I have graduate account with a free overdraft. If I…
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Can someone help with my budget please ?
Hello friends,
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How do they know (or care?) if you have closed the old account when switching?
How do they know (or care?) if you have closed the old account when switching? When I switched from HSBC to Santander, the latter gave me all the benefits of the new account (and cashback from TCB at the time). However the HSBC account remained open. If I were to move some non-cashback direct debits currently on the…
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joint account for current bank customers
Hello, My wife and I both have our own current account with Halifax. for personal reasons, i want to create a joint account where I want to transfer part of my savings for the benefit of my wife. I wonder if the money will be taxed once i transfer it from my current account to the joint account Thank you.