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RBS royalties gold

I've had a royalties gold account for years, I used it because they insure me to travel for £90 a year (cheap when you have a transplant and a pacemaker) and cover my phone.

Recently I killed my phone and went online to claim the insurance. Went onto rbs royalties website and gold has disappeared. Apparently I'm now a platinum customer but no one has bothered to tell me.

I nipped into the branch today and asked about it and was given a leaflet explaining the benefits of the platinum account but they look the same as the gold benefits, am I missing something?

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