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MSE News: Many left without wages following HSBC payments glitch
Many have complained on social media about not receiving wages, just hours before the long bank holiday weekend begins... Read the full story: Many left without wages following HSBC payments glitch Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our…
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Aldi/Santander
Yesterday I tried to get cash back at an Aldi store using my Santander 123 debit card. Before he put it through the assistant said, oh it's a Santander card this might not work. He was correct it wouldn't work. He said it seems to be a problem only with Santander cards. I haven't had a problem getting cash back in other…
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HSBC Technical Issues - Wages Not Paid
HSBC seems to have a big technical hiccup this morning. I should have been paid today and my employer banks with HSBC. It didn't arrive so I called my boss. He double checked the BACS file and the account details were right and the settlement date is today. However, the bank told him that there was a glitch which meant…
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Best way to use TSB account
I have just switched to TSB for their nice 5% on up to £2k and taken over about 400 quids worth of direct debits. I guess the best way to use it for now is never let it go under 2k - pay in 500 (min monthly payin) beginning of the month and take out whats left over 2k at the end of the month?
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Switching bank account
This is going to sound like a silly question I expect... I'm in the process of switching bank accounts. I think I am right in saying that I have to manually change the details of my bank with my employer/anyone else that pays into my account...what happens if I forget one, since the account is closed, what will happen to…
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Western Union refusing to give refund unless I email photo ID
Sorry if this is the wrong board, but I would be grateful for some advice. I decided to send some money to a friend using Western Union online. The transaction was put on hold with a message saying: "If we do not hear from you in the next 24 hours, we will cancel your money transfer and you will not be billed." I phoned…
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Help on opening an account with a large cheque
My mother is about to receive an inheritance of approx 70,000 - 100,000 Euros (unsure what the figure is yet) and I would like to know whether my mother should open a brand new bank account with these funds, or have these funds transferred to her current basic bank account. Also I would like advice as to which is the best…
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Metro Bank Account for European Travelling only query
Hi all, Forgive my naivety but i've been a one account one bank kind of customer for my whole education and am trying to branch out a bit and find good deals now i've just finished uni and have a bit more money about... Basically today i went to my local Metro bank and opened a current account to make use of the free…
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LLoyds bank
I applied for a loan a few days ago and was declined immediately online. I went into a branch and they were surprised as I was considering my rating was 1b. Apparently the b determines what apr they are willing to offer. I sent a complaint to Lloyds Bank today and promptly received a telephone call back and apparently the…
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TSB Enhance interest dropping
Just got a letter from TSB about their interest rate changes - effective 03 November. Whilst they write about four tiers the rates are the same for all - currently 1.5%AER /1.49% gross down to 0.75%AER / 0.75 gross. Halved! :eek:
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BMSavings safety?
I`m considering putting some money in a BMSavings account but when I checked if they were linked to other institutions I found they are linked to Aviva. I have a pension fund with Aviva so does this affect how much I could safely invest with BMSavings? thanks
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Barclays sending messages about overdrawn account
Hi So I used to bank with Barclays for everything. I had a few current accounts and savings! I got fed up of their new charges on my current account so moved my two current accounts. One to nationwide and one to tesco! I still have a savings account which has a monthly standing order going on but I have no card for the…
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Lloyds put block on account but didn't bother telling me
I have lived at the same address for the past 4 years and because I'm so conscious of correct information on my credit file I ensure I changed addresses correctly whenever I have moved. I have just contacted Lloyds Bank to downgrade my account so that I'm not paying for one of their packaged accounts. Having spoken to two…
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Barclays Premier Banking
Hi, A quick question that has been playing on my mind. A few months ago I got a letter from Barclay's Premier Bank stating they would be reviewing all customer account to see if they still qualified for the Premier banking facility but would write to all customer and inform them in due course. A few weeks later I got a…
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"Extended" cheque clearance at Santander
I paid in a cheque yesterday at my local Santander branch. I checked how long it would take to clear and was given the usual 2-4-6 rule, unless it went into extended clearing, which obviously took much longer. Can't find anything about this in their T's & C's. Google seems to only associate it with Santander. Can anyone…
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Halifax Overdraft:
I applied for a halifax account online and was offered a £250 overdraft, anyways that application failed as i couldn't provide the ID in time, well the next time i applied i was not offered an overdraft, i have the account setup now and have just tried online and got rejected, has this happened to anyone else, not too…
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Santander ATM charge UK
I just checked my bank statement and noticed I was charged £3 to withdraw cash from the local Santander ATM. I thought cash withdrawals were free between UK bank accounts. Or have Lloyds and Santander had a falling out?
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Nationwide flexplus query
A quick check to make sure I haven't misunderstood: I was looking round for a bank account offering travel insurance and came across Nationwide Flexplus. Delighted to find that this also offers UK and Europe breakdown insurance through the same provider [Britannia Resuce] that I have been using for years. The monthly fee…
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Expat needs to open UK bank acc
Have been left £35k by aunt but it is stipulated it must remain in the UK. I live in South Africa and am a UK citizen with passport. Have written to approx 11 banks asking to open an account, but they all decline except for Standard who want to charge £15 a month for the priviledge. Are there any UK banks who would open an…
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Fraud (ebay) question
I wasn't sure where to put this thread but a friend lost her debit card on Sunday and didn't report it as lost until Monday by which time someone had used it to buy something (£130) on eBay. I know that she should have reported it lost immediately but without going into detail she is very suicidal anyway so this wasn't top…
