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Bank of Scotland with Vantage
I have currently used up my Santander, LLoyds, TSB, Halifax, Tesco and Nationwide current accounts for interest. My Nationwide flex direct ones have reached there one year point and been closed. I am considering opening some Bank of Scotland ones but are very concerned regarding people having them closed. I don't want to…
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UK Equivalent of EveryDollar.com?
Hear a lot about this personal finance tracking product on Dave Ramsey (can I mention him on here? :rotfl: ) Have used Quick File for self employed accounts but need to use something for personal spending to help stick to a budget. searched the archive but only came up with Microsoft Money. Is that seriously all there is?
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MSE News: There's never been a better time to switch bank - the 10 need-to-knows
You can get free £240, 5% interest or free travel insurance just by switching bank account... Read the full story: There's never been a better time to switch bank - the 10 need-to-knows Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum?…
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How to open offshore bank account quickly?
Hello guys!:hello: I need to open an offshore bank account for my company. Would be great to do it within a few days without visiting bank office. Are there any well-known solutions? The price or jurisdiction doesn’t matter.
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MSE News request - moved address/updated your bank but not getting paperwork?
Have you moved address, told your bank/credit card provider, and then found out later that it hasn’t updated its system so your post and cards etc. are being sent to your old address? If yes, please let us know below when this happened, and which bank/card provider it involved. Many thanks, MSE Paloma
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Bank Card Lost in Post - Compensation?
Hi everyone, Wondering if I have any ground to claim compensation from my bank for inconvenience / embarrassment / costs incurred. On Saturday, my card was declined for a small payment - £3.80. I knew I had this money in my bank account and checking my mobile banking confirmed I had £190 (and my £200 overdraft) available.…
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Better to start a fresh?
If you've been having financial difficulties due to redundancy and your account has been in and out of an unarranged overdraft, once your back in work, is it better to close that account down with the negative history and start a fresh with a new bank so you have a new account with a clean slate on which to build up a good…
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MSE News: First Direct tops our banking poll again, while Barclays takes the wooden s
First Direct's current account customers have given its service glowing feedback in our latest banking poll... Read the full story: First Direct tops our banking poll again, while Barclays takes the wooden spoon Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…
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Midland Bank will not be returning to our high streets after all ?
According to Sky News 'Insiders at HSBC' have said that HSBC is unlikely to revive the Midland Bank name as it does not 'Resonate' with younger customers. The say the options being considered are using the First Direct name, or simply the HSBC Logo (The Red Hexagon) without the name HSBC beside it. They say that customers…
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Contactless scam waiting to happen - London transport
I travel on London transport, bus, tube and so on. Every now and then a "conductor" will board the train or wait at the exit of stations without barriers, DLR for example. They are official ticket inspectors. They wear high viz jackets with "Travel safety" or something like that. They ask you to produce a ticket, for many…
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Can my bank charge me VAT on legal costs
Hi, I have agreed to pay my bank a debt I owe them, plus legal costs. They are charging me VAT on these legal costs. Is that ok? The bank is VAT registered, I am an individual and obviously not VAT registered. I understand they will reclaim VAT on their costs from HMRC. By recovering VAT from me would result in double…
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Conflict of interest - have to switch from Santander 123
Hi, I was wondering what current account to switch to. I am currently on Santander 123 account with a large amount in there which is earning interest and due to conflict of interest rules at work, I must get rid of it. I cannot have a current account with HSBC, Lloyds, Santander, Barclays and any associated banks due to…
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Bank Charges
I have transferred to lloyds this year and i find myself being charged for unintentionally and also falsely going into my overdraft alot. However, I can check my account on a monday and it will tell me i have an available balance of £50 and then i can check it on tuesday it will say i have £80. This happens quite often and…
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Tesco Savings Direct Debits
I tried searching for this but couldn't find the info. I've had a Tesco Savings account open for a while now and it pulls in £4 via a DD from a Halifax and £1 via a DD from TSB. Soon I will no longer have the required number of DDs on these accounts. So what I have done today is add a second DD to pull in £1 from Halifax…
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MSE News: Lloyds is yet again the worst offender for wrongly rejecting complaints
Lloyds Bank is yet again the worst for wrongly rejecting both PPI complaints and other gripes, according to the Ombudsman... Read the full story: Lloyds is yet again the worst offender for wrongly rejecting complaints Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it…
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transfer sterling - euro
Hello - I live in NI and have a euro account in Ireland - does anyone know the best way to transfer between both currencies at the best rate? I've checked these sites, which seem to give a better rate than the bank rate. http://www.moneysupermarket.com/current-accounts/international-money-transfer/
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HSBC Advance account
I just got my free money from TSB and about to switch to the HSBC Advance for their free money and in a big pink background on their website it says: "We are currently experiencing high volumes of applications for our HSBC Advance Bank Account. This means that we may take longer than the normal 7 working days to confirm…
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Time to Close a Business Bank Account
How long should a bank take to complete the closure of a business bank account? That is an account with little usage, not one with a great deal of activity.
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Cannot get my head around what a SWIFTBIC is
I am trying to pay a German invoice. I have an IBAN for the bank, no problems there. Barclays wants a SWIFTBIC or else it will charge me £17. I have tried to find this on the invoice. I have a whole collection of numbers but no idea what they all are. I think I've narrowed it down to this: 'Konto-Nr' translated to account…
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HSBC T&C changes 1 December 2015
There is a strange T&C change in the pipeline at HSBC https://www.hsbc.co.uk/content_static/en/pdfs/en/personal_banking_tcs_nov.pdf They aren't saying why they need this information, or what the benefit of providing it will be to the account holder. I just hope HSBC will be the only bank with these additional requirements…
