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Switching one current account but leaving others
I have two 1st (current) accounts (along with a savings, mortgage & Regular Saver account) at First Direct and need to close one. Is it possible to switch the 1st account but leave the others or does the whole relationship need to close?
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First Direct Suspended Faster Payments
Lately I've been getting the following message when I try to send payments from First Direct in the afternoon / early evening: The first time this happened, it was for the first payment to a new recipient. I figured it was a security measure and waited until the next day. When the payment still hadn't gone that morning and…
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Intelligent Finance Anyone?
Does anyone still have an Intelligent Finance current account which they are using regularly? If so have you tried their phone service, is it any good? Do they do seem to be very keen to discourage its use? They keep sending my friend letters encouraging her to switch,even if it is to a diffent banking group!
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How soon after switching to Halifax can you switch again?
I switched to Halifax in Oct 14 for £100. How soon until I can switch to HSBC, or do I need to wait a calendar year? Thanks
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Can Banks cancel an Overdraft FEE?, if in a 'minus' balance? Santander ??
With a Santander current account (basic current account, not the 123 account) If a series of daily fees (£6 per day of being in a negative payment with an unarranged overdraft) for the account being in a negative, which has added up to say 5 days 5 x £6 = £30 to pay of overdraft fees (on a day by day basis) This is the…
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Switching with invisible DDs?
I just created 3 DDs via Tesco iSaver on an account I plan to switch to TSB. These are currently invisible online & scheduled to be pulled on 23rd*2 & 24th. If I call to arrange a switch Tomorrow, will they know these DDs are there? I plan to go into Lloyds Tomorrow to see if they can see any more than I can online.
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Closed bank account
Hi. So I have closed my nationwide account 2 weeks ago, tonight I am not with it and stupidly sent £100 from my Lloyds account to my nationwide account (which is closed). I am now frantically looking on the Internet to what should happen. Does it bounce back? Is it somewhere between Lloyds and nationwide? What should I do?…
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Studying Abroad Bank Account
Hi there, I am currently a student in the UK with a student account with Santander, which has been great for my time here but I am due to move to Tokyo, Japan towards the end of September and I am wondering which student account/current account would be best to have when it comes to transferring money from a UK account…
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Speed up incentive gains.
Problem with doing two switches in tandem. It's the amount of DD you need. If you have a say £100 on a long interest free credit card, the minimum payment should count as a DD, and if there is any mistakes I am covered by the switching guarantee. Am I wrong? No expert but learning every day. Thanks in advance, Monty.
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Bank Account Switching Newbie
I've been with Lloyds since I was 16 years old (I'm now 33) and I've never switched banks before and I'm not looking to do it regularly, so before I take the plunge I wanted to run my plan by you folks to see if I was missing anything or making any mistakes. Any and all advice will be greatly appreciated. I'm a bar tender…
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No advice available from bank
Hi chaps ... am going through a sticky patch at the moment, savings all gone and my OAP doesn't start for another month or two so money is tight, thought I'd have a chat with the bank and see what options are available o/d, loan or whatever. I made an appointment and asked if the manager that I'm meeting would be able to…
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Best bill reminder and budgeting software?
Hi all, I wondered if there were any cheap simple software (preferably in the Apple App Store) that is recommended. The purpose of this is to assist with managing my money. This includes: Dates, amounts and method of various bills. Reminders to check bills are paid. Identify what money is being spent to see if savings can…
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I need a card that I can use in Europe
Evening all, I've recently got myself a new job that requires me to travel around Europe for extended periods. Although this was my first tour, I've had to take money out of my UK account a couple of times and make a payment with my card, so I'm going to get charged for that and probably get a pretty naff exchange rate.…
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First Direct 6% regular saver
I just had an interesting conversation today with someone at FD about this on the phone. My mother had a problem putting her monthly sum into this account. She had been doing it as a one off internal transfer from her 1st account. Normally, she would have a SO set up but she cancelled this so that she could re-jig her…
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Looking for personal fiannce software
I have a Windows 7 PC on which I still use MS Money 2002. perhaps I should have changed to another software ageas ago, but I have not and this now contains ca. 10 years' worth of personal finance data. I am concered that Windows 10, which is coming up, will not be as accomodating as Windows 7 so I may need to migrate to…
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Best way to transfer money from Germany?
Hello, not sure whether this is the best place to ask this question, so please feel free to move to a more appropriate forum. I live in the UK and also have a savings account in Germany. I now need this money and was wondering what the best way of transferring it to the UK would be, without losing too much money in the…
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Natwest Select New:
I just applied for a natwest select account, went through all the stages of the application and it said great news your eligible for a current account, then I could select which account I wanted, there was several which some come with a monthly charge, I just opted for a £0 monthly charge account, anyways I also selected…
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Santander online change overdraft error?
Anyone else use santander and have issues changing their overdraft facility online? I only have a £250 overdraft and i was trying to remove by entering £0 in it but online it gives me an error and asks me to call them. Ive tried reducing it in multiples of £50 etc but i get the same error. It then refers me to experian as…
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Back to UK---Bank account??
My daughter is moving back to the UK after living in North America for 32years. She is retired, but will have a lot of money (and I mean a lot!) to transfer over here, and needs a bank account. Savings account would do initially. She will be staying with me until she buys her own property. She will have no utility bills,…
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help! Lost BACS recall
Hi guys, I'm new here but hope you can help. I was due to get paid on the 26th June. I've entered into an IVA so my Halifax account was frozen on the 25th. I requested my employer (NHS) to recall the payment on the 25th and to put wages into my new bank account (Barclays). I was due to get paid in two amounts. 1 very small…
