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Santander's 123 account
I have been a customer of Abbey before it merged with Santander - so a total of 40 plus years. I also hold shares and have all my debits with Santander. But, as I only receive the state pension of £464.60 (rising by a princely sum of 0.20p on reaching 80), I do not qualify for their 123 minimum of £500. I also have…
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Santander: infuriating experience with international payments
Hi all, Some advice please - I've tried to send a good sum of money internationally using Santander. The money disappeared from my account and after nearly a month and 20 conversations with them they're telling me that the account number was wrong and they keep trying to call me and leave messages (untrue - not a single…
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Should I try to switch again after being refused
I have two current accounts, 1 with Barclays and 1 with Halifax. I tried to switch from Barclays to HSBC and from Halifax to First Direct. Both were rejected, HSBC on a credit score and waiting to hear from First Direct. I have an overdraft with Barclays about £500 overdrawn, however just moved that to a 0% credit card…
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Bank account under review
Can anyone shed some light my Barclay's account as been frozen so it can be reviewed without warning or anything I can't take any money out pay bills nothing all I get told is that its being reviewed dont no why and that I just have to wait till they have finished can anyone help
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Basic bank account question - one accepted, one rejected?
I hold a basic bank account with Nationwide. They accepted me no problem. I recently attempted to get a basic account with TSB but they declined me (they mislead me into believing this was a BASIC account but in fact it's a 'current basic account' so I guess I was credit checked?) I was wondering if anyone knew why and…
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Maximising HSBC & Halifax's "Free" Money Offer
I've been with HSBC for a very long time (close to 12 years if not more), and even longer with Halifax. I'm currently banking with Halifax, and getting the £5 a month from the reward account, and I've recently moved my ISA to HSBC as they currently have the best rates at a bank near me. For the past year, I've pretty much…
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best bank account for 17 yr old starting work
My son is 16, will be 17 the end of August, he will start an apprenticeship on Monday earning £150 a week. He has a Natwest Adapt account just now, but should he open a 'adult' account? and if so, which is the best.
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Think Money - Think Again! - Must Read
Here's a story about Think Money, the Manchester based provider of the alternative current account, that will hopefully provoke a response from them, and serve as a warning to anyone thinking of opening an account with such a duplicitous, underhand organisation. I opened an account in the summer of 2013 with Think Money…
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Bank Error
Morning - I'm new to this forum, I'm hoping someone can offer me some advice! My bank have made an error, and on the 1st of June when I paid money into my business account, they also paid the same amount into my personal account. I didn't notice that this had happened, until yesterday (16th July) when, without warning they…
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Help with budgeting!
Hello! This is my first post to the forum - but I am having really bad budgeting problems. I stupidly took out a Vanquis card a few years ago and used it all when short of money. I am a student so I am finding this impossible to pay back although I do pay monthly payments of 100 pound, it doesn't actually take anything off…
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Yorkshire bank messed up!
Thank you all for your input I have contacted the financial ombudsman who are going to contact Yorkshire bank and will give them 8 weeks to reply.
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Apple pay
Tried to set up Apple pay on iPhone 5s and Apple watch,I had a problem,after going through all it instructions,I clicked on "verify",the code was sent to a number I had about four years ago,so I thought I'd get in touch with Apple to see if they could advise me on what to do, Well after over an hour on the phone to them I…
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£25 fee for transfer of funds
I went into my branch today to ask for a the deposit for my house purchase (£5000) be transferred to my solicitor. I would have done his myself via online banking but I have mislaid my card reader. Staff member say that will be a £25 charge. I said I don't need the money to go today, there is a week for the money to get…
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£152.50 & £25 to charity Co-Operative Bank
I've not seen much mention of the Co-op's current deal here, so thought I'd mention if you're looking for an alternative cash boost. The Co-Operative Bank offer £100 if you switch to their current account (£800 per month needs to pass through, only two direct debits, very competitive overdraft fees). If you follow the link…
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Cancel account then reopen can i get bank bribe again??
HI I closed my nationwide account last month, can I reopen a new one and get the cashback they are offering? same with first direct and any other bank. I couldn't find this on the forum please link me to the answer if there is one. Thank you e
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Nationwide Flexdirect
have looked, but can't find answer... My FD finishes soon. Can I open another to replace it ?
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HSBC Advance A/C ISA question
Having just been accepted for the HSBC Advance account (joint a/c) I'm just wondering if anyone else has done the same and then opened 2 ISA's and if so did they both attract the £10 per month bonus?
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Halifax Reward Question
I note that the £5 monthly reward is paid net of tax. Is it possible to register using an R85 to get the reward paid gross? Thanks
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How to deal with cheque that's not in my name
Hi all, I have a question regarding a HRMC refund cheque I received in the post yesterday that is addressed to my ex flatmate who has moved abroad about a year ago. He has no intention of coming back at the foreseeable future, he now lives permanently in Spain. He asked me to deposit it and make a transfer to his account,…
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Overdraft lingo
We’ve been chatting about the wording used to describe overdrafts and wanted to get your opinions. Which are your faves from the two lists below? List one: • Arranged overdraft • Planned overdraft • Formal overdraft • Agreed overdraft • Formally requested overdraft • Authorised overdraft List two: • Unarranged overdraft…
