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How much do you have for fun?
Hi, I know this will be dependant on everyones own situation, however was just wondering how much people allow themselves for spending money to cover items such as going out, drinks, cinema, takeaways, non food shopping etc. Basically i guess i am looking to see what people allow themselves/or would allow themselves if…
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Bank charges and more debt...
Hi, apologies if this is in the wrong section, I need some help /advice... Recently went over my overdraft limit, and charged when dd's came out, I asked the bank if it was possible to help with the charges and stretch them out over a longer period as I knew this stuation would happen again in the coming months due to work…
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Getting laptop
Our laptop has packed up and we can't really afford to buy a new one. I start a degree in Feb and need a computer to study. I was pondering with the idea of gettting a macbook air as my brother has one and says there really reliable. Anyway I would like one brand new from the apple store but there is no way I can afford…
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Nationwide overdrawn question
Hi, so basically my pay goes in tomorrow but I fancy having a bet on the football tonight. Only a fiver but I was wondering if I would get charged anything for going overdrawn even though my pay goes in tomorrow? I overdrew once before and I went over to the Nationwide bank the next morning and paid it in to my account and…
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Is interest calculated on balance or available balance?
Is interest calculated daily based on balance or available balance?
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Cashing a cheque with Natwest
Sorry if this is an obvious question, I am not from the UK or used to dealing with cheques. I have received a cheque which says Natwest. The bank I have is HSBC. Do I - go to Natwest to get cash for the cheque even og Im not a customer there? - deposit the cheque at an HSBC branch? Will it then go to my account immediately?
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Missing Faster Payment
We sent a payment from a Post Office Easy Saver account to our Derbyshire B/S Account a few days ago. Despite everyone agreeing that we used the correct recipient details, the payment never arrived. The Derbyshire say they rejected the payment because the reference field (our account number) contained a string of numbers…
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Disappointed with First Direct
Hi all, Despite the fact Mr Lewis continually lavishes praise on First Direct, I thought I would share a disappointing experience when trying to switch to their account. Firstly, 10 days pass and I hear nothing, despite the website saying they'd be in touch "in a day or two" with a response. Poor communication from the…
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Quick economic transfer/UK to Spain
I need to make a one-off transfer of about £6000 from Halifax UK to Banco Sabadell in Spain. Any suggestions for cheapest way to do it please without compromising the safety (for me) of the transaction.
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can i freeze my mums bank account help
My sisters name is on my mums bank account.Is there anyway that I can freeze the account. She is being taken to court for hitting my mum and has all my mums banking, will,etc...I am not sure who mum banks with I believe it is halifax. My sister also has enjuring power of attorney unregistered.mum also has demtia.
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How can I manager my UK bank account when moving abroad.
Having been unemployed for 9 months, I found and accepted a job offer in Austria for 3 years but uncertain if it is possible to manage my UK bank accounts in the UK? I have 2 current & 1 saving accounts in Halifax and HSBC. HSBC offers the oversea account service but there seems to be few HSBC branches in Austria. my ISA…
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Ethical Banking.
Now that the Co-op Bank has been taken over by two American hedge funds, what alternatives are there for those of us who require ethical banking?
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Best return on 15k?
Say you've got 15k in a savings account. What brings me back the most money per month, considering that I will not add/remove any money from the 15k pot. My friend recommends santander who says they've got a good rate and seems to think that £15,000 will return £37.50 per month ... is that true?
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How to close the online account?
Just closed a halifax account. It's not so important but I want my online banking login to be cancelled, as I can still log into it. Will it close eventually or what?
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new account advice
Hi i have a default which will be paid off in 2015 march. I currently have a barclays cash card account and restricted debit card select account. Can anyone recommend a good basic / current account which i can upgrade in a couple of years maybe. Id also need 24 hour petrol pump access on my debit card i have this at the…
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FlexDirect accounts gone missing :o
I've just transferred the 1K into each of my FlexDirect accounts, then logged into Nationwide's online banking to transfer them to my savings account and none of them are showing. The rest of my accounts are showing (FlexAccount, Regular Saver, etc) but not the FlexDirects. I've already logged a request with them, but…
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HALIFAX SWITCH misleading never recieved the money
i did the switch online three months ago and assumed the money had gone in, however when i checked last week i found it hadnt so i phoned them to ask. and was told that as i hadnt closed my old account the money wasnt paid in (and i wasnt going to get it) now i also thought that the seven day switch included transfering my…
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Banks near me.
Hi, I have a few benches and bs close to me and wanted to know what do you think is the best option. 1. The Coventry 2. Nationwide 3. TSB
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Bank account switching - double hop?
Hi all I've recently made use of the new switching service to move to First Direct and receive £125 joining 'bribe'. Is there anything now stopping me from switching again straight away to Halifax for another £100? Many thanks #29.
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Suspicious letter from bank
I've just received a letter from my bank (Halifax), supposedly from someone at my local branch. It says they tried to contact me but couldn't (they certainly haven't rung, and my phone number is up to date). Now, the reason I'm suspicious is because the letter asks me to call them back on one of two numbers -- the first is…
