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where best to put £20,000
Hi Everyone, My dad is 89 and looks to me to help him with his money. He has 20k in a bond which will mature in Dec, and with rates so poor Im thinking a new current account might work better for him. Santanders 123 looks great at 3% but he lives with me and so has no bills[ie direct debits] coming from his current account…
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N&P discontinuing £5 fee on basic account
N&P appear to be making their basic current account fee free from 2014. Is currently waved if used 5 times a month or has a balance of 5k plus. Obviously makes it much more competitive with Metro Bank Also, if you prefer Visa Debit over Debit MasterCard when travelling.
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Reward Account
Sorry if something like this has been asked before but I'm just after a quick answer. Basically I was thinking of upgraded my Halifax current account to a reward current account however me and my partner are soon to buy a property and will go for a joint account. I've heard a Halifax reward account is one of the best but…
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How to qualify for firstdirect accounts?
Was just notified after a week that I was rejected from opening a firstdirect account due not achieving high enough scores on some of their criteria. I am self employed and can meet their £1000/month requirement. The main problem I can see is that I have several other current accounts and am not a home-owner. Any ideas…
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What do i do when my bank won't give me an overdraft?
Hello, I am 26 years old, self employed and have a current account with natwest. At the moment I am experiencing money problems, basically I don't have any. I work on a cash only basis in an indoor market selling vintage clothing and have been doing so for 3 years. The past few months have been increasingly difficult,…
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T2 LETTER FROM bARCLAYS
am an international student i just moved to the Uk and opened a Bank acount with barclays a month ago. I do not have a credit account only a debit and savings. I just recieved a T2 letter from barclays. Please i don't know what to do now. Can i open another account with another bank??? Please i really confused and also…
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YBS Money Manager and Lloyds & Tesco
Does anyone here use the YBS money manager with a Lloyds account? I've got mine set up with a dozen (!) or so other accounts, but I'm struggling to add Lloyds and Tesco (credit card). YBS help hasn't been very helpful, suggesting I keep trying. (I've tried a handful of times.) So just wondering if anyone has successfully…
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Transferring money from a Santander online account.
In a few weeks I shall want to transfer a six figure sum from a Santander 123 account to a third party account already set up in that account to receive payments. The bank the recipient uses accepts faster payments. I have had problems in the past with this sort of online transaction. At the last moment you are told that…
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Lloyds and lack of fee waver account transfer
I had a Gold current account with the old LloydsTSB with a fee waiver, ie it had the benefits with no monthly charge. LloydsTSB brought in a monthly charge for the Gold at a later date for new accounts with the older accounts retaining the fee waiver, as long as there was a large balance on the account. My LloydsTSB branch…
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Santander avoids responding to complaints about complaints handling
I have a Santander 123 Account. I have limited mobility and poor vision. I asked a question about money transfer via the secure email system. Santander CS is mediocre, so I get a boilerplate answer which does not answer the question. From experience I know that phoning them produces the same sort of unhelpful, too general,…
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Are you having problems getting a regular bank account?
A little tip that I have discovered which has worked for me at both Natwest and RBS. The scenario.. 1. Apply for a standard current account without a credit line get REJECTED! 2. Open a basic account and get accepted. You now have a basic account with a limited debit card, no access to cheque book and more importantly for…
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first direct account
I rang up first direct today to see if I could still open an account even if I didn't pay £1000 per month. Like people said on here, I would be able to still open an account, I'd just have to pay £10 per month. What I didn't ask was whether the account included the 0% overdraft, and if it does how long does the overdraft…
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When do bank card payments leave the account?
Hi When I pay for stuff on my card when does the money leave the account ? I have bought something last week on my debit card and then a direct debit came out which I forgot but the debit card payment came out days later instead of the actual date?! I thought that if I purchased something that the money either came out…
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Wages Query: Differing times?
Hey there! There may be a really simple answer to this so I do apologise if the question is silly. With Natwest my wage was always paid in at exactly 3am - Always. I phone N&P today to see if they had a general time that BACS/CHAPS (Not sure how employers pay) go in at and he said...8am. Is this correct as he wasn't sure…
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Halifax Switch £100
Hello, Just wondering when the £100 from the Halifax switch service hits the account? A few people I know got it pretty much straight away and others are waiting. Is it after a month or so? Anyone else recently joined Halifax too?
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UK bank account for expats
I live in Spain, but have a UK (Lloyds tsb) bank account into which my pension is paid. Is there an alternative bank where overseas transactions/withdrawals are free? (I do not have a UK address, so doubt that credit checks would find me!) DGD
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Getting a printed statement out of NatWest?
I signed up to paperless statements on the basis that I could order a printed statement when I wanted one. But having signed into my online banking, I can't see any option to do this. There's a new option to download a PDF of my statement, but that's not good enough as my council wants an original document and states that…
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Opening Bank Accounts Online..?
Sorry if this is a newbie question but can one open current accounts online without ever having to go in branch..?
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Overdraft being reduced. Advice please.
Hi, newbie here so please bear with me if I'm in the wrong place/being an idiot. Just received a letter about our current account with Nationwide. They are reducing our overdraft from £2500 to £1650. We do reach our limit monthly and sometimes go over, so I can see why they might want to rein us in. We can find the money…
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Why isn't Yorkshire Bank current a/c in MSE best buys?
Am I missing something? just heard about them offering 4pc on £3k for 18 mths
